Denise Dee
Lancaster
Summary
Accomplished Senior Home Mortgage Consultant with LoanDepot, excelling in credit analysis and relationship management. Mentored junior consultants, enhancing team performance. Expert in loan origination and compliance, delivering tailored mortgage solutions. Proven leader in portfolio management, driving client satisfaction and business growth.
Diligent Loan originator with strong background in home mortgage consulting. Proven ability to guide clients through complex mortgage processes, ensuring seamless loan approval and satisfaction. Demonstrated expertise in risk assessment and personalized financial planning.
Experienced with comprehensive mortgage consulting, providing clients with tailored financial solutions. Utilizes in-depth knowledge of loan products and regulatory requirements to streamline approval process. Track record of building strong client relationships and effective risk evaluation.
Overview
31
31
years of professional experience
Work History
Senior Home Mortgage Consultant
LoanDepot
09.2010 - Current
- Guided clients through mortgage processes, ensuring compliance with industry regulations.
- Evaluated financial documents to assess client eligibility for various loan products.
- Developed customized mortgage solutions based on individual client needs and financial situations.
- Mentored junior consultants on best practices in mortgage lending and customer service excellence.
- Streamlined application processes, reducing turnaround times and enhancing client satisfaction.
- Collaborated with real estate agents to facilitate smooth transactions and improve referral networks.
- Analyzed market trends to provide clients with timely insights on mortgage options and rates.
- Conducted comprehensive financial analyses to determine borrower eligibility for various loan programs.
- Assisted clients with navigating complex mortgage regulations, leading to informed decision-making and improved client satisfaction.
- Increased loan volume by actively participating in local networking events and promoting home financing options.
- Employed effective risk mitigation techniques when assessing borrower eligibility for loans, reducing default rates on originated mortgages significantly.
- Educated first-time homebuyers on available financing options, guiding them through the entire process with patience and expertise.
Sr. Home Loan Consultant/Sr Loan Processor
Countrywide Home Loans/ BOFA
03.1995 - 09.2010
- Guided clients through home loan application process, ensuring compliance with regulatory requirements.
- Analyzed financial documentation to assess borrower eligibility and risk factors.
- Developed tailored loan solutions based on individual client needs and financial situations.
- Educated clients on various mortgage products, enhancing understanding of options available.
- Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Spearheaded efforts to integrate new software systems, resulting in a more efficient loan processing environment.
- Managed loan processing workflows to ensure timely approvals and compliance with regulatory standards.
- Collaborated with underwriting teams to resolve complex loan scenarios and expedite decision-making.
Education
High School Diploma -
Antelope Valley
Lancaster CA06-1986
Skills
- Leadership qualities
- Document review
- Mentoring
- Credit analysis
- Relationship management
- Pipeline management
- Loan origination
- Portfolio management
- Loan processing
- Referral generation
Timeline
Senior Home Mortgage Consultant
LoanDepot
09.2010 - Current
Sr. Home Loan Consultant/Sr Loan Processor
Countrywide Home Loans/ BOFA
03.1995 - 09.2010
High School Diploma -
Antelope Valley