An enthusiastic individual who will go out of my way to get things done. I am a team player who quickly identifies peoples characters.
Overview
12
12
years of professional experience
Work History
Relationship Officer
Riverlong Limited
07.2022 - 05.2023
Making Courtesy calls to clients
Sending clients messages and responding to correspondences
Ensuring all trackers are online
Collection and advising the management
Facilitated meetings and discussions between clients, sales and delivery teams.
Increased referral business by actively networking within the community and participating in local events representing the bank.
Monitored, followed-up and escalated cases to meet customer response commitments.
Coordinated with compliance officers to ensure adherence to regulatory guidelines in all client interactions and transactions.
Conducted comprehensive financial analyses to identify potential risks and recommend appropriate mitigation strategies to senior management.
Facilitated meetings and discussions between client and team.
Increased loan approvals by diligently assessing creditworthiness and recommending suitable lending options.
KitchenHelper
Cantina Gia
07.2023 - Current
Followed supervisor instructions to complete tasks on time.
Cleaned and organized kitchen stations to promote team efficiency.
Enhanced kitchen efficiency by assisting with meal preparation and ensuring timely food delivery to customers.
Scraped, washed and efficiently restacked dishware, utensils, and glassware to keep kitchen ready for customer demands.
Operated standard kitchen equipment with focus on safety and sanitation.
Supported a clean and organized workspace by performing daily kitchen maintenance tasks, contributing to a safe work environment.
Contributed to a positive working atmosphere through excellent communication skills and collaboration with team members across all shifts.
Branch Coordinator
Zazipay International
08.2020 - 08.2021
Preparing status reports on activities
Achieved monthly disbursements and collections targets for the unit, including all other sets of KPIs
Loan verification – Spoof calling, Reference check, and ID check
Due diligence before loan approvals
Supported teams in the branch in all unit functions, logistics, and performance issues with a view to attaining targets set and creating an efficient work environment for the sector
Ensured all fraud-related matters noted in respective units are noted and flagged up within the reasonable time
Ensured Branch adherence to SOPs and policies
Delivered first-rate customer service and ensure teams in the branch follow the customer complaints procedure
Build excellent relationships with customers, customer-partners, and opinion leaders in the branch
Provided accurate and timely reporting of Management Information and market feedback to report on customer preferences, trends, and market opportunities in the sector
Ensured the office is clean, filing, procurement, and inventory management
Promoted the extension and deepening of financial inclusion outreach through new customer acquisition as well as customer retention
Customer Protection & Counter Indebtedness: Ensure all units promote responsible lending by observing affordability SOPs, customer follow up and SMART customer care standards.
Call Center Agent
Grola Tech Technology
10.2019 - 01.2020
Management and solving customer complain
Provided product and service information to customers
Maintained communication equipment by reporting problems
Obtained client information by answering telephone calls; interviewing clients; verifying information
Utilized various tracing techniques and strategies to collect personal information of customers with outstanding debts
Contacted customers with balances and negotiate payment terms and schedules
Minimized objections for payment and suggest available customer-friendly payment options
Accepted payments over the phone via credit card
Negotiated extended payment plans and the best course of action for customers seeking to avoid further debts
Used software to keep detailed notes regarding conversations with customers and outcomes
Offered clients several payment options and arrange for the prompt repayment of balances
Communicated with management and other team members about methods and strategies to ensure a positive rate of customers agreeing to repay their debts
Build customer loyalty by follow-up of customer calls.
Unit Manager
Fourth Generation Capital
01.2019 - 06.2019
Generated customer interest in the services or products offered by the company
Managed the team members and assign them tasks
Achieved monthly sales and collections targets while managing expenses
Managing, supporting and overseeing unit staff to run high performance
Building excellent relationship with customers and opinion leaders in the area
Delivered fast rate customer service
Lead Assistant Branch Manager and Loan Officers in recruiting new clients in visiting and screening them; identifying collection points
Conducted monitoring visits to collection points as planned at least once to each Loan officer per week to verify client numbers and cross check loan officer’s registers; report on same
Approved and Monitor cash Requests for branch
Always monitored and controlled client retention rate of Branch
Adhered to loan appraisal processes; approved all loans disbursed in branch
Supervised loan officers in order to follow all policies and procedures in place including new product and new policies changes
Approved all cash receipts and payments of Branch
Checked, verified and approved all of the reports
Build and maintained an excellent working environment for the team for them to develop potential and achieve their targets
Oversaw that the monthly targets are met every month.
