Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Hasham Ather Awan

North York,ON

Summary

Detail-oriented Credit Underwriter and Mortgage Funder with strong experience in assessing borrower creditworthiness and ensuring compliance with mortgage lending policies. Proficient in analyzing financial documents, credit reports, and income verification to make sound lending decisions. Adept at managing files from conditional approval through to funding, coordinating with brokers, legal professionals, and internal teams. Focused on delivering accurate, efficient, and customer-focused solutions.

Overview

5
5
years of professional experience

Work History

Underwriter

TD Bank
01.2025 - 05.2025
  • Analyze and adjudicate credit applications across various lending products while ensuring compliance with policy and regulatory standards.
  • Conduct detailed risk assessments and due diligence to support well-informed, justified credit decisions.
  • Manage high-volume workloads efficiently, meeting service level agreements and productivity targets.
  • Collaborate with internal teams to resolve issues, escalate risks, and enhance the overall customer experience.
  • Stay current on underwriting trends, regulatory changes, and audit requirements to support continuous improvement and strong risk controls.

Closing Coordinator

MCAP
07.2021 - 01.2025
  • Gather, assess, and authenticate loan documentation and funding details from multiple parties to confirm that all pre-funding conditions are fulfilled. To ensure the deals are ready for their scheduled funding date.
  • Examine loan terms, execute holdback releases, and process delayed closings.
  • Ensure precise loan configuration within the loan administration management system and adhere to the department’s quality control standards.
  • Update the mortgage system, which include but are not limited to Notes & Events, and follow-up items for audit within the specified timelines.
  • Responsible for quickly identifying and reporting any inaccuracies, issues, or incomplete items that could jeopardize the Company, and handling documentation problems according to Company guidelines, which may involve escalating them to the underwriter for approval.

Customer Engagement Specialist

THE HOME DEPOT
08.2020 - 07.2021
  • Offered a streamlined customer service experience via phone, live chat, and email.
  • Collaborated with associates across Contact Centers, store teams, installers, vendors, and third-party service providers to investigate and resolve customer issues related to installation projects, product orders, and deliveries.
  • Regularly aided senior management with diverse pilot projects.

Education

Business Diploma -

Centennial College

Mortgage Agent Course - undefined

Skills

  • Proficient in mortgage documentation
  • Strong customer service expertise
  • Business Development
  • Critical thinking and analysis
  • Risk mitigation
  • Strong analytical skills
  • Underwriting guidelines
  • Quality assurance
  • Relationship building
  • Risk assessment

Languages

English
Hindi
Urdu
Punjabi

Timeline

Underwriter

TD Bank
01.2025 - 05.2025

Closing Coordinator

MCAP
07.2021 - 01.2025

Customer Engagement Specialist

THE HOME DEPOT
08.2020 - 07.2021

Mortgage Agent Course - undefined

Business Diploma -

Centennial College

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Hasham Ather Awan