Summary
Overview
Work History
Education
Skills
Languages
Languages
Area of Expertise
Timeline
Hi, I’m

TAMAR AJINA

San Ramon,CA

Summary

EXECUTIVE DATA ANALYTICS MANAGEMENT LEADER In-depth experience in banking industry specializing in Commercial and Residential Lending, Capital Markets, Fixed Income, Treasury, Finance, GL Reconciliation, Market Risk, Compliance and Regulatory Reporting. 15+ years of experience in reporting, advanced qualitative and quantitative data analytics and automation, with a primary focus on operational and accounting environments. Solution-oriented, and demonstrated ability to effectively communicate complex requirements, outputs, and recommendations. Organized, detail-oriented project manager, department leader and executive problem solver. Creative with strong analytical, technical and risk management expertise. Self-motivated with a ‘can-do” attitude that inspires others. Visionary with an eye for automated systems, results that exceed expectations and future solutions. Experienced in partnering with stakeholders to understand problems through effective communication and gathering requirements. Proven ability to research and gather data from different sources, prepare data, perform exploratory data analysis, modeling and ultimately deliver actionable solutions to create high business value in an agile environment. Skilled Executive with 10 years of business development and strategic planning expertise. Adept at implementing improvements to optimize efficiency in business operations. Highly skilled in process optimization, Operational consulting and Data Analytics.

Overview

21
years of professional experience

Work History

Bank of the West | BNP Paribas | BMO

VP Data Analytics Manager
01.2022 - 12.2023

Job overview

  • Led team of 10 technical support professionals serving as Subject Matter Expert (SME) for all systems and data related to Treasury, Capital Markets, Commercial Lending and Cash Management products.
  • Responsible for Commercial loan servicing operational data and systems including developing, reviewing, and maintaining procedures, process flows and working with Governance, Compliance, Controller, and internal and external auditors to address related initiatives
  • Defined KPIs to measure boarding and servicing error rates based on products, teams, and cut loan processing cost by 70% through transforming big, complicated data into interactive and actionable dashboard in Power BI
  • Increased time and memory efficiency by automating more than 250 reports and cut run time by 90% FTE.
  • Acted as SME to resolve existing reconciling General Ledger differences for all Treasury, and Capital Markets GL balances
  • Worked closely with Senior Treasury/ Fixed Income Manager, CBG Compliance, and Treasury/Capital Markets front office to resolve any existing data reporting issues and provide immediate resolution
  • This included streamlining existing reconciliation process to reduce workload by 50%.
  • Led remediation initiatives in streamlining and automating existing audit findings related to confirming daily transactional entries for commercial servicing
  • Necessary corrections were made which minimized risk potential and reduced workload by 75%.
  • Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
  • Resolved issues and recommended actions based on production and compliance reports.
  • Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
  • Streamlined operations to maximize business efficiency and profits.
  • Optimized data analysis processes by implementing advanced analytical tools and software.
  • Enhanced data-driven decision-making for company leadership through comprehensive reporting and visualization.
  • Streamlined data collection methods, improving quality and reliability of gathered information.
  • Collaborated with cross-functional teams to identify key performance indicators and develop effective tracking systems.
  • Designed and implemented customized dashboards that provided real-time insights into business performance.
  • Managed team of data analysts, fostering professional growth and ensuring high-quality output.
  • Established standard operating procedures for data management, ensuring consistency across all projects and teams.
  • Evaluated new analytics technologies and methodologies, incorporating them into company processes where appropriate.
  • Introduced process improvements that reduced operational costs while maintaining high-quality standards across all departments.
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Conducted thorough analyses on large datasets, identifying patterns and trends to support strategic initiatives.
  • Improved operational efficiency through meticulous examination of internal processes and recommending enhancements based on findings.

