Hi, I’m
Dirk Fulton
Camarillo,CA
Summary
Knowledgeable and experienced broker in property & casualty insurance practices and products with a breadth of commercial insurance risk assessment background.
Extensive experience working in relationships with an array of general agencies, wholesale brokers, surplus lines brokers as well as commercial insurance industry leading carriers in the state of California.
Exhibit exceptional adaptability in technological advances that have been integrated into agency that in some cases exceed the best practices exhibited by many major insurance carriers and/or managing general agencies.
Overview
37
years of professional experience
1
Certification
Work History
Pleasant Valley School District
School Bus Driver
2023.01 - Current (1 year & 8 months)
Job overview
- Enhanced student safety by strictly adhering to bus routes and schedules, as well as enforcing established behavior guidelines.
- Reduced vehicle maintenance costs by conducting daily pre-trip inspections and promptly reporting any necessary repairs or concerns.
- Improved on-time performance with efficient route planning, taking into consideration traffic patterns and weather conditions.
- Provided a positive environment for students during transportation, fostering respectful interactions and promoting good behavior.
- Promoted to handle route for the principal special needs campus due to exceptional caring and careful patient persistent approach.
- Supported special needs students by accommodating individual requirements and ensuring their comfort throughout the journey.
- Collaborated with school administrators to address any behavioral issues arising during transportation effectively.
- Kept parents informed of schedule changes or other relevant updates through clear communication channels.
Fulton Insurance Services
Broker/Insurance Agency Owner
2018.10 - Current (5 years & 11 months)
Job overview
- Established access to well over hundred insurance carriers direct and through top fifteen national network agent aggregator, managing general agents, and wholesale insurance brokers in order to provide greater array of acceptable insurance solutions in forms of coverage options and pricing.
- Provide consultation and risk assessment with professional recommendations to prospective and current clients particularly with respect to complex businesses.
- Advise, assist, and mediate insurance claims on behalf of clients.
- Achieved qualification of commercial qualified agent for major insurance carrier which only 10% of all agents nationwide able to earn.
- Hired and trained positions of producing agent and administrative assistants.
Self Employed- Farmers Insurance Agent
Insurance Agent
1990.04 - 2018.09 (28 years & 5 months)
Job overview
- Prospect, propose, and write insurance policies in lines of property and casualty and life insurance on behalf of clients for Farmers Insurance .
- One of few Farmers Agents that have substantial commercial insurance experience and clientele and qualified certified commercial agent.
- Also as self-employed agent contractually permitted to represent other markets, surplus lines, CA Fair Plan, assigned risk, and others to meet needs of clients when specific policy needs not desired by Farmers Insurance underwriting.
- Integral to record setting Life insurance production in national contest for Farmers Insurance by writing seventeen life policies during month-long contest.
- Achieved recognition as Top Agency Life Development in Farmers Insurance Agent District and companywide Masters level in annual production.
Whitaker Entertainment
Executive Assistant/Commercial Actor
1988.11 - 1991.03 (2 years & 4 months)
Job overview
- Assisted Talent Agent/Owner with selecting talent for auditions for commercial, TV and film acting work.
- Performed as SAG actor having qualified within first year of acting which less than 5% of actors in agency of more than three hundred actors had achieved
- Appeared in five commercials, two of which were national commercials.
- Assisted Agent in reviewing "Talent Breakdowns", which were received by variety of filming studios, and selecting talent best suited to audition to fill descriptions of various acting jobs and talent sought ought to fill those requests.
Farmers Insurance Group
Liability Claims Representative
1987.02 - 1989.09 (2 years & 7 months)
Job overview
- Investigated all types of bodily injury or physical damage liability claims including auto accidents, injuries occurring on either residential or business premises .
- Determined degree of negligence with regard to involve parties to incident or accident, while assessing appropriate settlements for injury claims.
- Contacted all parties to claims including insureds and explained claims processes and relevant application of bodily injury and property damage coverages with respect to legal implications in first and third party civil liability settlements.
- Evaluated nature and severity of injuries and estimated future economic and or medical needs upon examining and reviewing medical specials and other documentation supporting loss of earnings, capacity, and or other related incurred expenses in addition assessing material general damages for purposes of determining and negotiating fair settlement valuations.
- Handled exceeding new injury claim per day while managed case load of over one hundred and fifty open claims.
Education
Biola University , La Mirada, CA
Master of Arts from Christian Apologetics
06.2010
University Overview
- Awarded [Award Name] Graduated with HIGH Honors, 3.7 gpa.
California State University - Fresno , Fresno, CA
Bachelor of Arts from Physical Education Teaching And Coaching
06.1984
Merced College , Merced, CA
Associate of Arts from General Education
05.1979
Skills
- Client needs analysis
- Quotes and sales
- Property & Casualty insurance
- Consulting
- Risk mitigation
- Customer Relations
- Operations management
Certification
- [Area of expertise] License - [Timeframe]Licensed- Resident Insurance Producer: California Dept of Insurance
- Property Broker
- Casualty Broker
- Life- Only Agent
- Accident & Health Agent
- CA Commercial Class B license includes passenger and air-brakes endorsements
Additional Information
I have been a practicing christian since 1979. I have been discipled by campus directors of the ministry of CRU (Campus Crusade for Christ) for three years. Have been involved in establishing pregame chapel services for Fresno State University football team. I have had short term missions leadership experience through Cornerstone Christian Church of Simi Valley, CA. I have spent well over a decade of experience establishing and leading men's discipleship program and been a lay leader under associate pastor of Calvary Community Church of Westlake Village, CA a large non-denominational christian church.
Timeline
School Bus Driver
Pleasant Valley School District
2023.01 - Current (1 year & 8 months)
Broker/Insurance Agency Owner
Fulton Insurance Services
2018.10 - Current (5 years & 11 months)
Insurance Agent
Self Employed- Farmers Insurance Agent
1990.04 - 2018.09 (28 years & 5 months)
Executive Assistant/Commercial Actor
Whitaker Entertainment
1988.11 - 1991.03 (2 years & 4 months)
Liability Claims Representative
Farmers Insurance Group
1987.02 - 1989.09 (2 years & 7 months)
Biola University
Master of Arts from Christian Apologetics
California State University - Fresno
Bachelor of Arts from Physical Education Teaching And Coaching
Merced College
Associate of Arts from General Education
- [Area of expertise] License - [Timeframe]Licensed- Resident Insurance Producer: California Dept of Insurance
- Property Broker
- Casualty Broker
- Life- Only Agent
- Accident & Health Agent
- CA Commercial Class B license includes passenger and air-brakes endorsements
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