Assistant Unit Manager
Fourth Generation Capital Limited
10.2017 - 12.2018
Provided accurate and timely reporting on vital information and market feedback
Assisted the Office Manager in organizing and coordinating Customer Service, Administration and Office Management operations including liaising with facility management vendors, cleaning, and catering and security services
Maintained effective administrative systems such as records and database management, filing systems and ensuring that they were safe, accessible and regularly maintained
Ensured that the Office Managers maximized their time efficiently through managing Office Administrative operations, Clients relationship management as well as creating and maintaining reports/ spreadsheets
Assisted the Customer Service Team in upselling, cross selling as well as converting new leads to sales through fostering strong customer relationships by focusing on customers’ wants, needs and ability to pay
Provided exceptional customer service by appropriately answering client concerns, forwarding messages and confirming appointments as necessary
Organized departmental meetings, prepared minutes, distributed and collated meeting agendas and followed up with relevant staff on agreed action points
Maintained incoming and outgoing mail register for deliveries and postage by receiving and recording mail and ensuring incoming mail is distributed promptly and outgoing mail dispatched promptly
Created new system for receiving and filing physical mail that has improved efficiency and eliminated delays in time-sensitive issues and accessing customer records.
Sales Agent
Jubilee Insurance Kenya
08.2015 - 07.2016
Created and maintained a pleasant work environment which has resulted to high levels of organizational effectiveness, communication and safety
Conducted market research to identify selling possibilities and evaluated customer needs
Demonstrated professional etiquette and manners when interfacing with customers which resulted in 50% improved feedback of Customers and Client growth rate of over 90% from less than 10%
Managed client relations, efficiently handling their complaints, ensuring their satisfaction and resulting in improved customer loyalty
Addressed client/customer inquiries and feedback within the timelines stipulated in Customer service charter and
Displayed efficiency in gathering market and customer information to enable negotiations regarding variations in prices, delivery and customer specifications to the manager
Effectively managed existing and new clients through client analysis.
Front Office Executive
Swishcom Kenya
08.2012 - 07.2014
Educated the client on the importance of having an insurance
Demonstrated professional etiquette and manners when interfacing with customers which resulted in 50% improved feedback of Customers and Client growth rate of over 90% from less than 10%
Managed client relations, efficiently handling their complaints, ensuring their satisfaction and resulting in improved customer loyalty
Engaged existing customers to understand their needs and aligning these needs to available higher value products
Addressed client/customer inquiries and feedback within the timelines stipulated in Customer service charter and
Displayed efficiency in gathering market and customer information to enable negotiations regarding variations in prices, delivery and customer specifications to the manager
Effectively managed existing and new customers.
