Gurp Atwal
Delta,Canada
Summary
Enthusiastic and highly motivated individual with a strong work ethic and proven track record looking for Full time employment. Ability to build strong professional relationships with colleagues at all levels of the organization. Results driven, highly organized team player who is able to think creatively and strategically on issues which arise whilst balancing competing priorities and tight deadlines.
Overview
20
20
years of professional experience
Work History
Mortgage Underwriter
Community Trust Company (Questrade)
11.2020 - Current
- Underwriting and approving subprime mortgage applications
- Risk analysis
- Completing and reviewing mortgage applications
- Analyzing applicant's credit history and financial information to assess eligibility
- Answering inquiries and questions from brokers
- Escalating any applications that require managerial approval
- Establishing credit terms, pricing and conditions during the application approval process
- Creating business relationships with brokers
Mortgage Underwriter
Envision Financial MBC Regional Head Office
12.2018 - 11.2020
- Underwriting and approving complex mortgage applications through blink and WB
- Risk analysis
- Using high mathematical aptitude
- Verifying documents
- Attention to detail and accuracy
- Reviewing credit bureaus
Financial Advisor
Envision Financial MCC Regional Head Office
11.2016 - 12.2018
- Helping members reach their financial goals through advisory conversations
- Mortgage renewals
- Term renewals
- Technical support for online banking login and E transfer issues
- Adjudicating and approving online loans, lines of credit or secured real estate lending
- Training new team members on various tasks and helping current team members with difficult situations/calls
Analyst Output Management
HSSBC (BCCSS)
11.2015 - 10.2016
- Help reduce long term device costs to the Health Authority
- Manage devices through a life cycle program
- Making sure devices are meeting end user’s needs
- Technical Analysis
Senior Financial Advisor
Scotiabank
07.2014 - 03.2015
- Contribute to operational excellence through meeting sales targets
- Helping clients become financially better off
- Helping clients with their borrowing needs; Mortgages, Loans, Lines of credit secured and unsecured
- Making sure clients have their assets protected by different insurance’s available
- Helping clients with their investment needs; RRSP’s, RESP’s, TFSA’s, LRSP’s and Non- Reg accounts
- Investing in Mutual funds and GIC’s both for short term and long term needs
- Acquiring, retaining and expanding relationships with clients and increasing existing portfolios through referrals from clients and centers of influence
Senior Personal Banking Advisor
Scotiabank
11.2013 - 07.2014
- Promoted to Senior Banking Advisor from Personal banking officer
- Helping clients with opening of bank accounts and investment accounts
- Adjudication of credit applications
- Helping clients with borrowing and investing needs
- Cross selling insurance products whether for Mortgage or for loans to make sure clients have their biggest assets protected along with their debt in case of a medical emergency
Personal Banking Officer
Scotiabank
05.2011 - 10.2013
- Helping clients with borrowing and investment needs by using a systematic financial approach
- Adjudication of credit applications
Personal Banking Officer
Scotiabank
04.2010 - 05.2011
- Helping clients with borrowing and investment needs by using a systematic financial approach
Customer Support Officer
07.2008 - 04.2010
- Responsible for incoming and outgoing wire payments
- Responsible for balancing all ATM machines
- Proactively calling clients for acquiring new business and expanding relationships
Technical Agent
MSN
01.2007 - 01.2008
- Troubleshooting software programs designed by MSN
- Assisted customers through remote assistance
Office Administrator
DSM Excavating Ltd
01.2005 - 01.2007
- Management of Invoices, bill payments, and distribution of payroll
- Making sure all outstanding invoices and bills were paid on time
Education
First Aid Level 1 -
St. Johns Ambulance
01.2014
Personal Financial Services Advice Diploma (PFSA) -
Canadian Securities Institute
01.2013
Investment Funds in Canada Certificate -
Canadian Securities Institute
01.2010
Associate of Arts Degree - Business & Psychology
University of Fraser Valley
Abbotsford, BC01.2008
Skills
- Leadership
- Credit Risk
- Sales Management
- Financial Analysis
- Account Management
- Investments
- Strategic Planning
- Financial Risk
- Risk Assessment
- Customer Retention
- Credit Analysis
- Mortgage Lending
- Debt Consolidation
- Loans
Awards
- Was the recipient of the prestige award Best of the Best banker award in 2014 for the Fraser Valley
- Was part of Two award winning Branches in the district, where my contributions aided in winning Best of the Best branch
Timeline
Mortgage Underwriter
Community Trust Company (Questrade)
11.2020 - Current
Mortgage Underwriter
Envision Financial MBC Regional Head Office
12.2018 - 11.2020
Financial Advisor
Envision Financial MCC Regional Head Office
11.2016 - 12.2018
Analyst Output Management
HSSBC (BCCSS)
11.2015 - 10.2016
Senior Financial Advisor
Scotiabank
07.2014 - 03.2015
Senior Personal Banking Advisor
Scotiabank
11.2013 - 07.2014
Personal Banking Officer
Scotiabank
05.2011 - 10.2013
Personal Banking Officer
Scotiabank
04.2010 - 05.2011
Customer Support Officer
07.2008 - 04.2010
Technical Agent
MSN
01.2007 - 01.2008
Office Administrator
DSM Excavating Ltd
01.2005 - 01.2007
First Aid Level 1 -
St. Johns Ambulance
Personal Financial Services Advice Diploma (PFSA) -
Canadian Securities Institute
Investment Funds in Canada Certificate -
Canadian Securities Institute
Associate of Arts Degree - Business & Psychology
University of Fraser Valley
Similar Profiles
John PiruzzaJohn Piruzza
Mortgage Originations Intern at Community Trust CompanyMortgage Originations Intern at Community Trust Company
Eric YuEric Yu
New Accounts Specialist at QuestradeNew Accounts Specialist at Questrade
Maeva PillonMaeva Pillon
Bilingual New Account Specialist at QuestradeBilingual New Account Specialist at Questrade