Strategic and results-driven Chief Operating Officer with deep expertise in operational oversight, organizational culture, and stakeholder engagement. Proven ability to lead large-scale transformations by aligning day-to-day operations with long-term business objectives, regulatory compliance, and performance metrics. Passionate about building strong, inclusive cultures that foster employee engagement, accountability, and continuous improvement. A forward-thinking leader who champions innovation and modernization to streamline processes, enhance service delivery, and drive organizational agility. Collaborative and trusted partner to executive leadership, boards, and cross-functional teams, with a strong track record of delivering sustainable results through transparency, alignment, and shared vision.
Overview
14
14
years of professional experience
Work History
<ul><li>Oversaw all operational functions during the successful amalgamation of two legacy mutual insurers into a single, unified organization. Reported directly to the CEO and played a key leadership role in aligning people, processes, and performance with long-term strategic goals.</li><li>Led the full operational transformation of Salus Mutual, uniting teams and systems from two legacy organizations under a cohesive structure with shared goals and culture.</li><li>Redesigned leadership accountabilities and implemented new KPI and SLA frameworks, enabling stronger performance management and outcome tracking.</li><li>Built internal capacity in key operational areas, reducing reliance on external consultants and establishing a culture of ownership, capability, and continuous improvement.</li><li>Established an Operations function to support Claims, Underwriting, and Sales, delivering enterprise-wide value through data insights, process improvements, project delivery, and enhanced customer service.</li><li>Collaborated closely with the Senior Leadership Team and Board of Directors to co-develop and launch the organization’s first corporate strategy post-amalgamation.</li><li>Held P&L responsibility for $45M in Gross Written Premium, with a strong focus on operational efficiency and strategic growth.</li><li>Delivered key strategic outcomes, including: First-ever member rebate in company history, First employee engagement survey, achieving a 75% engagement score, 3% reduction in expense ratio through operational efficiencies and cost control.</li></ul>
Salus Mutual Insurance Company
Dutton, ON
01.2024 - 04.2025
Oversaw all operational functions during the successful amalgamation of two legacy mutual insurers into a single, unified organization. Reported directly to the CEO and played a key leadership role in aligning people, processes, and performance with long-term strategic goals.
Led the full operational transformation of Salus Mutual, uniting teams and systems from two legacy organizations under a cohesive structure with shared goals and culture.
Redesigned leadership accountabilities and implemented new KPI and SLA frameworks, enabling stronger performance management and outcome tracking.
Built internal capacity in key operational areas, reducing reliance on external consultants and establishing a culture of ownership, capability, and continuous improvement.
Established an Operations function to support Claims, Underwriting, and Sales, delivering enterprise-wide value through data insights, process improvements, project delivery, and enhanced customer service.
Collaborated closely with the Senior Leadership Team and Board of Directors to co-develop and launch the organization’s first corporate strategy post-amalgamation.
Held P&L responsibility for $45M in Gross Written Premium, with a strong focus on operational efficiency and strategic growth.
Delivered key strategic outcomes, including: First-ever member rebate in company history, First employee engagement survey, achieving a 75% engagement score, 3% reduction in expense ratio through operational efficiencies and cost control.
<ul><li>Led end-to-end service delivery and transformation across Lifestyle insurance operations, encompassing both Contact Centre and back-office functions. Oversaw strategic execution of a new operating model to modernize service delivery, enhance customer experience, and align with long-term business goals.</li><li>Spearheaded a comprehensive service and process transformation, implementing a new operating model that significantly improved efficiency and customer outcomes.</li><li>Improved average speed of answer from 53 minutes to 22 seconds, exceeding all KPIs and SLAs.</li><li>Elevated team engagement by 24 percentage points, fostering a culture of accountability, inclusion, and continuous improvement.</li><li>Outperformed expense management targets, aligning operational spend with strategic priorities.</li><li>Successfully returned all key business risks to within tolerance, reinforcing compliance, quality assurance, and enterprise risk management standards.</li><li>Collaborated cross-functionally with senior leaders to drive sustainable service excellence and operational resilience.</li></ul>
Aviva Canada
Markham, ON
01.2022 - 01.2024
Led end-to-end service delivery and transformation across Lifestyle insurance operations, encompassing both Contact Centre and back-office functions. Oversaw strategic execution of a new operating model to modernize service delivery, enhance customer experience, and align with long-term business goals.