Education
Bachelor of Science -
Africa Nazarene University
Nairobi Kenya
01.2015
Associate of Arts -
Zetech College
Nairobi Kenya
11.2011
Kenya Certificate of Secondary Education (K.C.S.E) -
St. Catherine’s Girls Kesses
01.2011
Kenya Certificate of Primary Education (K.C.P.E) -
Madaraka Primary school
01.2007
Skills
Customer analytics
Communication
Report writing
Customer relations
Credit control
Presentation
Problem Analysis & Solution
Minute taking & Dictation
Due diligence
Strategic & Tactical Planning
Time & Resource Management
Sales & Marketing
Exemplary communication, convincing and counter answering abilities
Excellent conflict resolution, communication, information analysis, coordination, and resource management skills
Committed team player who works successfully with other individuals and departments to achieve the set organizational goals
Excellent documentation & report writing skills
Otherroles
Received and processed customer orders
Professional Highlights
Relationship Officer, Riverlong Limited, 2022-07-01, present, Making Courtesy calls to clients, Sending clients messages and responding to correspondences, Ensuring all trackers are online, Collection and advising the management on customer feedback, Sending detailed reports to clients, Occasional visits to clients, Conducting upsell of tracking devices
Branch Coordinator, Zazipay International, 2020-08-01, 2021-08-01, Preparing status reports on activities, Achieved monthly disbursements and collections targets for the unit, including all other sets of KPIs, Loan verification – Spoof calling, Reference check, and ID check, Due diligence before loan approvals, Supported teams in the branch in all unit functions, logistics, and performance issues with a view to attaining targets set and creating an efficient work environment for the sector, Ensured all fraud-related matters noted in respective units are noted and flagged up within the reasonable time, Ensured Branch adherence to SOPs and policies, Delivered first-rate customer service and ensure teams in the branch follow the customer complaints procedure, Build excellent relationships with customers, customer-partners, and opinion leaders in the branch, Provided accurate and timely reporting of Management Information and market feedback to report on customer preferences, trends, and market opportunities in the sector, Ensured the office is clean, filing, procurement, and inventory management, Promoted the extension and deepening of financial inclusion outreach through new customer acquisition as well as customer retention, Customer Protection & Counter Indebtedness: Ensure all units promote responsible lending by observing affordability SOPs, customer follow up and SMART customer care standards
Call Center Agent, Grola Tech Technology, 2019-10-01, 2020-01-01, Management and solving customer complain, Provided product and service information to customers, Maintained communication equipment by reporting problems, Obtained client information by answering telephone calls; interviewing clients; verifying information, Utilized various tracing techniques and strategies to collect personal information of customers with outstanding debts, Contacted customers with balances and negotiate payment terms and schedules, Minimized objections for payment and suggest available customer-friendly payment options, Accepted payments over the phone via credit card, Negotiated extended payment plans and the best course of action for customers seeking to avoid further debts, Used software to keep detailed notes regarding conversations with customers and outcomes, Offered clients several payment options and arrange for the prompt repayment of balances, Communicated with management and other team members about methods and strategies to ensure a positive rate of customers agreeing to repay their debts, Build customer loyalty by follow-up of customer calls
Unit Manager, Fourth Generation Capital, 2019-01-01, 2019-06-01, Generated customer interest in the services or products offered by the company, Managed the team members and assign them tasks, Achieved monthly sales and collections targets while managing expenses, Managing, supporting and overseeing unit staff to run high performance, Building excellent relationship with customers and opinion leaders in the area, Delivered fast rate customer service, Lead Assistant Branch Manager and Loan Officers in recruiting new clients in visiting and screening them; identifying collection points, Conducted monitoring visits to collection points as planned at least once to each Loan officer per week to verify client numbers and cross check loan officer’s registers; report on same, Approved and Monitor cash Requests for branch, Always monitored and controlled client retention rate of Branch, Adhered to loan appraisal processes; approved all loans disbursed in branch, Supervised loan officers in order to follow all policies and procedures in place including new product and new policies changes, Approved all cash receipts and payments of Branch, Checked, verified and approved all of the reports, Build and maintained an excellent working environment for the team for them to develop potential and achieve their targets, Oversaw that the monthly targets are met every month
