A Sales Professional with extensive direct sales, inside sales, managing a team, and excellent motivator in both the field as well and the corporate world with twenty three years of progressive experience within the Automotive industry, Mortgages and Banking Field, with specific expertise in Investments, Underwriting, Sales Tactics, and Closing while overcoming the psychological barriers of the clients. Consolidation and bundle products for maximum results and the Implementation of Audit and Control procedures to improve transactional efficiency and the closure of the transactions in a timely manner without delays or cost more money due to unforeseen delays. Multi-lingual (Portuguese fluent, Spanish, and basic French both written and speaking).