Seeking and working on a vision where I can lead the company in professional way and my functional expertise, conceptual and analytical skills would be fully utilized productively and efficiently.
Overview
1
1
Certification
Work History
Sales Manager
CARDINALS Finance & Mortgage
2018 - 2025
Handled customer relations issues, enabling quick resolution, and client satisfaction.
Increased sales revenue by developing and implementing effective sales strategies.
Built long-lasting client relationships through excellent customer service and consistent followups.
Led a successful sales team by providing motivational coaching and performance-based incentives.
Sales Manager/Partner
Alnahar Alazrak Mortgage & commercial brokerage
2012 - 2018
To enhance Mortgage asset acquisition with a mandate of increasing market share of the product in the industry.
Identifying customer requirements and researching opportunities to cross-sell investment and retail banking products to the existing customers.
Comprehensive account management of existing Mortgage loans.
Drafting product proposals and strategies based on primary and secondary market research.
Ensuring regularity of repayment and insurance payments as well as follow-up with delinquent cases.
Liaising with Dubai Land Department for the property and mortgage registration of existing and new mortgage customers.
Liaising with property developers to resolve any customer issues regarding the financial properties.
Business Development Manager (Business Loans)
Barclays Bank
2008 - 2010
Responsible for dealing with current and prospective clients to provide financial advice, educating them on the Bank’s SME services and products in line with the customer’s personal requirements.
Preparing various proposals including income calculation, DBR Calculations etc.
Liaison with Credit & Operations Department for complete follow-up of the cases filed.
Area Sales Manager (Trade- SME & Running Finance)
Standard Chartered Bank
2005 - 2008
Dealing prospective clients to provide financial advice, educating them on the Bank’s SME services and products in line with the customer’s Business requirements.
Direct Reporting to Head Of sales.
Preparing various proposals including income calculation, Company DBR Calculations
Analyzing Audit financials with Consideration of Annual turnover and Industry etc.
Liaison with Credit & Operations Department for complete follow-up of the cases filed.
Assisting customers in opening SME accounts with Standard Chartered bank.
Education
B.COM -
sindh university
Diploma - ACCOUNTING & PAYROLL ADMINISTRATION
TORONTO INTERNATIONAL BUISSNESS COLLEGE
08-2024
DIPLOMA - COMPUTERIZED ACCOUNTING
BETA COLLEGE
Mississauga, ON
04-2026
Dubai Real Estate Institute
Skills
MS Word, MS Excel, MS Access, MS PowerPoint
E-Learning
E-Banking
Relationship building
Sales presentations
Territory management
Sales team supervision
Sales training
Key account growth
Languages
English, Urdu, Hindi, Punjabi – All Fluent
Punjabi
Certification
RERA - Dubai Real Estate Institute, Dubai - 2014
Timeline
Sales Manager
CARDINALS Finance & Mortgage
2018 - 2025
Sales Manager/Partner
Alnahar Alazrak Mortgage & commercial brokerage
2012 - 2018
Business Development Manager (Business Loans)
Barclays Bank
2008 - 2010
Area Sales Manager (Trade- SME & Running Finance)
Standard Chartered Bank
2005 - 2008
B.COM -
sindh university
Diploma - ACCOUNTING & PAYROLL ADMINISTRATION
TORONTO INTERNATIONAL BUISSNESS COLLEGE
DIPLOMA - COMPUTERIZED ACCOUNTING
BETA COLLEGE
Dubai Real Estate Institute
Training
Money Laundering prevention Course for Consumer Banking