EDWINA LO
Toronto
Overview
13
13
years of professional experience
Work History
Senior Complex Casualty Underwriter
Specialty Program Group Canada
09.2026 - Current
- Review new business submissions, endorsements and renewal applications from a wide range of Canadian retail and wholesale companies with respect to complex casualty risks
- Utilizing and understanding Underwriting guidelines and ratings within our delegated authority binders, whilst also finding alternative open market solutions for higher more complex risks.
- Overall maintenance of client files, managing statistical information, and utilizing systems to ensure accurate and compliant documentation
- Finding wholistic solutions for our clients by cross-selling within our team through collaboration with our property, professional, and environmental liability teams, as well as our larger vertical options through SPCG
- Working with our broking partners to negotiate appropriate insurance solutions in a continually volatile Canadian market!
International Property and Casualty Broker
Alesco Risk Management Services
10.2021 - 08.2025
- Producing & placing new and existing business into insurance markets with a focus on International casualty through Gallagher retail partners worldwide
- Focus on open market placements for heavy industry trades, energy companies and other resource based industries, as well as development of other business opportunities with our retail partners
- Overall maintenance of client files, managing statistical information, producing Market reform slips and relevant endorsements and other associated paperwork
- Over the last two years, have taken over the placement of two long held Energy binders, as well as placing a stand-alone Canadian liability lineslip with premium income expectations of CAD 3 MM for the first year.
- Additionally, have developed a new Environmental Liability program and facility for our world wide facility to cross sell our internal offerings
- Have been instrumental in placing out of network new business opportunities, through existing relationships outside the Gallagher network.
International Property and Casualty Broker
Ambris LLP
06.2018 - 10.2021
- Producing & placing new and existing business into insurance markets with a focus on International casualty through wholesale and retail distribution chains.
- Negotiating policy terms and costs with insurance providers over a wide range of Lloyds syndicates and company markets both in facultative placements as well as binding authority placements
- Servicing new and existing accounts on a daily basis
- Review of applications. Setting up and maintaining client files and all other associated administrative duties. Producing quote sheets, reviewing wordings, and maintaining electronic files as needed
- Statistical Analysis & Presentation. Maintaining up to date bordereaux data based on risk information
- Client Liaison - acting as intermediary between clients and the London Market to discuss and assess a clients' current and future insurance needs
- Researching insurance policies and products that best suit the client’s specialist needs
- Experience in placing various marine cargo lines such as stock throughput, as well as large commercial equipment risks with a focus on logging
International Casualty Broker
Canadian Risk Solutions
02.2014 - 06.2018
- Maintaining client relationships with various Canadian MGA’s on a wholesale insurance basis.
- Developing various classes of non-Marine business within the Canadian market with a specialized interest in host liquor liability, a niche class in North America.
- Preparing documentation such as Market Reform Contracts, familiarity with a wide-range of Canada specific technical wordings, as well as financial documentation.
- Maintaining working relationships across a wide range of both Lloyds and non-Lloyds syndicate.
- Integral in the placement of, and maintenance of, a portfolio of both North American Commercial and Residential Property Binders.
- Pivotal in remarketing and placing a Liabilities Binder with a focus on niche forestry risks expected to gross CAD 1,000,000. In premium this year.
- Familiarity with both Motor Truck Cargo markets, as well as Large Equipment Machinery markets.
Head Waiter
Berners Tavern at the London Edition
06.2014 - 12.2015
- Adhering to Marriot principles and practices on a daily basis through exceptional customer service.
- Day-to day usage of wine knowledge to sell wines from one of the most extensive wine lists in London.
- Catered to a wide range of clientele through the provision of food and beverage service.
- The London Edition was voted best hotel in the UK last year, Berners Tavern has also concurrently been voted best Restaurant and best new restaurant in London.
Bar Manager
Langara Fishing Lodge, Hadai Gwai
05.2014 - 08.2013
- Responsible for the sales, promotion, and inventory of an extensive hard liquor and wine portfolio.
- Working with the difficulties of a remote location while maintaining appropriate product levels for a resort housing approximately 75 guests at capacity.
- Developing immediate rapport with a divergent client base and assisting in many public relations aspects of the lodge.
- Maintaining an establishing professional relationships with many leaders of industry through day to day discourse.
Timeline
Senior Complex Casualty Underwriter
Specialty Program Group Canada
09.2026 - Current
International Property and Casualty Broker
Alesco Risk Management Services
10.2021 - 08.2025
International Property and Casualty Broker
Ambris LLP
06.2018 - 10.2021
Head Waiter
Berners Tavern at the London Edition
06.2014 - 12.2015
Bar Manager
Langara Fishing Lodge, Hadai Gwai
05.2014 - 08.2013
International Casualty Broker
Canadian Risk Solutions
02.2014 - 06.2018