Spearheaded a comprehensive service and process transformation, implementing a new operating model that significantly improved efficiency and customer outcomes.
Improved average speed of answer from 53 minutes to 22 seconds, exceeding all KPIs and SLAs.
Elevated team engagement by 24 percentage points, fostering a culture of accountability, inclusion, and continuous improvement.
Outperformed expense management targets, aligning operational spend with strategic priorities.
Successfully returned all key business risks to within tolerance, reinforcing compliance, quality assurance, and enterprise risk management standards.
Collaborated cross-functionally with senior leaders to drive sustainable service excellence and operational resilience.
<ul><li>Led national Property Claims operations, overseeing Field Adjusters, Contact Centre teams, Operations, and Investigations. Accountable for service delivery, expense control, and indemnity performance, while driving transformation and innovation across claims functions.</li><li>Directed a nationwide transformation of Property Claims operations, implementing new operating models for both Field and Contact Centre teams to enhance responsiveness, efficiency, and customer satisfaction.</li><li>Established and scaled an Investigations Unit, supporting strategic indemnity management and fraud prevention.</li><li>Achieved industry-leading service levels, including a Net Promoter Score (NPS) of +60 in 2021.</li><li>Consistently delivered over $5M in annual indemnity savings through targeted process improvements, technology adoption, and risk mitigation strategies.</li><li>Demonstrated strong leadership during catastrophic events, ensuring rapid mobilization, effective resource allocation, and seamless customer support.</li><li>Maintained disciplined expense and indemnity oversight, aligning performance with strategic and financial targets.</li></ul>
Aviva Canada
Markham, ON
04.2019 - 12.2021
Led national Property Claims operations, overseeing Field Adjusters, Contact Centre teams, Operations, and Investigations. Accountable for service delivery, expense control, and indemnity performance, while driving transformation and innovation across claims functions.
Directed a nationwide transformation of Property Claims operations, implementing new operating models for both Field and Contact Centre teams to enhance responsiveness, efficiency, and customer satisfaction.
Established and scaled an Investigations Unit, supporting strategic indemnity management and fraud prevention.
Achieved industry-leading service levels, including a Net Promoter Score (NPS) of +60 in 2021.
Consistently delivered over $5M in annual indemnity savings through targeted process improvements, technology adoption, and risk mitigation strategies.
Demonstrated strong leadership during catastrophic events, ensuring rapid mobilization, effective resource allocation, and seamless customer support.
Maintained disciplined expense and indemnity oversight, aligning performance with strategic and financial targets.
<ul><li>Led national Property Claims Contact Centre operations, with full accountability for claims adjusting—including catastrophe management—and operational performance. Drove strategic initiatives, system integration, and team development in a high-volume, customer-focused environment.</li><li>Directed daily operations and claims handling, delivering consistently strong customer and financial outcomes, including over $2M in indemnity savings through process optimization and strategic oversight.</li><li>Successfully onboarded the RBC Property Claims team into Aviva following the merger, ensuring a seamless transition and alignment with operational and cultural standards.</li><li>Designed and built a centralized Workforce Management function, providing operational support to both Aviva and RBC teams, improving forecasting, scheduling, and resource optimization.</li><li>Partnered in the development and execution of the RBC–Aviva integration plan, aligning reserving practices, service models, and technology platforms.</li><li>Played a key role in the successful deployment of Guidewire, standardizing claims processing and enabling scalable modernization.</li><li>Surpassed performance targets, including KPIs and SLAs, by embedding a culture of continuous improvement and service excellence.</li></ul>
Aviva Canada
Markham, ON
11.2016 - 04.2019
Led national Property Claims Contact Centre operations, with full accountability for claims adjusting—including catastrophe management—and operational performance. Drove strategic initiatives, system integration, and team development in a high-volume, customer-focused environment.
