Dynamic Sr. Loan Processing Manager with a proven track record at American Financial Network, excelling in compliance and quality control. Expert in automated loan systems and customer relationship management, driving significant business growth. Adept at leading teams and optimizing performance, ensuring timely closings and high borrower satisfaction.
Overview
29
29
years of professional experience
Work History
Sr. Loan Processor, Operations Team Lead
US Funding
Anaheim
08.2024 - Current
Cultivated broker client relationships, driving significant business growth.
Processed FHA, VA, jumbo, Non-QM, DSCR, and commercial loans from initiation to completion.
Conducted quality control on files to ensure strict regulatory compliance.
Collaborated with escrow teams for timely transaction closings.
Reviewed borrower files to align loan programs with client needs.
Prepared TRID-compliant disclosures, adhering to regulatory standards.
Coordinated with loan officers to resolve conditions for processing and closing loans.
Engaged with management in daily operations to support strategic decision-making.
Sr. Loan Processing Manager
American Financial Network
Irvine
12.2015 - 11.2023
Cultivated client relationships to drive business growth and enhance satisfaction.
Managed end-to-end processing of FHA, VA, jumbo, conforming, HECM, USDA, equity, Non-QM, and commercial loans.
Prepared TRID-compliant disclosures to ensure regulatory adherence.
Collaborated with escrow teams to facilitate smooth transaction closings.
Led a team of 8 loan processors and 5 junior loan processors to optimize performance.
Reviewed files for accuracy and compliance while matching programs to borrower needs.
Coordinated with loan officers to fulfill conditions for timely processing.
Supervised processing staff while managing pipelines for all management originated files.
Processing Operations Manager
NuHome Financial, Inc.
San Dimas
07.2014 - 11.2015
Supervised processing department and junior staff, ensuring efficient workflow management.
Processed various loan types, including FHA, VA, Jumbo, Conforming, HECM, USDA, and commercial loans from initiation to completion.
Reviewed files to identify suitable loan programs tailored to borrowers' specific needs.
Coordinated with escrow teams to facilitate smooth transaction closings.
Tracked critical dates to guarantee timely closings and adherence to COEs and locks.
Prepared and approved 2010 RESPA GFE and necessary disclosures.
Ordered appraisals to support loan processing requirements.
Managed day-to-day operations of retail broker office, overseeing accounting and payroll functions.
Processing Operations Manager
Corum Financial Services, Inc.
Norco
12.2013 - 07.2014
Managed processing department and junior processors for efficient loan processing operations.
Oversaw quality control, ensuring meticulous scrubbing of each file.
Processed FHA, VA, Jumbo, Conforming, HECM, USDA, Equity, and commercial loans from initiation to closing.
Prepared and approved 2010 RESPA GFE and disclosures in compliance with regulations.
Coordinated with escrow to facilitate seamless transaction closings.
Ordered appraisals and reviewed files to match programs with borrower needs.
Supervised processing staff while managing a large pipeline of loans to ensure efficiency.
Tracked critical dates to guarantee timely closings that met COEs and locks.
Sr. Loan Processor/Processing Supervisor
Silvertrust Funding
Murrieta
12.2011 - 12.2013
Managed processing department and junior processors, ensuring high-quality output.
Oversaw quality control and scrubbing of each file for accuracy.
Processed FHA, VA, Jumbo, Conforming, HECM, USDA, Equity, and commercial loans from initiation to completion.
Prepared and approved 2010 RESPA GFE and disclosures for compliance.
Coordinated with escrow to facilitate smooth transaction closings.
Ordered appraisals to support loan processing requirements.
Reviewed files to identify suitable programs for borrowers' specific needs.
Supervised processing staff while managing a large pipeline of loans.
Contract Loan Processor, Owner
Self Employed Web
Norco
01.2007 - 12.2011
Secured and nurtured broker client relationships to drive business growth.
Reviewed and verified appraisals for accuracy in value estimates.
Compiled closing packages with all documents required for funding.
Conducted quality control reviews on closed files to ensure compliance with regulations.
Collaborated with underwriters to resolve discrepancies in applicant documentation.
Analyzed loan applications to determine eligibility for approval.
Communicated regularly with customers regarding loan status throughout processing period.
Prepared and submitted detailed loan packages to underwriting department for review.
Business Development Manager
Indy Mac Bank
Pasadena
08.2005 - 01.2007
Managed relationships with retail brokers to drive business growth and retention.
Serviced 45-50 retail broker offices, acquiring 2-3 new brokers weekly.
Trained brokers on transaction processes and system navigation for efficiency.
Maintained a pipeline of $30 million in newly originated loans across various categories.
Achieved consistent monthly funding increases through strong broker engagement.
Attained a 70% closing rate, ensuring high conversion of leads to loans.
Developed team-building strategies to enhance collaboration and performance.
Demonstrated strong communication skills to foster positive broker partnerships.
Area Sales Manager
Centex Home Equity
Laguna Hills
05.2002 - 07.2005
Managed 12 wholesale account executives across Inland Empire and Orange County regions.
Established monthly production goals and strategic plans for each team member.
Conducted field visits with team members to support brokers in achieving objectives.
Facilitated weekly review meetings to provide guidance and address challenges.
Collaborated daily with internal operations, team members, and brokers to resolve issues and close loans.
Monitored detailed revenue reports, ensuring consistent monthly growth for the team.
Demonstrated high-level problem-solving skills to facilitate team success.
Achieved a pull-through rate of 72% by implementing effective strategies.
Operations Manager
Giant Eagle Lending
Yorba Linda
06.1996 - 05.2002
Oversaw daily operations of office with approximately 20 employees and two assistants.
Conducted regular sales meetings to enhance production and set strategic goals.
Trained loan officers and processors on industry practices and closing techniques.
Managed all marketing campaigns focused on lead generation.
Facilitated research training for loan officers on borrower options and effective sales strategies.
Reviewed each loan and lead for accuracy, ensuring timely execution by team members.
Maintained a monthly pipeline worth $10 million through effective client relationship management.
Resolved issues on files through proactive problem-solving techniques.