Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Devansh Chaturvedi

Toronto,Canada

Summary

Experienced financial professional with over 5 years of expertise in business and commercial lending, AML investigations, Enhanced Due Diligence (EDD), and risk analysis. Demonstrated track record of effectively managing portfolios exceeding $60MM, identifying and mitigating fraud risks, and implementing compliance-focused solutions that drive business growth and operational efficiency. Adept at detecting potential risks and developing strategic plans to minimize them, while ensuring regulatory compliance. Proven ability to enhance organizational performance through the implementation of innovative financial strategies and solutions.

Overview

8
8
years of professional experience

Work History

Business Account Manager

Royal Bank of Canada
11.2022 - Current
  • Managed a portfolio of 50+ business clients, achieving a 15% increase in revenue through strategic cross-selling of financial products
  • Conducted in-depth AML investigations, identifying fraudulent activities such as check kiting, and mitigating financial risks through proactive risk mitigation strategies
  • Performed Enhanced Due Diligence (EDD) on high-risk clients, developing detailed risk profiles and ensuring compliance with AML regulations
  • Prepared Business Risk Reviews (BRRs) to assess risk ratings, enhancing the accuracy of financial performance evaluations
  • Utilized data analytics tools to identify patterns in transaction data, reducing fraud exposure by 20% and strengthening internal controls
  • Collaborated with treasury, legal, and compliance teams to ensure regulatory adherence in capital optimization and operational risk management
  • Streamlined onboarding for high-value clients by implementing improved risk assessment frameworks, reducing onboarding time by 25%
  • Partnered with internal credit teams to evaluate and approve lending solutions, ensuring alignment with operational objectives and risk thresholds

Corporate Sales Manager

American Express
06.2019 - 01.2020
  • Managed a $105MM annual portfolio of corporate clients, achieving 120% of sales targets through customized financial solutions
  • Conducted fraud investigations and escalated 15+ high-risk cases, reducing potential losses by implementing enhanced compliance protocols
  • Streamlined lending workflows, reducing approval turnaround times by 25%, improving client satisfaction and efficiency

Relationship Manager – Commercial Banking

IndusInd Bank
05.2017 - 05.2019
  • Managed a $60MM portfolio across 25+ mid-to-large commercial clients, offering fund-based and non-fund-based financial solutions
  • Structured complex credit deals exceeding $10MM by analyzing balance sheets, cash flows, and financial ratios
  • Conducted fraud investigations and compliance reviews, reducing exposure to financial crimes by 15% across the portfolio

Education

Post-Graduate Certificate in Management -

Conestoga College
12.2021

Master of Business Administration (MBA) -

ICFAI Business School
05.2017

Skills

  • AML Compliance
  • Fraud Detection
  • Enhanced Due Diligence (EDD)
  • Risk Analysis
  • Credit Structuring
  • Data Analytics
  • Salesforce CRM
  • Stakeholder Communication
  • Business Development
  • Strategic Planning
  • Cross-Functional Collaboration

Languages

English

Timeline

Business Account Manager

Royal Bank of Canada
11.2022 - Current

Corporate Sales Manager

American Express
06.2019 - 01.2020

Relationship Manager – Commercial Banking

IndusInd Bank
05.2017 - 05.2019

Post-Graduate Certificate in Management -

Conestoga College

Master of Business Administration (MBA) -

ICFAI Business School

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Devansh Chaturvedi