JANVIER MIHIGO
Gatineau
Summary
Forward-thinking and Bilingual Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 2 years of resolving credit disputes and making recommendations on bad debt accounts. Detail-oriented Bookkeeper versed in payroll, accounts payable and accounts receivable. Learns quickly and adapts well to new technologies
Overview
7
7
years of professional experience
Work History
Accountant Technician
LoganKatz
03.2022 - Current
- Financial Reporting Services: perform full-cycle bookkeeping and payroll services and compliance filings (HST/QST, DAS, EHT and WSIB) using QuickBooks, QuickBooks Online and SAGE Simply Accounting software.
- Prepared personal Canadian tax returns for individuals
- Recorded deposits, reconciled monthly bank accounts and tracked expenses.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Maintained excellent financial standings by working closely with bookkeeper to process business transactions.
- Processed and Paid Bi-weekly, Monthly payroll for employees
- Drafted, Filed : HST, EHT WSIB monthly, quarterly and annually return.
Credit Analyst
Flexiti Financial
01.2020 - 03.2022
- Describe how Flexiti Financial assesses Credit Risk
- Identify each of application queues used for Credit Adjudication
- Conduct financial review of customer lines of credit by assessing company financials initiating credit application reviews
- Explain eligibility criteria for credit Limit Changes
- Identify criteria used to determinate whether to approve or decline request for credit limits increase
- Demonstrate how to manage call scenarios related to requests for Credit Limit increase/decrease
- Explain importance of noting account in both LEXI and DE regarding changes to credit Limit on account
- Demonstrate how to process Credit Limit increase in DE or LEXI
- Make decisions and recommendations about extending lines of credit by pulling Credit report on Trans-Union Direct.
- Use critical thinking to break down problems, evaluate solutions and make decisions.
- Used Microsoft Word and other software tools to create documents and other communications.
- Manage over 50 customer calls per day
- Review and verify income, credit reports and employment histories for each borrower.
- Obtain and review credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Full Charge Bookkeeper
HomeTown Accounting and Tax Inc
02.2018 - 12.2019
- Managed and updated financial accounts and permanent records for more than 20 current clients
- Reviewed and filed financial documents, coded accounting entries for data processing and posted daily, weekly, monthly, quarterly ,annual transactions and payments in accordance with all corporate protocols.
- Performed reconciliations of bank accounts, accounts payable and accounts receivable
- Identified accounting errors by developing cross-referencing databases
- Matched purchase orders with invoices and recorded necessary information.
- Tracked expenses and income for businesses while organizing and maintaining bank statements for checking accounts and Produced monthly financial summaries and reports into Sage's 50 and QuickBooks.
- Processed weekly payroll
- Organized and carried out proactive month-end, quarterly and year-end processes. Prepared and filed monthly GST and accrual Corp taxes
- Developed monthly, quarterly and annual profit and loss statements and balance sheets
- Filed personal and socials taxes into My FILY every Tax season.
Income Tax Specialist
La Cité’s Tax Clinic
02.2017 - 04.2017
- Analyzed records and enter customers' personal data
- Prepared personal income tax returns
- Ensured follow-up with clients with full details of income tax returns
- Answered clients' questions over 20 customer calls per day
- Sent clients' income tax returns to Canada Revenue Agency (CRA).
Education
Accounting (Diploma) -
La Cite Collegiale
Ottawa, ON2017
High School Diploma - undefined
École secondaire publique De La Salle
Ottawa, ON2014
Skills
- Financial statements expertise
- Experienced with QBD, QBO, SAGE 50 software
- Commercial and consumer clients
- Data analysis and Credit decisions Making
- Problem-Solving
- Interpersonal Communication
- Analytical and Critical Thinking
Timeline
Accountant Technician
LoganKatz
03.2022 - Current
Credit Analyst
Flexiti Financial
01.2020 - 03.2022
Full Charge Bookkeeper
HomeTown Accounting and Tax Inc
02.2018 - 12.2019
Income Tax Specialist
La Cité’s Tax Clinic
02.2017 - 04.2017
Accounting (Diploma) -
La Cite Collegiale
High School Diploma - undefined
École secondaire publique De La Salle
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