Gustavo Alexis Herrera Delgado
Hamilton,ON
Summary
Financial Analyst with experience in financial and risk evaluation, including issuing over 60 credit opinions across diverse industries. Skilled in assessing company performance through financial statements and industry data. Currently pursuing a Master of Finance at McMaster University’s DeGroote School of Business, specializing in econometrics, financial modeling, and risk analysis to deliver data-driven insights that support strategic decision-making.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Analyst
Capital X
11.2023 - 06.2025
- Performed in-depth financial and risk analyses for 2–3 clients monthly using Excel, including financial statements, cash flows projections, and industry trends, reinforced by direct interviews with senior executives to support data-driven decision-making.
- Improved reporting efficiency by 25% through report redesign, ensuring timely and accurate evaluations for management and committees.
- Carried out routine reviews of existing clients, identifying high-risk companies; leading to closure of 2 credit lines prior to bankruptcies.
Credit Analyst
Arrendadora Cuanticus
02.2023 - 11.2023
- Conducted financial and credit risk analyses for small business clients, completing assessments in 3 days and helping maintain a 1% default rate through accurate evaluations.
- Ensured compliance with company policies by coordinating with cross-functional teams, reviewing processes, and organizing client data, achieving a 0% error record.
Personal Financial Consultant (Internship)
Caja Popular Colonias Unidas
08.2022 - 12.2022
- Created tailored financial plans and budgets for 15 clients over 6 months, analyzing cash flows and goals to guide financial strategies.
- Advised low-income clients on debt reduction and savings optimization, helping 3 clients lower debt costs and 8 improve savings habits.
Financial Advisor (Internship)
Tostaderia Lumar
01.2022 - 05.2022
- Developed personalized financial strategies and budgets, identifying key goals and implementing measures that reduced expenses by 11%, while applying reporting tools to management salaries and operational costs, helping the company move from monthly losses to profitability.
Education
Master of Finance (MFin) -
DeGroote School of Business, McMaster University
Hamilton, ON12.2026
Bachelor of Financial Administration, Honours -
ITESO -Inst. Tecnologico De Estudios Superiores De Occidente
Jalisco, Mexico12-2022
Skills
- Financial Analysis – Advanced
- Risk Assessment – Advanced
- Data Interpretation – Advanced
- Industry Research & Analysis – Advanced
- Financial Modeling – Advanced
- Microsoft Office (Excel, PowerPoint, Word) -Advanced
- Programming MATLAB – Basic
- Programming Python – Basic
- Spanish – Native
- English – Fluent
Certification
- 07/2023 Integrated Risk Management IMECAF - Instituto Mexicano de Contabilidad, Administración y Finanzas
- 07/2023 Financial Analysis IMECAF - Instituto Mexicano de Contabilidad, Administración y Finanzas
Timeline
Credit Analyst
Capital X
11.2023 - 06.2025
Credit Analyst
Arrendadora Cuanticus
02.2023 - 11.2023
Personal Financial Consultant (Internship)
Caja Popular Colonias Unidas
08.2022 - 12.2022
Financial Advisor (Internship)
Tostaderia Lumar
01.2022 - 05.2022
Master of Finance (MFin) -
DeGroote School of Business, McMaster University
Bachelor of Financial Administration, Honours -
ITESO -Inst. Tecnologico De Estudios Superiores De Occidente