Overview
Work History
Education
Skills
Affiliations
Timeline
Generic

Elizabeth Côté

Overview

23
23
years of professional experience

Work History

Director

01.2022
  • Digital Innovation Impact Hub (OSFI)
  • Lead the Policy and Stakeholder engagement pillars of the Digital Innovation Impact Hub, with a focus on digital innovations files related to open finance, crypto, Central Bank Digital Currency, Payments (i.e
  • Retail Payment Activity Act, Distributed Ledger Technologies), Artificial Intelligence and Quantum Computing;
  • Manage a team of direct reports;
  • Coordinate and collaborate with domestic and international regulators to advance policy work (e.g
  • Sub-FISC & sub-SAC, Digital Asset Group, Payment Canada, FINTRAC, FSB, FTG, BCBS);
  • Provide strategic advice on public policies pertaining to digital innovations, including written and verbal briefings to OSFI executives
  • Achievements include:
  • Recipient of the 2023 Sector Head Award for Building relationship, granted by the Assistant Superintendent;
  • Publications, including the Digital Innovation Roadmap and Joint the Statement on cryptoassets.

Office of Superintendent of Financial Institutions

OSFI
01.2016

Managing Director

07.2023 - 11.2023
  • Acting, Digital Innovation Impact Hub (OSFI)
  • Provide visionary leadership under the Assistant Superintendent Regulatory Response in preparing OSFI’s response to all aspects of digital Innovation
  • This includes providing direction when developing a strategy and operational plan to help achieve below responsibilities:
  • Lead a team of directors and professionals by managing all aspects related to human capital, including staffing, performance, development as well as managing all aspect of budgetary requirements;
  • Support the team in developing policy responses and supervisory tools associated with digital innovations,;
  • Advance digital files through engagement with internal and external stakeholders including regulators, Federally Regulated Financial Institutions (FRFIs), Fintechs, industry associations, academia, etc
  • OSFI’s main representative on many domestic and international fora related to digital innovation topics.

Senior Advisor

Department of Finance
01.2020 - 01.2022
  • (Interchange program between OSFI and DoF), EC-8, Financial Services Innovation Division
  • Develop financial policy and regulatory proposals on Stablecoins, Fintech regulations and open banking;
  • Provide strategic advice on financial sector public policies to Finance executives;
  • Coordinate and collaborate with internal and external stakeholders to advance policy work;
  • Mentor junior policy officers to aid in their development;
  • Achievements include:
  • Collaborate with domestic and international regulatory agencies to advance policy work on crypto, including through the drafting of ministerial briefs (e.g
  • HoA, G20, G7, FSB plenary meetings);
  • Contributed to the drafting of the Canada Gazette 1 Fintech Regulation Package and the Open Banking (OB);

Senior Analyst RE

01.2016 - 01.2020
  • Operational Risk Division (OSFI)
  • Through reviews or periodic monitoring, assess FRFI's adherence to the Principles for Sound Management of Operational Risks, and provide recommendations;
  • Lead cross-functional teams in the conduct of special reviews, benchmarking exercises and monitoring of emerging risks and events relative to operational risks;
  • Coach and supervise the work of team members;
  • Develop and train senior level stakeholder relationships, including senior management within OSFI and FRFIs
  • Achievements include:
  • Individual recipient of the 2019 Sector Head Award for Leadership, granted by the Ass
  • Superintendent;
  • Led enhanced monitoring to supervise FRFI’s operational resiliency during the COVID19 pandemic;

Director

National Bank of Canada
01.2014 - 01.2016
  • Operational Risk Management
  • Ensure first line of defense’s governance and sound management for managing operational risks;
  • Lead a team of direct reports;
  • Oversee and supervise risk activities and reporting: risk dashboards, risk & control self-assessments, audit and non-audit action tracking, operational event management, product review and new product analysis;
  • Influence managers relying on risk methodology and understanding of the sectors risk appetite;
  • Achievements include:
  • Created and deployed a three-year employee risk awareness culture and defined the sector’s risk appetite
  • Organized NBC bank-wide risk conference;

Senior risk manager, Operational Risk Management Department

Desjardins Group
01.2012 - 01.2014
  • Develop and implement ORM strategies and practices;
  • Conduct risk & control self-assessments and issue risk related recommendations biding the organization;
  • Develop and deploy entity-wide risk guidelines, risk policies or procedures, e.g
  • Major incident reporting procedure;
  • Oversee the governance and management, with other departments, of the corporate insurance program
  • Achievements include:
  • Led the implementation of the Québec FMA Financial Crime Guidelines;
  • Produced 15 risk analysis related to major projects (5 million $ or more).

Director

01.2009 - 01.2012

Director, Planning

Intact Financial Corporation
01.2005 - 01.2012

Risk Executive Committee Secretary

01.2005 - 01.2009
  • Plan and coordinate major organizational projects and update Senior Management on their progress;
  • Develop ORM Framework, program and practices;
  • Intact Enterprise

firm trainee

Gide Loyrette Nouel, Norton Rose
01.2001 - 01.2004
  • (Montreal) Law Firm Law

Education

Online Certificate MIT Media Lab Cryptocurrency - undefined

Massachusetts Institute of Technology
2022

Online Certificate in Fintech & regulatory Innovation, Cambridge - undefined

Judge Business School
2020

Course - Systems and Information Security Analysis - undefined

HEC
2018

Master of Business Administration (M.B.A - undefined

HEC
2014

Quebec Bar continuous education program mandatory trainings - undefined

2014

Post-Graduate diploma - Insurance Law

Panthéon-Sorbonne University
2004

Executive - undefined

Québec Bar School
2002

Bachelor of Laws (L.L.B - undefined

Laval University
2001

Skills

  • Visionary Leadership
  • Collaborative
  • Result-Oriented
  • Fluent in French

Affiliations

2003 - Lawyer, Quebec Bar member 2014 - Certified Information Security Manager (C.I.S.M.), IT international certification from ISACA

Timeline

Managing Director

07.2023 - 11.2023

Director

01.2022

Senior Advisor

Department of Finance
01.2020 - 01.2022

Office of Superintendent of Financial Institutions

OSFI
01.2016

Senior Analyst RE

01.2016 - 01.2020

Director

National Bank of Canada
01.2014 - 01.2016

Senior risk manager, Operational Risk Management Department

Desjardins Group
01.2012 - 01.2014

Director

01.2009 - 01.2012

Director, Planning

Intact Financial Corporation
01.2005 - 01.2012

Risk Executive Committee Secretary

01.2005 - 01.2009

firm trainee

Gide Loyrette Nouel, Norton Rose
01.2001 - 01.2004

Online Certificate MIT Media Lab Cryptocurrency - undefined

Massachusetts Institute of Technology

Online Certificate in Fintech & regulatory Innovation, Cambridge - undefined

Judge Business School

Course - Systems and Information Security Analysis - undefined

HEC

Master of Business Administration (M.B.A - undefined

HEC

Quebec Bar continuous education program mandatory trainings - undefined

Post-Graduate diploma - Insurance Law

Panthéon-Sorbonne University

Executive - undefined

Québec Bar School

Bachelor of Laws (L.L.B - undefined

Laval University

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Elizabeth Côté