Directed daily operations and claims handling, delivering consistently strong customer and financial outcomes, including over $2M in indemnity savings through process optimization and strategic oversight.
Successfully onboarded the RBC Property Claims team into Aviva following the merger, ensuring a seamless transition and alignment with operational and cultural standards.
Designed and built a centralized Workforce Management function, providing operational support to both Aviva and RBC teams, improving forecasting, scheduling, and resource optimization.
Partnered in the development and execution of the RBC–Aviva integration plan, aligning reserving practices, service models, and technology platforms.
Played a key role in the successful deployment of Guidewire, standardizing claims processing and enabling scalable modernization.
Surpassed performance targets, including KPIs and SLAs, by embedding a culture of continuous improvement and service excellence.
<ul><li>Led national Commercial Auto Claims Contact Centre operations, overseeing people management, service delivery, and system transformation initiatives. Drove performance through leadership, innovation, and a strong focus on customer and employee experience.</li><li>Managed end-to-end operations for Commercial Auto Claims, ensuring delivery of SLAs and KPIs while fostering a high-performance, customer-centric culture.</li><li>Spearheaded Systems Thinking training and implementation, forming a project team to design and execute new workflows, performance metrics, and customer experience measures.</li><li>Provided national leadership during catastrophic events, including serving as Auto Claims CAT Lead during the Fort McMurray wildfires, ensuring effective triage, response, and service continuity.</li><li>Directed the strategic rollout of the Guidewire platform for National Auto Claims, modernizing claims processing, enhancing automation, and improving operational agility.</li><li>Transformed employee performance through targeted training, mentoring, and coaching programs, increasing engagement and frontline service capability.</li><li>Built and retained high-performing teams, with a structured approach to recruitment, performance management, and recognition of top talent.</li></ul>
Aviva Canada
Hamilton, ON
06.2014 - 11.2016
Led national Commercial Auto Claims Contact Centre operations, overseeing people management, service delivery, and system transformation initiatives. Drove performance through leadership, innovation, and a strong focus on customer and employee experience.
Managed end-to-end operations for Commercial Auto Claims, ensuring delivery of SLAs and KPIs while fostering a high-performance, customer-centric culture.
Spearheaded Systems Thinking training and implementation, forming a project team to design and execute new workflows, performance metrics, and customer experience measures.
Provided national leadership during catastrophic events, including serving as Auto Claims CAT Lead during the Fort McMurray wildfires, ensuring effective triage, response, and service continuity.
Directed the strategic rollout of the Guidewire platform for National Auto Claims, modernizing claims processing, enhancing automation, and improving operational agility.
Transformed employee performance through targeted training, mentoring, and coaching programs, increasing engagement and frontline service capability.
Built and retained high-performing teams, with a structured approach to recruitment, performance management, and recognition of top talent.
<ul><li>Managed the full lifecycle of first-party property claims, from investigation to resolution, with a focus on delivering fair outcomes, mitigating risk, and ensuring exceptional customer service.</li><li>Investigated, negotiated, and settled residential and commercial property claims, consistently meeting or exceeding both customer satisfaction and financial performance targets.</li><li>Applied sound judgment and decision-making to determine coverage, liability, and appropriate settlements, maintaining compliance with policy terms and regulatory guidelines.</li><li>Conducted detailed policy reviews to validate claim coverage based on the cause and facts of loss, ensuring accuracy and consistency.</li><li>Coordinated field investigations, including collaboration with external engineers, contractors, and cause-and-origin experts to support claims validation and fraud prevention.</li><li>Developed and applied loss mitigation strategies, minimizing exposure while maintaining high service standards.</li><li>Proactively identified and prevented fraudulent claims through detailed analysis and investigation techniques.</li></ul>
Aviva Canada
London, ON
02.2013 - 05.2014
Managed the full lifecycle of first-party property claims, from investigation to resolution, with a focus on delivering fair outcomes, mitigating risk, and ensuring exceptional customer service.