Bank of the West | BNP Paribas
San Ramon, CA

VP Treasury and Capital Markets Operations
05.2007 - 12.2021

Job overview

  • Led the Reconciliation team of 7 analysts for certification of over 400 GL bank accounts relating to Treasury, Capital Markets, and Cash Management products
  • This included building and streamlining the monthly certification of the General Ledger bank accounts and reconciling between the bank sub-ledger system balances to the bank's GL balances
  • Managed Implementation and development of all reporting for the bank's foreign exchange, derivatives, capital markets, and treasury products
  • Built the mapping data structure and the data elements to define requirements from front office, middle office, back office, and controllers for regulatory, financial, and Dodd-Frank reporting
  • Automated the existing reporting process using SQL and Crystal reports to reduce workload by 50%
  • Streamlined the GL reconciliation process between Operations and Finance in building the accounting logic within the ReconArt tool used to reconcile over 400+ GL accounts and reducing the workload by 75%
  • Created SBA PPP Dashboards and GL reconciliation process which identified exceptions and provided immediate resolutions to minimize any customer/bank impact and reducing errors to
  • Identified existing algorithm formulation gaps and inefficiencies in how the Bridger system was providing potential matches related to ongoing searches performed between our bank customers against OFAC & EU Sanctions list
  • The necessary corrections were made which minimized the risk potential and reduced the workload by 60%
  • Supervised and performed all data mining efforts related to the bank's Treasury, Capital Markets, and Cash Management products, including developing over 150 new actionable reports, and streamlining processes in report execution and delivery which yielded 50 hours FTE savings/month
  • Developed and streamlined new process flows and procedures to minimize risk and to setup controls to correctly identify Global trade customer risk scores by using existing platforms for CDD, “customer due diligence” while onboarding the customer
  • Identified existing gaps in our sanctions reporting and implemented new procedures and process flows by streamlining the communication and findings through the Bridger system
  • This new process helped minimize risk and reduce any manual and possible human error intervention by 50%
  • Assisted in implementation of ACTIMIZE database by writing and providing SQL queries to capture data related to all incoming and outgoing funds/wires related to foreign exchange customer transactions
  • Built out process flows to identify the end-to-end cycle for FX transactions
  • This new control minimized the risk potential
  • Designed and oversaw process controls which minimized risk to the bank through continued monthly/quarterly user access and privileges monitoring and reporting any gaps to senior management
  • (Includes 5 core systems and 40 third party vendors used by employees/customers)
  • Headed various capital market projects, including system implementations, process improvement, financial and operational reporting, and reconciliation between the bank's systems and the bank's general ledger system.
  • Implemented cost-saving measures by conducting thorough financial analysis and identifying areas of inefficiency within the organization.
  • Revised corporate policies and procedures to ensure compliance with evolving industry regulations, mitigating potential risks.
  • Introduced process improvements that reduced operational costs while maintaining high-quality standards across all departments.
  • Resolved issues and recommended actions based on production and compliance reports.
  • Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
  • Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
  • Streamlined operations to maximize business efficiency and profits.
  • Monitored key business risks and established risk management procedures.

Loancity.Com, Capital Markets

AVP
03.2003 - 05.2007

Job overview

  • Managed all company financial reporting, working directly with senior management with forecasting and financial projections, budgeting, modelling, and trend analysis
  • Designed multiple investor models for bid comparisons which helped predict gain on sale prior to trade execution and increased margins by 11% per transaction
  • Compiled, analyzed and interpreted data to make strategic and tactical recommendations regarding gain on sale and revenue recognition
  • Used Bloomberg pricing model and Tuttle to evaluate current margins on mortgage pipeline and worked closely with investors for best trade execution
  • Led the secondary markets team for lock desk and loan pooling/packaging functions.
  • Improved customer satisfaction by streamlining processes and implementing new strategies.
  • Developed and maintained strong relationships with clients, resulting in increased business opportunities.
  • Managed projects efficiently, ensuring timely delivery and high-quality results.
  • Enhanced team productivity by providing training and mentorship to junior staff members.
  • Established policies and procedures that improved operational efficiency within the organization.
  • Increased revenue by developing targeted sales strategies tailored to specific customer segments.
  • Maintained compliance with industry regulations by implementing risk mitigation measures and maintaining accurate documentation.
  • Analyzed data to identify areas of improvement, implementing changes that resulted in greater operational efficiency.
  • Streamlined operations to maximize business efficiency and profits.

Education

University of California
San Diego, CA

Bachelor of Arts from Quantitative Economics and Decision Science

University Overview

Skills

  • TECHNICAL SKILLS
  • Advanced experience in
  • Excel Access Word PowerPoint SQL SharePoint Oracle Report Builder Oracle APEX Tableau VBA (macros) Power Query Power BI Business Objects Hyperion AssureNet Novell Bloomberg AFS Knight-Ridder
  • Data Visualization: Power BI Tableau Excel Graphs-Charts-Maps
  • Proficient in Database Management Packages FRx Reporting Crystal Reports Addaytum Financial Planning Salomon and ICMS Treasury Workstation
  • Procedure Implementation
  • Business Planning
  • Business Development
  • Operational management
  • Project Management
  • Report Preparation
  • Process Improvement
  • Systems Organization
  • Regulatory Compliance
  • Solution Innovation
  • Profit and Loss Management
  • Team building
  • Adaptability
  • Decision-Making
  • Employee Coaching
  • Analytical Thinking
  • Multitasking Abilities
  • Teamwork and Collaboration
  • Cross-Functional Collaboration
  • Systems Thinker
  • Problem-solving abilities
  • Interpersonal Skills
  • Oracle Toad
  • Accounting Procedures
  • Pivot Tables

Languages

Languages
  • Fluent in Arabic and German

    • Languages

    Arabic
    Native or Bilingual
    German
    Native or Bilingual

    Area of Expertise

    Area of Expertise

    Secondary Marketing Mortgages | Financial Risk | Regulatory Compliance | Risk Management | Derivatives and Hedging | Treasury | Fixed Income |Capital Markets | Process Improvement | Systems Implementation | Commercial Lending | Mortgage Lending | Financial Reporting | Operations | Credit Analysis | GL Reconciliation and Structure

    Timeline

    VP Data Analytics Manager
    Bank of the West | BNP Paribas | BMO
    01.2022 - 12.2023
    VP Treasury and Capital Markets Operations
    Bank of the West | BNP Paribas
    05.2007 - 12.2021
    AVP
    Loancity.Com, Capital Markets
    03.2003 - 05.2007
    University of California
    Bachelor of Arts from Quantitative Economics and Decision Science

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