Embiale Bitew Hiruy
Alliston,ON
Summary
Results-driven executive with [Number] years of progressive experience in [Industry]. A seasoned leader, change manager, and complex problem solver, excelling in overseeing operations, developing policies, and driving process improvements. Demonstrated track record of consistently delivering exceptional results and exceeding expectations. Proven ability to navigate challenges and drive organizational success. Ready to bring expertise to the table and make a significant impact in your organization.
Overview
25
25
years of professional experience
1
1
Certification
Work History
Executive Officer (EO)
United Nation Staff Saving and Credit Association
01.2015 - 01.2024
- Directly managing 8 employees and overall operation, Preparing strategic plan, annual budget and present for approval by Board of directors and cascading it, Preparing operational procedures, Organizing Board meetings, General assembly and different anniversaries, Communicating more than 15 UN agencies and managing more than 3,000 members account (saving and loan), Credit approval, follow up and monitoring, Recovering of default loan amicably
Manger Credit Portfolio Management
Commercial Bank of Ethiopia
01.2012 - 01.2015
- Managing 12 staff working under division of Credit Portfolio Management Administration, Approving customers loan request by involving in credit approving team, Management of overall credit portfolio of the bank, Producing different proposals and reports to the Bank management and Board of Directors, Introducing different new Credit products, Producing different credit procedures and manuals that will be used as guideline to credit, Doing special assignments given by the top bank management
Senior Credit Analyst, credit appraisal expert and Senior Credit Risk Analyst
Commercial Bank of Ethiopia
01.2006 - 01.2012
- Conducting credit risk analysis/appraisal of fresh loan requests of new projects (industrial, Agricultural, service and others), Conducting customer's credit risk rating/grading by identified risks, Making independent analysis/ appraisal, Recommendation regarding loan requests for final approval.
Management trainee, junior loan officer and loan officer
Commercial Bank of Ethiopia
01.1999 - 01.2005
- On job training on different operation of the bank, Short term loan analysis and providing necessary recommendation for approval branch level, Customers loan follow up
Education
BA degree in accounting -
Addis Ababa University
12.1999
Bachelor of Arts - Accounting
Addis Ababa University
Ethiopia07.1999
Skills
- Product development and expansion
- Organizational Leadership
- Business start up
- Operating Budgets
- Operational leadership
- Profit & Loss
- Productivity performance
- Risk Assessments
Accomplishments
Developed new products
prepared strategic plan
prepared new Software project proposal
managed software project
Personal Information
- Citizenship: Ethiopian and live in Canada
- Date of Birth: 05/20/70
- Gender: Male
Training
Different training related to the job
Languages
English
Full Professional
Amharic
Native or Bilingual
Certification
- Certified [Job Title], United Nations Staff Saving and Credit Association - [Timeframe]Executive Officer
- [Area of expertise] License - [Timeframe]
Timeline
Executive Officer (EO)
United Nation Staff Saving and Credit Association
01.2015 - 01.2024
Manger Credit Portfolio Management
Commercial Bank of Ethiopia
01.2012 - 01.2015
Senior Credit Analyst, credit appraisal expert and Senior Credit Risk Analyst
Commercial Bank of Ethiopia
01.2006 - 01.2012
Management trainee, junior loan officer and loan officer
Commercial Bank of Ethiopia
01.1999 - 01.2005
BA degree in accounting -
Addis Ababa University
Bachelor of Arts - Accounting
Addis Ababa University
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