Jason Moss
Newport Beach
Summary
Dedicated and professional Specialist with extensive expertise and a results-oriented approach. Proven track record in effectively managing tasks and supporting organizational goals through collaborative efforts and adaptive strategies. Recognized for excellent communication and analytical skills, ensuring seamless operations and consistent outcomes. Strong commitment to excellence, ready to make a valuable contribution to any team or organization.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Lock Desk Specialist
Loan Stream
08.2024 - Current
- Process and oversee active updates to wholesale loan programs and applications ensuring maximum profitability for the company on a daily basis
- Generated daily reports for management and team members to quantify pertinent updates and deadlines on loans in active process and for post-closing delivery
- Assisted in Secondary Market reporting and verification of set margin and profit to assist in maximizing milestone goals
- Served as a liaison of Secondary markets to mortgage broker clients as well as a pricing and programs expert on Non-QM loan and agency loan products
- Enhanced team efficiency by addressing compliance and loan level pricing related issues for both Non-QM and Agency loan programs.
Licensed Mortgage Banker
Ladera Lending
02.2018 - Current
- Working as a licensed mortgage banker conducting outbound and live transfers to better assist clients in finding a suitable loan program that fits their needs
- Tasks included qualifying credit collateral and ability to repay the loan program that best suited clients, while educating them through the mortgage process from application through funding
- Delivered exceptional customer service, addressing client inquiries and concerns promptly.
- Improved mortgage approval rates by collaborating with underwriters and clients.
- Educated clients on various mortgage products to help select best options.
Sales Support Specialist
Ladera Lending
06.2023 - 08.2024
- Managed and assisted Lock desk functions including but not limited to updating LLPAs and loan program changes, registering and locking BE loan products with correspondent investors, monitoring daily hedge to assist in risk based decisions to maximize company profits.
- Other roles include auditing loans purchased and systems training for new loan officers during their onboarding process
- Coordinated daily workflow for ensuring smooth operations and timely execution of best efforts loan sales.
- Audited and prepared bulk bid loan sales in tandem with secondary markets manager.
Lock Desk Manager
Ladera Lending
05.2020 - 11.2022
- Processed updates to active loans on the secondary mortgage market and verified loan/lock program changes from consumer direct loan officers
- Tasks included, but were not limited to, verifying processes on changes through Optimal Blue and Encompass, registering and updating loan locks with brokered investors via their partner systems, and managing lock timelines on mortgage loans locked in the pipeline
Residential Credit Analyst
Secure One Capital
06.2017 - 02.2018
- Worked as a residential credit analyst making approximately 225 calls a day, taking full 1003 forms off an outbound dialer
- Promoted to Loan Officer's Assistant within three months of employment
- Tasks included following-up with borrowers for mortgage disclosures and assisting one of the top producing loan officers on the sales floor with duties such as inputting information in Calyx Point and continuing to gather information for 1003 applications from prospective clients
- Assessed borrower profiles, supporting effective lending decisions.
Education
High School -
Marina High School
Huntington Beach, California01.2016
College -
Golden West College
Huntington Beach, California01.2017
Skills
- Customer Relationship Management
- Verbal Communication Skills
- Cross-Functional Collaboration
- Efficient Learning Ability
- Adaptable Learner
- Effective Team Collaboration
- Proficient Task Prioritization
- Reliable Time Management
- Strategic Problem Resolution
- Analytical Decision-Making Skills
- Organizational Strategy
- Employee Development Training
- Skilled in Microsoft Word, Excel, PowerPoint, and Outlook
- Encompass
Certification
- NMLS Licensed Loan Officer, #1654310
- Certified Notary Public
Languages
English
Native or Bilingual
Timeline
Lock Desk Specialist
Loan Stream
08.2024 - Current
Sales Support Specialist
Ladera Lending
06.2023 - 08.2024
Lock Desk Manager
Ladera Lending
05.2020 - 11.2022
Licensed Mortgage Banker
Ladera Lending
02.2018 - Current
Residential Credit Analyst
Secure One Capital
06.2017 - 02.2018
College -
Golden West College
High School -
Marina High School
Similar Profiles
Devender SinghDevender Singh
Collections Manager at IDFC BANK ( CONSUMER DURBLE LOAN ,PERSONAL LOAN )Collections Manager at IDFC BANK ( CONSUMER DURBLE LOAN ,PERSONAL LOAN )
PATRICIA MORRISPATRICIA MORRIS
SR. NATIONAL REO TITLE COORDINATOR at COMPUTERSHARE LOAN SERVICES NKA NEW REZ LOAN SERVICINGSR. NATIONAL REO TITLE COORDINATOR at COMPUTERSHARE LOAN SERVICES NKA NEW REZ LOAN SERVICING
Abhishek Abhishek null
Assistant Manager at Bandhan Bank Personal Loan & Business Loan DepartmentAssistant Manager at Bandhan Bank Personal Loan & Business Loan Department
Donovan RommelDonovan Rommel
Infantry Officer at United States ArmyInfantry Officer at United States Army
Paul DandlerPaul Dandler
Balloon Decoration Company Owner at Self-employeedBalloon Decoration Company Owner at Self-employeed