Summary
Overview
Work History
Education
Skills
Timeline
Generic

Dennis Munga Ndiritu

Summary

Finance professional with strong focus on accuracy, analytical skills, and financial reporting. Proven track record in managing accounts, budgeting, and supporting financial processes. Reliable team player who adapts to changing demands and consistently contributes to achieving organizational goals. Proficient in financial software, data analysis, and regulatory compliance, bringing a collaborative approach to every task.

Overview

4
4
years of professional experience

Work History

ACCOUNTS & FINANCE ASSISTANT

SIGN WITH US LIMITED
06.2022 - Current
  • I advised on an alternative business model which resulted in the business adopting online engagements thereby improving profits and visibility by up to 40%.
  • Performing monthly bank reconciliations leading to better cash flow management and detection of unauthorized transactions.
  • Reviewing expense reports and ensuring that all transactions have the appropriate documentation thereby reducing unnecessary recurring expenditures.
  • Using my banking background to improve the relationship between the organization and business bankers thereby easing transactional processes.
  • Assisting the senior leadership in budget planning and forecasting to make the business more aligned with donor funding and receiving grants.
  • Ensuring internal controls and procedures are followed for all cash disbursements and transfers.
  • Train the team on accounting procedures and finance-related issues.

RELATIONSHIP OFFICER-CREDIT

EQUITY BANK (K) LIMITED
05.2021 - 03.2022
  • Savings and deposit mobilization- This responsibility allowed me to teach and mentor women and youth groups on financial literacy, thereby reducing their loan default rate by at least 35% in less than 6 months.
  • Performance of KYC (Know-Your-Client) checks- This role entailed reviewing the details of all new clients before onboarding them and ensuring that they are qualified to receive credit facilities from the bank.
  • Recruitment and training of groups- This task entailed reaching out to customers in different tiers and onboarding new ones to form groups that I would then train and fund.
  • I managed to recruit over 150 customers and manage the 500 that were already in the portfolio that I inherited.
  • Actualization of sector and bank partnerships- I actualized a project in partnership with Lotto Tanks, Maendeleo ya Wanawake and Equity Bank. The project ensured that women from over 20 self-help groups registered under Equity Bank, Meru Branch received water tanks at a low price while enjoying 100% funding from the Pamoja Banking Sector.
  • Loan appraisals-This task entailed risk assessment, planning, and monitoring to ensure that I engaged in character-based lending and on the customers’ ability to pay thereby minimizing defaults.
  • Loan disbursements and collections- The target was to ensure balanced lending and recovery to ensure that the portfolio at risk (PAR) remains below 3%.
  • Driving the growth of a high-quality portfolio- I grew my portfolio from a book balance of 3 million to 9 million while maintaining an ideal PAR.
  • Facilitated workshops to educate clients about services and products for improved understanding.

Education

Certified Public Accounting- Advanced Level

Vision Institute of Professional Studies
07-2025

Certificate - Data Analysis Using Microsoft Excel

Coursera Project Network
07-2024

Certificate - Data Management, Bank Ecosystems & Fraud Awareness

Equity Bank Learning Academy
02-2022

BBA - Accounting With IT

Maseno University
12-2018

Skills

  • Accounting Skills: ERP Experience, Bank Reconciliation, Preparation of Final Accounts, Payroll Preparation, Invoicing, Payment Processing, Cashbook Posting, Taxation, Experienced in Statutory Deductions, Billing and Costing, Auditing, Budgeting, Accounting for Assets
  • Data Analysis: Data Mining, Organization, Visualization, and Modeling using MS Excel and Power BI
  • Computer Skills: Proficient in using QuickBooks, Advanced MS Excel, PowerPoint, and MS Word and ERP experience
  • Soft Skills: Cross-cultural Competence, Good Communication, Public Speaking, Self-awareness, Time Consciousness, Observation Skills, and Leadership
  • General Skills: Project Management, Research, Writing, and Social Media Management

Timeline

ACCOUNTS & FINANCE ASSISTANT

SIGN WITH US LIMITED
06.2022 - Current

RELATIONSHIP OFFICER-CREDIT

EQUITY BANK (K) LIMITED
05.2021 - 03.2022

Certified Public Accounting- Advanced Level

Vision Institute of Professional Studies

Certificate - Data Analysis Using Microsoft Excel

Coursera Project Network

Certificate - Data Management, Bank Ecosystems & Fraud Awareness

Equity Bank Learning Academy

BBA - Accounting With IT

Maseno University
Dennis Munga Ndiritu