Summary
Overview
Work History
Education
Skills
Timeline
Generic

Derek Rumsey

San Ramon

Summary

Detail-oriented Credit Analyst with a solid foundation in portfolio management and client communication. Successfully collaborated to enhance the credit approval process, delivering impactful insights to drive better credit decisions.

Overview

9
9
years of professional experience

Work History

Credit Analyst

Norcal Rental Group
Livermore
01.2023 - Current
  • Analyzed credit applications to assess risk and make lending decisions.
  • Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
  • Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates.
  • Advised management on policy changes based on credit analysis findings.
  • Collaborated with team members to streamline the credit approval process.
  • Communicated with clients to gather necessary documentation for assessments.

Client Associate

Invictus
Pleasanton
09.2022 - 11.2022
  • Contributed to development of client onboarding processes to improve user experience.
  • Coordinated communication between clients and internal teams to ensure timely project updates.
  • Provided training support for new team members on client management best practices.
  • Identified market gaps and initiated outreach to potential new clients.

English and Math Tutor

Kumon Learning Center
Danville
06.2017 - 07.2017
  • Assisted students with English and math concepts to promote understanding.
  • Conducted assessments to evaluate student progress and comprehension levels.
  • Implemented effective teaching strategies that catered to diverse learning styles.
  • Provided feedback and encouragement to boost student confidence and engagement.
  • Collaborated with parents to discuss student performance and strategies for improvement.
  • Collaborated with other tutors, teachers, and administrators to ensure the best possible outcome for each student.

Education

Bachelor of Science - Business Administration

California State University, Monterey Bay
Seaside, CA
06-2022

Skills

  • Credit analysis
  • Risk assessment
  • Financial reporting
  • Credit risk modeling
  • Portfolio management
  • Policy analysis
  • Client communication

Timeline

Credit Analyst

Norcal Rental Group
01.2023 - Current

Client Associate

Invictus
09.2022 - 11.2022

English and Math Tutor

Kumon Learning Center
06.2017 - 07.2017

Bachelor of Science - Business Administration

California State University, Monterey Bay
Derek Rumsey