Daniela Diana Visca
Niagara Falls,ON
Summary
Driven Mortgage Agent with exceptional knowledge of prospect management and credit analysis. Strategic and organized with enthusiasm for delivering high-quality loan services and products. Eager to apply business development and lead generation prowess to contribute to TD Bank mission and objectives. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level funder position. Ready to help team achieve company goals.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Mortgage Agent
Mountainview Mortgage Brokerage
01.2023 - Current
- Analyzed loan candidate credit history to anticipate approval odds.
- Trained and mentored loan officers in policies, regulations and loan industry best practices.
- Reviewed approved loan applications to facilitate closing process.
- Provided underwriting expertise to support applicant approval.
- Created loan packages based on consumer needs and financial history.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Reviewed loan files and updated to match current standards.
- Monitored portfolio performance and provided clients with periodic updates on loan progress.
- Explained different types of loans pertaining to client situations.
- Checked loan documents for accuracy prior to closing.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Worked with underwriters to fix application problems and resolve issues.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Fielded customer complaints and provided solutions.
Assistant
Mountainview Mortgages By Daniel Christoff
01.2021 - Current
- Greeted clients with friendliness and professionalism.
- Assisted manager in all aspects of business operations.
- Instructed mortgage deals and appraisals.
- Followed up will lawyers to fund deals, as well as lenders.
- Answered incoming phone calls to process requests, transfer calls, or relay messages to appropriate personnel.
- Worked closely with management to provide effective assistance for specific aspects of business operations.
- Organized resources, records and personnel to accomplish aggressive targets.
- Managed calendars and coordinated travel arrangements and accommodation for senior-level staff to optimize schedules.
- Offered technical support and troubleshot issues to enhance office productivity.
- Updated database of contacts and resources for company-wide distribution.
- Created and distributed agendas for meetings and conference calls as part of meeting preparation.
- Collected and input timesheet data into automated accounting system and processed labor corrections.
- Prepared PowerPoint presentations for senior-level staff with attention to detail.
- Followed detailed directions from management to complete daily paperwork and computer data entry.
- Analyzed loan candidate credit history to anticipate approval odds.
- Trained and mentored loan officers in policies, regulations and loan industry best practices.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Education
Certificate - Law Clerk
Trillium College
St. Catharines, ON09.2021
Bachelor of Arts - Business Communication Honours
Brock University
St. Catharines, ON04.2021
Skills
- Fraud Prevention and Detection
- COBAL Expertise
- Manage Complaints
- Competitive Market Analysis
- Regulatory Disclosure Preparation
- Closing Process Facilitation
- Knowledge of VA Loan Process
- Application Verification
- High Net Worth Individuals Marketing
- Strategic Risk Management
- Reviewing Financial Statements
- Mortgage Plan Advising
- Customer Relationship Management
- Loan Underwriting
- Marketing Media
- Financial Advisement
- Complex Problem-Solving
- Equifax Application Engine
- NMLS Registration
- Retail Mortgages
- Retail Sales Customer Service
- Document Analysis
- Underwriting Support
- Mortgage Loan Origination
- Loan Application Advisement
- Lender Collaboration
- Credit Analysis
- Desktop Underwriting Expertise
- Real Estate Appraisal
- Loan Processing
- Pre-Approval Process
- Financial Accounting
Certification
- Licensed Mortgage Agent - 2023
Multi- Lingual
Spanish, French & Italian
Timeline
Mortgage Agent
Mountainview Mortgage Brokerage
01.2023 - Current
Assistant
Mountainview Mortgages By Daniel Christoff
01.2021 - Current
Certificate - Law Clerk
Trillium College
Bachelor of Arts - Business Communication Honours
Brock University
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