Investigated, negotiated, and settled residential and commercial property claims, consistently meeting or exceeding both customer satisfaction and financial performance targets.
Applied sound judgment and decision-making to determine coverage, liability, and appropriate settlements, maintaining compliance with policy terms and regulatory guidelines.
Conducted detailed policy reviews to validate claim coverage based on the cause and facts of loss, ensuring accuracy and consistency.
Coordinated field investigations, including collaboration with external engineers, contractors, and cause-and-origin experts to support claims validation and fraud prevention.
Developed and applied loss mitigation strategies, minimizing exposure while maintaining high service standards.
Proactively identified and prevented fraudulent claims through detailed analysis and investigation techniques.
<ul><li>Conducted thorough investigations to validate customer claims and assess potential fraud, contributing to accurate claim outcomes and organizational risk mitigation.</li><li>Performed detailed claim investigations to support accurate claim decisions, with a focus on identifying indicators of potential fraud or misrepresentation.</li><li>Applied critical thinking and analytical skills to assess claim details, identify inconsistencies, and recommend appropriate next steps.</li><li>Consistently exceeded performance goals through effective task prioritization, a disciplined work ethic, and strong attention to detail.</li><li>Collaborated cross-functionally with adjusters, legal teams, and external experts to ensure fair and timely resolution of complex cases.</li><li>Delivered actionable insights to leadership based on investigative findings, supporting both fraud prevention and customer trust.</li></ul>
Aviva Canada
London, ON
10.2011 - 01.2013
Conducted thorough investigations to validate customer claims and assess potential fraud, contributing to accurate claim outcomes and organizational risk mitigation.
Performed detailed claim investigations to support accurate claim decisions, with a focus on identifying indicators of potential fraud or misrepresentation.
Applied critical thinking and analytical skills to assess claim details, identify inconsistencies, and recommend appropriate next steps.
Consistently exceeded performance goals through effective task prioritization, a disciplined work ethic, and strong attention to detail.
Collaborated cross-functionally with adjusters, legal teams, and external experts to ensure fair and timely resolution of complex cases.
Delivered actionable insights to leadership based on investigative findings, supporting both fraud prevention and customer trust.
Education
Canadian Risk Management -
London, ON
London, ON
12.2014
Chartered Insurance Professional -
London, ON
London, ON
03.2005
Skills
Talent development and leadership coaching
Process innovation and continuous improvement
Industry expertise in claims and underwriting
Advanced data and business analysis
Complex problem solving and critical thinking
Effective communication and executive presence
Talent development and leadership coaching
Process innovation and continuous improvement
Industry expertise in claims and underwriting
Advanced data and business analysis
Complex problem solving and critical thinking
Effective communication and executive presence
Accomplishments
Member of Aviva Canada Top Talent Leadership development program.
