Danielle Bair
Castro Valley
Summary
Professional with strong background in financial services, skilled in loan origination, underwriting, and credit analysis. Known for fostering team collaboration and delivering results in dynamic environments. Adept at building client relationships, ensuring compliance with regulations, and utilizing financial software tools. Reliable and adaptable, excels in meeting changing needs and achieving organizational goals.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Sr. Loan Officer
Community Lending Group
02.2025 - Current
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Submitted loan applications to underwriter for verification and recommendations.
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Maintained strict confidentiality of bank records and client information.
- Enhanced loan application process by streamlining documentation and improving communication channels with clients.
- Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks.
Real Estate Broker/Owner
Bair Properties INC
02.2011 - Current
- Built a strong relationship with custom and new home builders in order to expand my business opportunities.
- Provided clients with information about the current real estate market and answered any questions they had.
- Helped facilitate an average of 20 real estate transactions every year.
- Assisted in the creation of property marketing materials.
- Helped clients plan their finances for a purchase.
- Trained and developed agents in consultative sales techniques, as well as assessing buyer needs in order to recommend appropriate properties.
Broker Associate - Sr. Loan Officer
Providential Mortgage
07.2012 - 01.2025
- Work with clients to assess their financial needs and recommend loan options
- Assisted clients in completing the Loan Application process and submitting necessary financial documents
- Conducted financial analysis and underwriting to determine loan eligibility and risk assessment
- Developed and maintained positive relationships with clients and referral sources
- Maintained accurate and detailed Client records for the Department of Real-estate and the NMLS.
- Trained new Loan Officers/Employees on the Calyx Point System as well as how to put a Loan packet together for submission.
- Closed on average 50 Loans per year
Education
General Education - Some college (No degree)
Las Positas College
Livermore, CAHigh School - undefined
Castro Valley High School
Castro Valley, CA01.1989
Skills
- Strong financial analysis and underwriting skills
- Strong problem solving skills and attention to detail
- Excellent communication and interpersonal skills
- Experience with various loan origination software and tools
- Ability to work well in a team environment
- Time management efficiency
- Goal-oriented mindset
- Excellent time management
Certification
- Licensed with the Department of Real Estate as a Real Estate Broker
- Licensed with the NMLS as a Mortgage Loan Originator
- Licensed Notary with the National Notary Association
Timeline
Sr. Loan Officer
Community Lending Group
02.2025 - Current
Broker Associate - Sr. Loan Officer
Providential Mortgage
07.2012 - 01.2025
Real Estate Broker/Owner
Bair Properties INC
02.2011 - Current
High School - undefined
Castro Valley High School
General Education - Some college (No degree)
Las Positas College
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