Summary
Overview
Work History
Education
Skills
Projects
Training
Timeline
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Harman Singh Bhinder

Personal Banker
Brampton,ON

Summary

Results-driven Personal Banker with extensive experience in financial planning, credit analysis, investment advisory and financial consultation. Committed to delivering client-centric solutions and ensuring adherence to banking regulations and risk management practices. Demonstrating a track record of surpassing sales goals through strategic cross-selling and proactive client outreach. Seeking the next professional challenge to further enhance my skills and contribute meaningfully to the finance sector. Organized financial professional aiming to fulfill Personal Banker role within dynamic team. Driven to bring value through extended knowledge of financial products, services and branch operations.

Overview

3
3
years of professional experience
2
2
Languages

Work History

Personal Banker

Bank of Montreal
08.2023 - Current
  • Ensured client satisfaction by engaging customers in needs-based assessments to understand their financial goals and challenges and then developing comprehensive financial plans while providing strategic advice on budgeting, saving & investment options
  • Followed regulations by making credit recommendations for personal lending transactions, based on financial guidelines, credit principles and with the Bank’s policies and procedures
  • Secured client satisfaction by providing expert advice on appropriate investment opportunities tailored to the individuals risk tolerance, financial objectives, and prevailing market conditions
  • Implemented a systematic approach to periodically monitor investment portfolios and deliver consistent updates to clients, thereby optimizing their investment strategies.

Junior Staff Accountant

Zeifmans
09.2022 - 08.2023
  • Prepare personal tax returns, including gathering, sorting and entering client information into Profile, and Taxprep
  • Independent completion of small audits review, financial analysis, and compilation of files and related tax preparation
  • Run various interim control testing for large corporations to verify audit procedures
  • Provide regular updates concerning cash balances for multiple clients
  • Develop, implement, and ensure compliance with internal financial and accounting policies and procedures
  • Perform research and prepare more complex opinions for technical conclusions on client engagements.

Junior Staff Accountant

Charger Logistics Inc
11.2021 - 09.2022
  • Prepared intercompany invoicing, reconciling to the general ledger, and settlement of intercompany accounts
  • Cross-referenced supplier invoices, payment receipts, purchase orders, and receipts to gather information, conduct financial analysis, and tasks
  • Proactively inform the management team of inaccurate or missing accounting data, resulting in resolution and process improvement
  • Contributed to the month-end financial reporting cycle by doing various duties as needed
  • Ensured that all GST/HST/QST charges are coded to the proper accounts to ensure the accuracy of books
  • Used pivot tables and v-lookups to analyze books to support audits for major corporations and prepared documentation required for CRA audits
  • Maintained general ledger accounts by reconciling accounts receivable/payable detail, control accounts, and prepared amortization schedules for prepaid expenses.

Tax & Accounting Assistant

Tax Magic
01.2021 - 10.2021
  • Accurately prepared over 100 personal & sole proprietor tax returns by emphasizing attention to detail when processing documents & preparing T1s
  • Increased efficiency by using strong organizational skills & implementing new procedures to help the team effectively keep track and follow up with large volumes of clients
  • Prepared and maintained accurate bookkeeping records & financial statements for clients by using critical thinking, analytical skills and attention to detail
  • Communicated with clients to obtain information & financial documents and organize them in the most efficient manner for team use.

Education

Financial Planning 1 -

Canadian Securities Institute

Investment Funds in Canada - undefined

Canadian Securities Institute

Accounting - undefined

Brock University

Skills

Customer Relationship Management

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Projects

Credit Association of Greater Toronto, Brock University, St. Catharines, ON, 09/01/20, 12/01/20, Conducted an in-depth financial analysis of the Credit Association of Greater Toronto using relevant accounting & finance knowledge to project future cash flows based on financial accounting ratios, Performed the role of a market researcher and marketing specialist and worked through various marketing strategies to come up with an acceptable and realistic solution to client concerns Willowbank, Brock University, St. Catharines, ON, 01/01/19, 04/01/19, Performed the role of a H/R specialist using the relevant financial, human resource, managerial and other technical knowledge to identify the underlying causes of the concerns brought to us and came up with multiple real-world solutions to tackle the issues, Provided a realistic action plan outlining what Willowbank could potentially face up to 2-3 years after the solution was implemented using financial analysis and future projections

Training

  • Corporate Finance 1
  • Corporate Finance 2
  • Corporate Finance 3
  • Tax Strategies for Planning and Decision-Making
  • Financial Accounting
  • Managerial Accounting
  • Business Law
  • Intermediate Accounting
  • Accounting Information Systems

Timeline

Personal Banker

Bank of Montreal
08.2023 - Current

Junior Staff Accountant

Zeifmans
09.2022 - 08.2023

Junior Staff Accountant

Charger Logistics Inc
11.2021 - 09.2022

Tax & Accounting Assistant

Tax Magic
01.2021 - 10.2021

Financial Planning 1 -

Canadian Securities Institute

Investment Funds in Canada - undefined

Canadian Securities Institute

Accounting - undefined

Brock University

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Harman Singh BhinderPersonal Banker