Assistant Unit Manager, Fourth Generation Capital Limited, 2017-10-01, 2018-12-01, Provided accurate and timely reporting on vital information and market feedback, Assisted the Office Manager in organizing and coordinating Customer Service, Administration and Office Management operations including liaising with facility management vendors, cleaning, and catering and security services, Maintained effective administrative systems such as records and database management, filing systems and ensuring that they were safe, accessible and regularly maintained, Ensured that the Office Managers maximized their time efficiently through managing Office Administrative operations, Clients relationship management as well as creating and maintaining reports/ spreadsheets, Assisted the Customer Service Team in upselling, cross selling as well as converting new leads to sales through fostering strong customer relationships by focusing on customers’ wants, needs and ability to pay, Provided exceptional customer service by appropriately answering client concerns, forwarding messages and confirming appointments as necessary, Organized departmental meetings, prepared minutes, distributed and collated meeting agendas and followed up with relevant staff on agreed action points, Maintained incoming and outgoing mail register for deliveries and postage by receiving and recording mail and ensuring incoming mail is distributed promptly and outgoing mail dispatched promptly, Created new system for receiving and filing physical mail that has improved efficiency and eliminated delays in time-sensitive issues and accessing customer records
Sales Agent, Jubilee Insurance Kenya, 2015-08-01, 2016-07-01, Created and maintained a pleasant work environment which has resulted to high levels of organizational effectiveness, communication and safety, Conducted market research to identify selling possibilities and evaluated customer needs, Demonstrated professional etiquette and manners when interfacing with customers which resulted in 50% improved feedback of Customers and Client growth rate of over 90% from less than 10%, Managed client relations, efficiently handling their complaints, ensuring their satisfaction and resulting in improved customer loyalty, Addressed client/customer inquiries and feedback within the timelines stipulated in Customer service charter and, Displayed efficiency in gathering market and customer information to enable negotiations regarding variations in prices, delivery and customer specifications to the manager, Effectively managed existing and new clients through client analysis
Front Office Executive, Swishcom Kenya, 2012-08-01, 2014-07-01, Educated the client on the importance of having an insurance, Demonstrated professional etiquette and manners when interfacing with customers which resulted in 50% improved feedback of Customers and Client growth rate of over 90% from less than 10%, Managed client relations, efficiently handling their complaints, ensuring their satisfaction and resulting in improved customer loyalty, Engaged existing customers to understand their needs and aligning these needs to available higher value products, Addressed client/customer inquiries and feedback within the timelines stipulated in Customer service charter and, Displayed efficiency in gathering market and customer information to enable negotiations regarding variations in prices, delivery and customer specifications to the manager, Effectively managed existing and new customers
References
Mrs.Angela Kihu, General Manager, Riverlong Tracking Ltd, +254725998363
Mr. James Njoroge, Co founder & General Manager, Zazipay International Ltd., +254723376722
Languages
English
Full Professional
French
Elementary
Timeline
KitchenHelper
Cantina Gia
07.2023 - Current
Relationship Officer
Riverlong Limited
07.2022 - 05.2023
Branch Coordinator
Zazipay International
08.2020 - 08.2021
Call Center Agent
Grola Tech Technology
10.2019 - 01.2020
Unit Manager
Fourth Generation Capital
01.2019 - 06.2019
Assistant Unit Manager
Fourth Generation Capital Limited
10.2017 - 12.2018
Sales Agent
Jubilee Insurance Kenya
08.2015 - 07.2016
Front Office Executive
Swishcom Kenya
08.2012 - 07.2014
Bachelor of Science -
Africa Nazarene University
Associate of Arts -
Zetech College
Kenya Certificate of Secondary Education (K.C.S.E) -
St. Catherine’s Girls Kesses
Kenya Certificate of Primary Education (K.C.P.E) -
Madaraka Primary school
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Accomplishments
Documented and resolved [Issue] which led to [Results].
Resolved product issue through consumer testing.
Achieved [Result] through effectively helping with [Task].
Used Microsoft Excel to develop inventory tracking spreadsheets.
Collaborated with team of [Number] in the development of [Project name].
Achieved [Result] by completing [Task] with accuracy and efficiency.
Achieved [Result] by introducing [Software] for [Type] tasks.
A-Class Fitter, Millwright at DAMUS LIMITED,SIS LIMITED,TRINWELD, D. Rampersad and Company Limited and other contractorsA-Class Fitter, Millwright at DAMUS LIMITED,SIS LIMITED,TRINWELD, D. Rampersad and Company Limited and other contractors
Credit Manager at Tata Capital Limited (Tata Motors Finance Limited Merged with Tata Capital Limited)Credit Manager at Tata Capital Limited (Tata Motors Finance Limited Merged with Tata Capital Limited)
Sap Hana Module User, Oracle ERP User at Adarsh Marketing, Asian Paints Limited ,Berger Paints India Limited, JSW Paints Private LimitedSap Hana Module User, Oracle ERP User at Adarsh Marketing, Asian Paints Limited ,Berger Paints India Limited, JSW Paints Private Limited