Summary
Overview
Work History
Education
Skills
Certification
Languages
Credentials
Timeline
Generic

Haytham Kamel

Halifax,NS

Summary

Enclosed is my resume, supporting my desire to join your successful team. With 20 years of experience in multinational financial institutions in Canada and the Middle East, including MUFG, CIBC, RBC, HSBC, Credit Agricole, and KPMG, I have developed expertise in commercial banking and risk management. I possess comprehensive knowledge of lending products, policies, guidelines, and financial markets, providing value-added assistance with adjudication and processes. Additionally, I have prominent financial analysis skills, including experience with complex financial statements, credit terms and conditions, and legislative and regulatory requirements. This experience has honed my communication skills when dealing with clients, investors, management, and stakeholders. Known for a diligent and methodical approach to tasks, I effectively collaborate with internal departments to achieve stakeholder goals within tight timeframes. In addition to my professional experience, I hold certifications in FRM (Financial Risk Management) from GARP and CAMS (Anti Money Laundering Specialist). Excited to apply the knowledge and skills gained from these certifications to contribute to your organization. With a track record of managing high-stakes projects and ensuring client satisfaction, I bring analytical skills and strategic thinking that drive successful outcomes. Adaptability in dynamic environments proven through effective teamwork throughout my career.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Senior Associate, Anti Money Laundering

MUFG Investor Services
08.2021 - Current
  • Review and conduct SWIFT AML/KYC/PEP and Sanction Checks investigating sanction alerts and adverse media
  • Review and identify potential issues and ensure that appropriate action is taken or escalated, as identified through the execution of my role`s responsibilities and provide support to Compliance Management in respect of managing regulatory compliance risk within the group
  • Review AML/KYC /EDD process for High-Risk Clients to ensure assessments are appropriately coordinated, routed, and escalated where relevant, using a risk-based approach
  • Manage the execution of the High-Risk clients’ processes (including on-boarding and periodic review) and ensure, where applicable, all regulatory timeframes are met
  • Keep abreast of regulatory developments
  • Assess relevant regulatory developments, complete gap analysis and report on the potential impact thereof on the Company’s licenses, business, or services
  • Assist with queries from the business on regulatory matters and regulatory compliance matters in a timely and accurate manner
  • Work with the global Compliance Team to develop and implement the applicable Compliance Monitoring Plans to ensure appropriate controls are developed, implemented, monitored, evaluated, and updated to reflect changing regulatory and industry requirements
  • Assist in annual policy and procedure reviews highlighting any potential areas of improvement
  • Any other ad-hoc projects and duties as required

Commercial Banking Manager

Canadian Imperial Bank of Commerce (CIBC)
12.2018 - 12.2019
  • Provided proactive business and financial advice to local business markets in terms of businesses, their employees, and their owners to grow wealth
  • Managed, acquired, grew, and retained a portfolio of seventy high value target business clients, owners, and their employees

Small Business Account Manager

Royal Bank of Canada (RBC)
06.2018 - 12.2018
  • Created value for clients through initiative-taking, timely and relevant advice about business
  • Conducted regular spotting for opportunities and introduced and referred clients to business partners to deepen client relationships
  • Advocated to enable clients to leverage digital channels for advice, access, and service

Credit Risk Senior Manager

Credit Agricole Bank
09.2009 - 06.2017
  • Reviewed credit applications and performed independent adjudication of loans of Business Banking / Commercial Banking to ensure proper structure, negotiation of document credit and cash management arrangements with clients and prospects that meet client needs and at the same time serve the bank`s interest
  • Followed up on discrepancies and coordinated with relationship managers on problematic accounts
  • Contributed to designing reports and updating methodology processes in challenging economic conditions in Egypt, which ensured further adherence to local and international compliance standards of OFAC, FACTA and international sanctions that inhibited probable losses/fines that may have resulted due to non – compliance with these standards
  • Monitored and managed the relationship with clients in liaison with the relationship managers by understanding the goals, objectives, and status of the client’s business

Deputy Manager Special Loans Corporate Banking

HSBC
11.2007 - 08.2008

Supervisor Special Loans Corporate Banking

HSBC
05.2006 - 11.2007

Credit Analyst Special Loans Corporate Banking

HSBC
07.2005 - 05.2006

Sales Team Leader Retail Banking

HSBC
09.2002 - 09.2004

Sales Agent Retail Banking

HSBC
09.2001 - 09.2002

Auditor

KPMG
01.2000 - 12.2000

Education

Bachelor of Commerce -

Mansoura University
01.1999

Skills

  • Financial statements expertise
  • Time management
  • Decision-making
  • Attention to detail
  • MS office
  • Complex Problem-solving
  • Multitasking and organization
  • Reliable and punctual
  • Team collaboration
  • Adaptability and flexibility
  • Verbal and written communication
  • Conflict resolution
  • Client relationship management
  • Research

Certification

  • Financial Risk Management Certification, GARP, 01/01/21
  • Certified Anti Money Laundering Specialist (CAMS), 01/01/23
  • Advanced CAMS- Financial Crime Investigation, 05/01/25

Languages

English
Full Professional
French
Limited Working
Arabic
Native or Bilingual

Credentials

  • FRM
  • CAMS

Timeline

Senior Associate, Anti Money Laundering

MUFG Investor Services
08.2021 - Current

Commercial Banking Manager

Canadian Imperial Bank of Commerce (CIBC)
12.2018 - 12.2019

Small Business Account Manager

Royal Bank of Canada (RBC)
06.2018 - 12.2018

Credit Risk Senior Manager

Credit Agricole Bank
09.2009 - 06.2017

Deputy Manager Special Loans Corporate Banking

HSBC
11.2007 - 08.2008

Supervisor Special Loans Corporate Banking

HSBC
05.2006 - 11.2007

Credit Analyst Special Loans Corporate Banking

HSBC
07.2005 - 05.2006

Sales Team Leader Retail Banking

HSBC
09.2002 - 09.2004

Sales Agent Retail Banking

HSBC
09.2001 - 09.2002

Auditor

KPMG
01.2000 - 12.2000

Bachelor of Commerce -

Mansoura University
Haytham Kamel