Summary
Overview
Work History
Education
Skills
Accomplishments
EXTRAMURAL ACTIVITIES
Languages
Certification
Won Rookie Award with RBC out of the whole GTA market in the year 2023.
Timeline
Generic

DILPREET KAUR

Caledon,ON

Summary

Experienced, motivated and detail-oriented finance professional with a strong foundation in personal finance, lending solutions and client relationship management. Skilled in assessing clients' financial needs, recommending tailored mortgage and credit solutions, and ensuring regulatory compliance in a high-volume banking environment. Adept at building trust with clients and guiding them through complex financial decisions, with a passion for helping indiviuals achieve homeownership goals. Now seeking to leverage financial advisory expertise and deep knowledge of mortgage products in a dedicated Mortgage Specialist role.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Financial Advisor

RBC- Royal Bank of Canada
12.2022 - Current
  • Adopted practice management routines to enhance sales planning and determine key areas of focus.
  • Worked closely with Mortgage Specialists and Realtors by referring them the clients for new purchases for residential, commercial, investment properties etc.
  • Lent $350,000 Line of credit to the healthcare professionals and worked closely with the Healthcare Advantage Team to refer the doctors and dentists to them for their financial planning.
  • Partnered and worked closely with Relators outside of RBC to help their clients with Daily Banking, Investments, Lines of Credit and with mortgage segment- renewals, home equity, refinances etc.
  • Consistently submit high quality credit application to Credit Adjudication/Risk Management
  • Deliver an exceptional client interaction by meeting immediate needs, delivering advice, submission of high-quality credit applications, referring to partners and digitally enabling clients.
  • Use my own advice capabilities, and those of the right partners in RBC to meet our clients’ entire personal and business needs.
  • Collaborate with market-leading professionals in financial planning, retirement planning, mortgages and business banking experts to ensure clients receive customized and relevant expert advice.

Operations Officer II

TD Bank
06.2022 - 12.2022
  • Executed transactions accurately and on time with established guidelines and policies.
  • Ensured smooth, efficient and complaint daily operations and managed transactions.
  • Escalated operational issues as needed based upon it’s understanding.
  • Supported partners with incoming transactions and validated information as needed.

Cashier and Customer Service Associate

Walmart Canada
12.2020 - 04.2022
  • Accountable for cash transactions (accounted for every penny).
  • Dealt with complaints politely and effectively and in a matter that helped customers to resolve their complaints.
  • Contributed and helped achieve sales for the branch and made sure that customers were always treated fairly.
  • Efficiently processed customer transactions and customer/colleague queries and referred clients to appropriate departments.

Junior Accountant

Ramandeep Forex Services
08.2016 - 07.2018
  • Analysis of financial statements including Income Statement, Balance Sheet and Cash Flow.
  • Generated financial statements for clients and amended until sent out to clients.
  • Responsible for reconciling all related general ledger accounts.
  • Undertaking Financial Statement Analysis and Performance Evaluation of companies through analysis of various qualities of financials.
  • Analyzing revenue and expenditure trends and recommended appropriate budget levels and ensured expenditure control.

Education

Financial Economics -

UofT
04.2020

B. Com - Financial Management

Panjab University
01.2017

High School Diploma -

Lambton College of Applied Arts And Technology
Toronto, ON
03-2018

Skills

  • Home Equity and allocation
  • Refinances
  • Investment Planning and Portfolio Management
  • Asset Allocation and diversification
  • Strong communication and Listening skills

Accomplishments

    Recognized as one of the top advisors in mortgage switch in referrals at RBC, exceeding referral targets and contributing to team mortgage volume growth.

EXTRAMURAL ACTIVITIES

Played Table Tennis at National Level, represented home country-India. Participated in various Quizzes, debates, Panel discussion events and Youth Heritage Festivals during graduation. Participated in various Workshops held at stock exchange in Ludhiana, India. In-depth knowledge of trading (day and swing trading) - commodities and forex. Held 3rd position in Panjab University examinations in 2nd and 3rd year of graduation. Cleared CAT and NMAT entrance exams for Masters.

Languages

English
Punjabi
Hindi
Urdu

Certification

  • Investment Funds in Canada
  • Certified in CAT and NMAT examinations

Won Rookie Award with RBC out of the whole GTA market in the year 2023.

Rookie Award is given to the top performer in terms of highest volume and referrals in their first year with RBC.

Work Type

Full TimePart TimeContract WorkInternship

Work Location

RemoteOn-SiteHybrid

Timeline

Financial Advisor

RBC- Royal Bank of Canada
12.2022 - Current

Operations Officer II

TD Bank
06.2022 - 12.2022

Cashier and Customer Service Associate

Walmart Canada
12.2020 - 04.2022

Junior Accountant

Ramandeep Forex Services
08.2016 - 07.2018

B. Com - Financial Management

Panjab University

Financial Economics -

UofT

High School Diploma -

Lambton College of Applied Arts And Technology

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