Edward Yousuo
Calgary
Summary
Results-driven banking professional with extensive experience in credit administration, financial analysis, and client relationship management. Proven ability to manage and grow loan portfolios, ensure compliance with regulatory standards, and provide strategic financial solutions. Adept at structuring competitive credit solutions and conducting in-depth risk assessments to drive business growth.
Overview
11
11
years of professional experience
Work History
Associate, CNA
Central Bank of Nigeria
01.2023 - 12.2024
- Achieved a 20% growth in portfolio size within11 months by identifying high-potential business opportunities and tailoring financial solutions to meet customer needs
- Reduced loan processing time by 30% through the development of streamlined workflows and improved cross training and coordination across departments
- Implemented a proactive risk management strategy that decreased loan delinquencies by 15% within the first six months of adoption which led to operational excellence
- Successfully introduced new credit products and promote sales that increased client engagement and expanded the bank’s market share
- Enhanced reporting accuracy by automating data compilation processes, leading to better decision-making by senior management
Senior Loan Review Analyst
Central Bank of Nigeria
01.2021 - 12.2022
- Led a team of five analysts by providing leadership and mentorship in conducting complex credit reviews, achieving a 98% accuracy rate in risk assessments and surpassing regulatory compliance benchmarks
- Strengthened the bank’s risk management framework and improving financial controls by identifying and mitigating potential risks in over CA$150 million worth of loans
- Designed and implemented a risk profile and portfolio monitoring system that improved early detection of credit risks, reducing non-performing loans by 12%
- Developed standardized credit review templates, cutting analysis time by 20% while maintaining industry standards and quality
- Spearheaded negotiations on loan terms with high-value clients and developed relationships that resulted in customer satisfaction scores by 25%
Senior Credit Analyst
Central Bank of Nigeria
01.2017 - 12.2021
- Delivered over CA$100 million in loan renewals and extensions by providing tailored credit solutions that foster customer relationships and meet their evolving needs
- Reduced portfolio delinquencies by 15% through comprehensive analytical financial assessments and targeted risk mitigation strategies to enhance profitability
- Enhanced decision-making processes by developing financial models that solve complex problems and accurately forecasted loan performance and creditworthiness
- Increased performance management by driving operational efficiency through the implementation of a new credit scoring system, leading to faster loan approvals and improved client turnaround times
- Provided expert advice to Relationship Managers on structuring complex loans which led to process improvement and contributing to a 30% improvement in client retention and meeting regulatory requirements
Loans & Credit Officer
Central Bank of Nigeria
01.2014 - 12.2016
- Provided guidance and encourage teamwork which boosted loan approval rates by 20% by implementing thorough credit analysis, pre-screening processes and personalized client consultations
- Contributed to the bank’s cash management and revenue growth by developing customized financing solutions for small businesses, increasing the loan portfolio by CA$50 million
- Reduced customer transactions and overdue accounts by 25% by introducing an automated follow-up system for delinquent clients
- Represented the bank at key industry events, sharing credit experience, forging partnerships that led to a 10% increase in new business acquisitions
- Improved customer experience through knowledge transfer, providing tailored financial advice and committed to resolving account issues promptly
Education
Moody’s Certificate - Small Business Banking (CSBB) Designation
Canadian Securities Institute
03.2025
Investment Funds in Canada (IFIC) Designation - undefined
Canadian Securities Institute
02.2025
Master of Business Administration (MBA) - undefined
Bingham University
08.2021
Master of Science (MSc) - Economics
Enugu State University of Science and Technology
06.2015
Bachelor of Science (BSc) - Accounting
Madonna University
12.2007
Skills
- Credit Structuring & Underwriting
- Financial Analysis & Modeling
- Risk Assessment & Mitigation
- Client Relationship Management
- Regulatory Compliance
- Loan Portfolio Management
- Communication & Cross-functional Collaboration
- Innovation & Customer Service Excellence
- Proficiency in Microsoft Office Suite
Languages
English
Full Professional
Timeline
Associate, CNA
Central Bank of Nigeria
01.2023 - 12.2024
Senior Loan Review Analyst
Central Bank of Nigeria
01.2021 - 12.2022
Senior Credit Analyst
Central Bank of Nigeria
01.2017 - 12.2021
Loans & Credit Officer
Central Bank of Nigeria
01.2014 - 12.2016
Investment Funds in Canada (IFIC) Designation - undefined
Canadian Securities Institute
Master of Business Administration (MBA) - undefined
Bingham University
Master of Science (MSc) - Economics
Enugu State University of Science and Technology
Bachelor of Science (BSc) - Accounting
Madonna University
Moody’s Certificate - Small Business Banking (CSBB) Designation
Canadian Securities Institute
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