Summary
Overview
Work History
Education
Skills
Languages
Accomplishments
References
Timeline
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Jasmine Allen

Calgary,AB

Summary

Dynamic Sr. Commercial Underwriter at Wawanesa Insurance with a proven track record in risk assessment and policy writing. Adept at mentoring teams and negotiating favorable terms, I consistently uphold underwriting standards while maintaining a high QA record. My attention to detail and effective communication skills drive successful outcomes in complex insurance scenarios.

Overview

19
19
years of professional experience

Work History

Sr. Commercial Underwriter (Farm)

Wawanesa Insurance
Calgary, Alberta
08.2022 - Current
  • I helped on the MOD team, which allowed me to coach and mentor other members of our underwriting team.
  • Recommended corrective action, when necessary, to ensure proper underwriting standards are met.
  • Reviewed our resources (JIRA, FUS, PC, etc.) when reviewing new business submissions for potential new members.
  • Determined the level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Investigated discrepancies between application information and actual risk profiles.
  • Made detailed notes for the file and our new business templates.
  • Negotiated terms with brokers in order to achieve favorable results for both the new member and Wawanesa.
  • Effective communication with our broker partners.
  • Reviewed and evaluated farm insurance applications to determine acceptability for coverage.
  • Ensured that all documentation was completed accurately prior to issuing a policy.
  • Ensuring all documentation was accurate has allowed me to maintain a higher QA record.
  • Participated in meetings with brokers and agents to discuss new business opportunities.
  • I participated in job shadowing and meetings for our UTS role, which showed me the processes for QAs and approvals.
  • Evaluated insurance applications to approve or decline risks based on company guidelines.
  • Conducted accurate and thorough risk selection, with proper classification of members.
  • Entered and maintained risk information in various information systems.
  • Allowed for deviation on new business, where applicable.
  • I coached Lisa Deacan on our processes when she moved from the serviced team to the new business.
  • Continue to mentor our junior staff on a daily basis.
  • I provide senior underwriting approval on TIV, and deviations on a daily basis.

Underwriter II (Commercial Property & Farm)

Wawanesa Insurance
Calgary, Alberta
11.2016 - 08.2022
  • Provided technical support to other members of the underwriting team.
  • Drafted reports that outlined underwriting decisions while maintaining accurate records of all transactions.
  • Negotiated terms with clients in order to achieve favorable results for both parties.
  • Advised customers on available options for covering their unique risk profiles.
  • Reviewed and evaluated commercial insurance applications to determine acceptability for coverage.
  • Ensured that all documentation was completed accurately prior to issuing a policy.
  • Recommended corrective action when necessary to ensure proper underwriting standards were met.
  • Assessed client claims history and made recommendations on policy limits and coverage terms.
  • Managed renewal process by reviewing policies, evaluating changes in exposure levels, and recommending appropriate pricing strategies.
  • Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Solicited and evaluated insurance applications to approve or decline risks based on company guidelines.
  • Leveraged customers' history, industry, and demographic information to calculate renewal rates.
  • Conducted accurate and thorough risk selection with proper classification of insureds.
  • Entered and maintained risk information in various information systems.
  • Decreased value of substandard risk policy and specified endorsements.
  • Applied rating to encourage safe, profitable distribution of risks.

Commercial Underwriter I

Wawanesa Insurance
Calgary, Alberta
08.2013 - 11.2016

Jr Commercial Underwriter

Wawanesa Insurance
Calgary, Alberta
09.2010 - 08.2013

Commercial Underwriter Trainee

Wawanesa Insurance
Calgary, Alberta
07.2006 - 09.2010

Education

GED -

Bow Valley College
Calgary, None

Some College (No Degree) - GIE (Honours)

Insurance Institute of Canada
Calgary, AB

Some College (No Degree) - Working on obtaining my CIP

Insurance Institute Of Canada
Calgary, AB

Skills

  • Risk assessment
  • Policy writing
  • Data analysis
  • Underwriting standards
  • Claims evaluation
  • Commercial insurance
  • Attention to detail
  • Problem solving
  • Effective communication
  • Team collaboration
  • Underwriting expertise
  • Underwriting rules familiarity
  • Negotiation skills
  • Active listening
  • Written communication
  • Mentoring and coaching

Languages

English
Professional

Accomplishments

  • Obtained my GIE with The Insurance Institute of Canada October 2020 where I had Honours

References

References available upon request.

Timeline

Sr. Commercial Underwriter (Farm)

Wawanesa Insurance
08.2022 - Current

Underwriter II (Commercial Property & Farm)

Wawanesa Insurance
11.2016 - 08.2022

Commercial Underwriter I

Wawanesa Insurance
08.2013 - 11.2016

Jr Commercial Underwriter

Wawanesa Insurance
09.2010 - 08.2013

Commercial Underwriter Trainee

Wawanesa Insurance
07.2006 - 09.2010

GED -

Bow Valley College

Some College (No Degree) - GIE (Honours)

Insurance Institute of Canada

Some College (No Degree) - Working on obtaining my CIP

Insurance Institute Of Canada
Jasmine Allen