Japneet Kaur Chawla
Summary
Results-oriented Business Analyst with a proven track record in Credit Risk within the retail technology sector. Adept at leveraging analytical skills to interpret complex data and translate business needs into effective technological solutions. Seeking to contribute expertise in credit risk analytics and technology implementation to drive business success in a dynamic retail environment.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Business Analyst
Toronto-Dominion Bank
07.2021 - Current
- Utilize strong analytical skills to interpret complex data sets related to credit risk in the retail sector.
- Identify trends, patterns, and potential risk factors, providing actionable insights to stakeholders.
- Collaborate with business stakeholders to understand credit risk management requirements.
- Document and translate business needs into clear and concise technical specifications for IT teams.
- Work closely with IT teams to design, implement, and enhance technology solutions for credit risk management in retail.
- Design and optimize credit risk models to support effective decision-making processes.
- Ensure that technology solutions are in compliance with industry standards and regulations.
Education
Graduate Certificate - Supply Chain Management
Northern College of Applied Arts And Technology
South Porcupine, ON02.2019
Bachelor of Commerce - Commerce And Business Administration
Punjab University
Chandigarh, India04.2016
Skills
- Workflow Analysis
- Requirements Gathering
- Cost-Benefit Analysis
- Business Process Improvement
- Technical Writing
- SQL/Python/Scala/Numpy
- Analyze Large Data Sets
- Operations Analysis
- Data Mapping
- Data Mining
- SAP
- Project Management
Accomplishments
- Successfully led a cross-functional team in the implementation of a comprehensive credit risk management system, resulting in a 20% reduction in overall credit losses and a significant improvement in the accuracy of risk assessments.
- Initiated and executed a data-driven strategy that optimized credit risk models, contributing to a 15% increase in the accuracy of credit decision-making.
Languages
English
Full Professional
Certification
- Certification in Business Analysis.
- Certification in Project handling.
Timeline
Business Analyst
Toronto-Dominion Bank
07.2021 - Current
Graduate Certificate - Supply Chain Management
Northern College of Applied Arts And Technology
Bachelor of Commerce - Commerce And Business Administration
Punjab University
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