Timeline
<ul><li>Oversaw all operational functions during the successful amalgamation of two legacy mutual insurers into a single, unified organization. Reported directly to the CEO and played a key leadership role in aligning people, processes, and performance with long-term strategic goals.</li><li>Led the full operational transformation of Salus Mutual, uniting teams and systems from two legacy organizations under a cohesive structure with shared goals and culture.</li><li>Redesigned leadership accountabilities and implemented new KPI and SLA frameworks, enabling stronger performance management and outcome tracking.</li><li>Built internal capacity in key operational areas, reducing reliance on external consultants and establishing a culture of ownership, capability, and continuous improvement.</li><li>Established an Operations function to support Claims, Underwriting, and Sales, delivering enterprise-wide value through data insights, process improvements, project delivery, and enhanced customer service.</li><li>Collaborated closely with the Senior Leadership Team and Board of Directors to co-develop and launch the organization’s first corporate strategy post-amalgamation.</li><li>Held P&L responsibility for $45M in Gross Written Premium, with a strong focus on operational efficiency and strategic growth.</li><li>Delivered key strategic outcomes, including: First-ever member rebate in company history, First employee engagement survey, achieving a 75% engagement score, 3% reduction in expense ratio through operational efficiencies and cost control.</li></ul>
Salus Mutual Insurance Company
01.2024 - 04.2025
<ul><li>Led end-to-end service delivery and transformation across Lifestyle insurance operations, encompassing both Contact Centre and back-office functions. Oversaw strategic execution of a new operating model to modernize service delivery, enhance customer experience, and align with long-term business goals.</li><li>Spearheaded a comprehensive service and process transformation, implementing a new operating model that significantly improved efficiency and customer outcomes.</li><li>Improved average speed of answer from 53 minutes to 22 seconds, exceeding all KPIs and SLAs.</li><li>Elevated team engagement by 24 percentage points, fostering a culture of accountability, inclusion, and continuous improvement.</li><li>Outperformed expense management targets, aligning operational spend with strategic priorities.</li><li>Successfully returned all key business risks to within tolerance, reinforcing compliance, quality assurance, and enterprise risk management standards.</li><li>Collaborated cross-functionally with senior leaders to drive sustainable service excellence and operational resilience.</li></ul>
Aviva Canada
01.2022 - 01.2024
<ul><li>Led national Property Claims operations, overseeing Field Adjusters, Contact Centre teams, Operations, and Investigations. Accountable for service delivery, expense control, and indemnity performance, while driving transformation and innovation across claims functions.</li><li>Directed a nationwide transformation of Property Claims operations, implementing new operating models for both Field and Contact Centre teams to enhance responsiveness, efficiency, and customer satisfaction.</li><li>Established and scaled an Investigations Unit, supporting strategic indemnity management and fraud prevention.</li><li>Achieved industry-leading service levels, including a Net Promoter Score (NPS) of +60 in 2021.</li><li>Consistently delivered over $5M in annual indemnity savings through targeted process improvements, technology adoption, and risk mitigation strategies.</li><li>Demonstrated strong leadership during catastrophic events, ensuring rapid mobilization, effective resource allocation, and seamless customer support.</li><li>Maintained disciplined expense and indemnity oversight, aligning performance with strategic and financial targets.</li></ul>
Aviva Canada
04.2019 - 12.2021
<ul><li>Led national Property Claims Contact Centre operations, with full accountability for claims adjusting—including catastrophe management—and operational performance. Drove strategic initiatives, system integration, and team development in a high-volume, customer-focused environment.</li><li>Directed daily operations and claims handling, delivering consistently strong customer and financial outcomes, including over $2M in indemnity savings through process optimization and strategic oversight.</li><li>Successfully onboarded the RBC Property Claims team into Aviva following the merger, ensuring a seamless transition and alignment with operational and cultural standards.</li><li>Designed and built a centralized Workforce Management function, providing operational support to both Aviva and RBC teams, improving forecasting, scheduling, and resource optimization.</li><li>Partnered in the development and execution of the RBC–Aviva integration plan, aligning reserving practices, service models, and technology platforms.</li><li>Played a key role in the successful deployment of Guidewire, standardizing claims processing and enabling scalable modernization.</li><li>Surpassed performance targets, including KPIs and SLAs, by embedding a culture of continuous improvement and service excellence.</li></ul>
