Results-driven financial professional with 10+ years of experience as a Finance Manager, leading financial operations and driving business success. Proven ability to implement strategic financial plans, optimize efficiency, and manage budgets for sustainable growth. Known for a collaborative approach, adaptability in dynamic environments, and a strong commitment to delivering results.
Overview
19
19
years of professional experience
Work History
Financial Services Manager
Traveland RV
03.2023 - Current
Process and manage all financing applications for RV customers, ensuring accuracy and compliance with federal and state regulations.
Structured customized loan and lease deals based on customer credit profiles, optimizing both dealership revenue and customer satisfaction.
Evaluate credit histories and financial backgrounds to provide suitable financing solutions, resulting in a 98% loan approval rate.
Lead monthly financial meetings, reporting on loan performance, sales trends, and opportunities for increasing financing revenue.
Develop and maintain strong relationships with financial institutions, securing competitive loan terms and improving dealership financing options.
Analyze customer financial profiles to identify appropriate financing products, resulting in a 25% increase in upsell opportunities (e.g., extended warranties, service contracts).
Collaborate with sales teams to provide financing education, boosting customer confidence and improving sales conversion rates by 10%.
Ensure compliance with all regulatory requirements, including Truth in Lending and Equal Credit Opportunity Act, reducing risk of legal issues or penalties.
Checked submitted financial documentation for accuracy and integrity against internal and regulatory standards.
Financial Services Manager
Birchwood Automotive Group
04.2013 - 03.2023
Assist customers in securing vehicle financing by presenting loan and lease options tailored to their needs.
Develop and maintain strong relationships with banks, credit unions, and financial institutions to negotiate competitive financing terms.
Ensure compliance with all regulatory requirements and dealership policies related to financing and insurance products.
Maximize profitability by offering extended warranties, gap insurance, and other financial protection products.
Collaborate with the sales team to enhance the customer experience and streamline the vehicle purchasing process.
Conduct credit analysis and guide customers through financing approvals while maintaining a high approval rate.
Train and mentor sales associates on financing options, compliance standards, and best practices.
Consistently achieve or exceed monthly revenue and penetration goals for finance and insurance products.
Enhance customer satisfaction by providing clear, professional explanations of financing terms and conditions.
Business Owner
Kowloon Bay
03.2006 - 04.2014
Successfully launched and managed a profitable Chinese restaurant, overseeing all aspects of daily operations.
Developed and executed business strategies to drive revenue growth and improve customer satisfaction.
Managed financial operations, including budgeting, cost control, payroll, and profit optimization.
Hired, trained, and supervised a high-performing team, ensuring excellent service and operational efficiency.
Designed and curated a diverse and authentic Chinese menu that attracted a loyal customer base.
Negotiated with vendors and suppliers to secure quality ingredients at the best prices, improving profit margins.
Implemented marketing campaigns, including social media promotions, local partnerships, and special events, increasing brand awareness and customer traffic.
Maintained compliance with health and safety regulations, consistently passing inspections with high ratings.
Fostered strong relationships with customers, enhancing retention and positive word-of-mouth marketing.
Adapted business strategies to market trends, customer preferences, and economic conditions to sustain long-term success.