Harkirat Deol
Hamilton,Canada
Summary
Highly Ambitious and Motivated candidate who thrives on challenges and leads by example. I aim for excellence and try to achieve my goals with my full capabilities and the best of my ability. My extensive and exclusive job experience has polished me as a dynamic person with strong interpersonal, multitasking skills with flexibility and professionalism. I tend to seek job opportunities in FINANCE/BANKING INDUSTRY where I can grow as a person by achieving my personal and professional goals. I have cleared my CIFC course, willing and able to learn any technical skill over any operating system to coordinate between company setup/protocols. Being a self learner, I can navigate through systems easily and design my work pattern for overall growth of the organization. I have prior experience in sales/retail lending which makes me an ideal candidate for the role.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Analyst-Dealership Finance Centre
Bank Of Nova Scotia
12.2024 - Current
- Analyzing financial statements for any discrepancies regarding loan value and customer’s affordability.
- Help structure loans and financing for dealerships.
- Work with dealerships and build good relationships regarding financial needs.
- Make sure everything follows bank policies and regulations.
- Addressing any issues or disputes related to credit decisions or loan terms.
- Approval of application for clearance of funds on the basis of eligibility.
Office Administrator
Protax Canada Inc.
04.2022 - Current
- Integrated my services within the company as a technician while also performing administrative tasks.
- Executed various administrative duties, including monitoring daily business operations, filing, managing payroll, and scheduling.
- Communicated with clients via phone and email, assisting them in navigating the ProTax Canada website and uploading documents for tax filing.
- Provided informed responses to inquiries regarding pricing and services.
- Conducted systematic work in accordance with directives, including payroll management, troubleshooting technical issues, and contributing to business expansion.
Car Sales & Leasing Consultant
Mississauga Volkswagen
11.2023 - 12.2024
- Explaining all features of the Cars while taking out customers on a test drive.
- Pricing of the vehicle according to its lease, cash or finance value.
- Delivering the vehicle to the customer after verifying all the necessary documents/checklist through dealership software.
- Following up with potential customers regarding their needs and providing them with appropriate solution.
Education
Canadian Investment Funds Course
College certificate - AUTOMOTIVE (OMVIC)
Certificate - Logistics
College certificate - Data Science
UNIVERSITY OF SHEFFIELD
Bachelor’s Degree - Business
Desh Bhagat University
College diploma - Information Technology
Skills
- Sales Management
- Tech-Savvy
- Filing
- Innovative
- Presentation skills
- Time Management
- Leadership
- Team building
- Problem solving
- Ethical
- Efficient
- Patient
- Goal oriented
- Open-minded
- Process driven
- Multilingual
- Customer service
- Evaluation
- Negotiation
- Responsiveness
- Data interpretation
- Data analysis
- Sales
- Risk assessment
- Credit analysis
- Credit risk
- Financial statement analysis
- Credit decisions
- Information verification
- Verbal and written communication
- Financial statements expertise
- Critical thinking
Certification
- Canadian Investment Funds Course
- OMVIC
- Logistics and Dispatching
- IELTS
- Standard First Aid and CPR
LANGUAGES
English
Punjabi
Hindi
Timeline
Credit Analyst-Dealership Finance Centre
Bank Of Nova Scotia
12.2024 - Current
Car Sales & Leasing Consultant
Mississauga Volkswagen
11.2023 - 12.2024
Office Administrator
Protax Canada Inc.
04.2022 - Current
College certificate - AUTOMOTIVE (OMVIC)
College certificate - Data Science
UNIVERSITY OF SHEFFIELD
Bachelor’s Degree - Business
Desh Bhagat University
College diploma - Information Technology
Canadian Investment Funds Course
Certificate - Logistics
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