Aviva Canada
11.2016 - 04.2019
<ul><li>Led national Commercial Auto Claims Contact Centre operations, overseeing people management, service delivery, and system transformation initiatives. Drove performance through leadership, innovation, and a strong focus on customer and employee experience.</li><li>Managed end-to-end operations for Commercial Auto Claims, ensuring delivery of SLAs and KPIs while fostering a high-performance, customer-centric culture.</li><li>Spearheaded Systems Thinking training and implementation, forming a project team to design and execute new workflows, performance metrics, and customer experience measures.</li><li>Provided national leadership during catastrophic events, including serving as Auto Claims CAT Lead during the Fort McMurray wildfires, ensuring effective triage, response, and service continuity.</li><li>Directed the strategic rollout of the Guidewire platform for National Auto Claims, modernizing claims processing, enhancing automation, and improving operational agility.</li><li>Transformed employee performance through targeted training, mentoring, and coaching programs, increasing engagement and frontline service capability.</li><li>Built and retained high-performing teams, with a structured approach to recruitment, performance management, and recognition of top talent.</li></ul>
Aviva Canada
06.2014 - 11.2016
<ul><li>Managed the full lifecycle of first-party property claims, from investigation to resolution, with a focus on delivering fair outcomes, mitigating risk, and ensuring exceptional customer service.</li><li>Investigated, negotiated, and settled residential and commercial property claims, consistently meeting or exceeding both customer satisfaction and financial performance targets.</li><li>Applied sound judgment and decision-making to determine coverage, liability, and appropriate settlements, maintaining compliance with policy terms and regulatory guidelines.</li><li>Conducted detailed policy reviews to validate claim coverage based on the cause and facts of loss, ensuring accuracy and consistency.</li><li>Coordinated field investigations, including collaboration with external engineers, contractors, and cause-and-origin experts to support claims validation and fraud prevention.</li><li>Developed and applied loss mitigation strategies, minimizing exposure while maintaining high service standards.</li><li>Proactively identified and prevented fraudulent claims through detailed analysis and investigation techniques.</li></ul>
Aviva Canada
02.2013 - 05.2014
<ul><li>Conducted thorough investigations to validate customer claims and assess potential fraud, contributing to accurate claim outcomes and organizational risk mitigation.</li><li>Performed detailed claim investigations to support accurate claim decisions, with a focus on identifying indicators of potential fraud or misrepresentation.</li><li>Applied critical thinking and analytical skills to assess claim details, identify inconsistencies, and recommend appropriate next steps.</li><li>Consistently exceeded performance goals through effective task prioritization, a disciplined work ethic, and strong attention to detail.</li><li>Collaborated cross-functionally with adjusters, legal teams, and external experts to ensure fair and timely resolution of complex cases.</li><li>Delivered actionable insights to leadership based on investigative findings, supporting both fraud prevention and customer trust.</li></ul>
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.
<p>• Led the full project lifecycle of HR initiatives, including workforce planning, policy development, and process improvement.<br>
• Created and managed detailed project plans, schedules, and budgets to ensure timely and efficient execution.<br>
• Coordinated cross-functional teams to deliver HR projects on schedule while maintaining compliance with organizational standards.<br>
<br>
<strong>Compensation, Benefits & Payroll:</strong><br>
• Oversaw end-to-end payroll administration, ensuring accurate and timely employee payments.<br>
• Managed employee compensation and benefits programs, aligning them with market standards and company objectives.<br>
• Addressed payroll discrepancies and provided solutions to maintain smooth operations.<br>
<br>
<strong>Policy Development & Compliance:</strong><br>
• Developed and implemented company-wide HR policies to enhance workplace efficiency and employee satisfaction.<br>
• Ensured compliance with labor laws and Ministry of Human Resources regulations, mitigating legal risks.<br>
• Advised leadership on labor law updates and best practices in employee relations.<br>
<br>
<strong>Talent Acquisition & Onboarding:</strong><br>
• Directed full-cycle recruitment processes, from sourcing and interviewing to hiring and onboarding.<br>
• Managed international hiring, including visa processing, embassy coordination, and relocation support.<br>
• Optimized onboarding programs to ensure a smooth transition for new employees.<br>
<br>
<strong>Employee Relations & Engagement:</strong><br>
• Served as a primary point of contact for employee concerns, providing effective conflict resolution.<br>
• Maintained accurate records for attendance, leave, and performance management.<br>
• Prepared employment contracts and offer letters in compliance with legal and company standards.<br>
<br>
<strong>Strategic HR Leadership:</strong><br>
• Collaborated with senior management to align HR strategies with business goals.<br>
• Analyzed HR trends and provided recommendations to enhance workforce planning and development.<br>
</p> at Saudi Central Bank<p>• Led the full project lifecycle of HR initiatives, including workforce planning, policy development, and process improvement.<br>
• Created and managed detailed project plans, schedules, and budgets to ensure timely and efficient execution.<br>
• Coordinated cross-functional teams to deliver HR projects on schedule while maintaining compliance with organizational standards.<br>
<br>
<strong>Compensation, Benefits & Payroll:</strong><br>
• Oversaw end-to-end payroll administration, ensuring accurate and timely employee payments.<br>
• Managed employee compensation and benefits programs, aligning them with market standards and company objectives.<br>
• Addressed payroll discrepancies and provided solutions to maintain smooth operations.<br>
<br>
<strong>Policy Development & Compliance:</strong><br>
• Developed and implemented company-wide HR policies to enhance workplace efficiency and employee satisfaction.<br>
• Ensured compliance with labor laws and Ministry of Human Resources regulations, mitigating legal risks.<br>
• Advised leadership on labor law updates and best practices in employee relations.<br>
<br>
<strong>Talent Acquisition & Onboarding:</strong><br>
• Directed full-cycle recruitment processes, from sourcing and interviewing to hiring and onboarding.<br>
• Managed international hiring, including visa processing, embassy coordination, and relocation support.<br>
• Optimized onboarding programs to ensure a smooth transition for new employees.<br>
<br>
<strong>Employee Relations & Engagement:</strong><br>
• Served as a primary point of contact for employee concerns, providing effective conflict resolution.<br>
• Maintained accurate records for attendance, leave, and performance management.<br>
• Prepared employment contracts and offer letters in compliance with legal and company standards.<br>
<br>
<strong>Strategic HR Leadership:</strong><br>
• Collaborated with senior management to align HR strategies with business goals.<br>
• Analyzed HR trends and provided recommendations to enhance workforce planning and development.<br>
</p> at Saudi Central Bank
<ul><li>Company Overview: Loggerhead is a premier Florida property insurer that offers a user-friendly process, transparent claim handling, and prompt solutions for policyholders, creating a world-class customer experience.</li><li>Responsible for creating, directing, and managing the Customer Service, Internal Sales, and Agency Support functions for a new Homeowners' Insurance Company in Florida by overseeing the short and long-term strategies of the organization's customer success journey. This may include, but is not limited to, providing strategic recommendations regarding concepts and routines that drive efficiency and empower employees.</li><li>Work closely with the CEO and COO on all aspects of delivering service to customers and agents.</li><li>Provide strategic oversight and guidance to the operational leadership team.</li><li>Work closely with other department heads to support projects or procedures that have a direct impact on customers.</li><li>Responsible for the selection and implementation of the CSAT platform as well as the Customer Relationship Management (CRM) software currently in use with the organization.</li><li>Responsible for building out all operational teams, including job development, standard operating procedures, quality management, and the like.</li><li>Work in an integrated fashion with third-party vendors to provide "world-class" customer service to Policyholders, Agents, and other customers both in and out of inbound and outbound settings.</li><li>Collaborate with business units throughout the organization to design, develop, and implement consumer-focused business practices, procedures, and Corporate Policies.</li></ul> at Loggerhead Reciprocal Interinsurance Exchange<ul><li>Company Overview: Loggerhead is a premier Florida property insurer that offers a user-friendly process, transparent claim handling, and prompt solutions for policyholders, creating a world-class customer experience.</li><li>Responsible for creating, directing, and managing the Customer Service, Internal Sales, and Agency Support functions for a new Homeowners' Insurance Company in Florida by overseeing the short and long-term strategies of the organization's customer success journey. This may include, but is not limited to, providing strategic recommendations regarding concepts and routines that drive efficiency and empower employees.</li><li>Work closely with the CEO and COO on all aspects of delivering service to customers and agents.</li><li>Provide strategic oversight and guidance to the operational leadership team.</li><li>Work closely with other department heads to support projects or procedures that have a direct impact on customers.</li><li>Responsible for the selection and implementation of the CSAT platform as well as the Customer Relationship Management (CRM) software currently in use with the organization.</li><li>Responsible for building out all operational teams, including job development, standard operating procedures, quality management, and the like.</li><li>Work in an integrated fashion with third-party vendors to provide "world-class" customer service to Policyholders, Agents, and other customers both in and out of inbound and outbound settings.</li><li>Collaborate with business units throughout the organization to design, develop, and implement consumer-focused business practices, procedures, and Corporate Policies.</li></ul> at Loggerhead Reciprocal Interinsurance Exchange
<ul><li>Key Role: Heading the HSE & AI department and acting as a Senior Management Personnel (SMP)</li><li>Responsibilities:</li><li>Corporate HSE & AI Functions:</li><li>Developed and implemented IRM’s HSE & AI policy and management system.</li><li>Spearheaded leadership development and safety culture initiatives across all levels.</li><li>Facilitated internal and external HSE communications and corporate-level engagement programs.</li><li>Oversaw compliance for ERDMP certification, PCB consents, and environmental audits.</li><li>Led HSE training strategy including induction programs and annual training calendars.</li><li>Initiated and monitored HSE & AI performance improvement plans and audits.</li><li>Developed strategic safety KPIs, trend analysis, and corporate-level MIS reporting.</li><li>Managed safety tours, incident investigations, and safety reward programs.</li><li>Championed process safety, MOC, RCA reviews, and critical safety studies.</li><li>Ensured effective GA-level implementation of HSE policies and risk management.</li><li>Conducted safety campaigns, mock drills, and employee engagement activities.</li><li>Geographical Area (GA) Operations HSE & AI Oversight:</li><li>Engaged field teams and contractors for proactive HSE compliance and audits.</li><li>Reviewed and maintained Asset Integrity systems including HAZOP, QRA, and Risk Registers.</li><li>Participated in PNGRB, IMS audits and implemented corrective actions at GA level.</li><li>Facilitated incident reporting to authorities and supported root cause investigations.</li><li>Supported GA-level environmental and emergency preparedness programs.</li></ul> at IRM Energy Limited<ul><li>Key Role: Heading the HSE & AI department and acting as a Senior Management Personnel (SMP)</li><li>Responsibilities:</li><li>Corporate HSE & AI Functions:</li><li>Developed and implemented IRM’s HSE & AI policy and management system.</li><li>Spearheaded leadership development and safety culture initiatives across all levels.</li><li>Facilitated internal and external HSE communications and corporate-level engagement programs.</li><li>Oversaw compliance for ERDMP certification, PCB consents, and environmental audits.</li><li>Led HSE training strategy including induction programs and annual training calendars.</li><li>Initiated and monitored HSE & AI performance improvement plans and audits.</li><li>Developed strategic safety KPIs, trend analysis, and corporate-level MIS reporting.</li><li>Managed safety tours, incident investigations, and safety reward programs.</li><li>Championed process safety, MOC, RCA reviews, and critical safety studies.</li><li>Ensured effective GA-level implementation of HSE policies and risk management.</li><li>Conducted safety campaigns, mock drills, and employee engagement activities.</li><li>Geographical Area (GA) Operations HSE & AI Oversight:</li><li>Engaged field teams and contractors for proactive HSE compliance and audits.</li><li>Reviewed and maintained Asset Integrity systems including HAZOP, QRA, and Risk Registers.</li><li>Participated in PNGRB, IMS audits and implemented corrective actions at GA level.</li><li>Facilitated incident reporting to authorities and supported root cause investigations.</li><li>Supported GA-level environmental and emergency preparedness programs.</li></ul> at IRM Energy Limited