DANIEL MUNOZ
Santa Ana,CA
Summary
Professional with experience in account management, skilled in fostering client relationships and developing strategic solutions. Strong focus on team collaboration, adaptability, and achieving impactful results. Expertise includes client communication, project coordination, and problem-solving. Reliable and flexible, capable of thriving in dynamic environments.
Overview
10
10
years of professional experience
Work History
Loan Set Up
Forward Lending
Newport Beach, CA
05.2026 - Current
- Review new loans, loan maintenance, and loan interest rate changes within established timeframes
- Ensure loan setup and maintenance are completed accurately and in accordance with loan terms
- Review adjustable-rate loan notices to confirm interest rate adjustments align with loan documentation
- Apply applicable regulations, federal and state laws, and investor guidelines to help prevent compliance concerns
- Communicate quality control findings clearly and provide timely feedback to support accurate corrections
- Partner with loan departments to research and resolve discrepancies identified during review
- Prepare reports for management, including reports related to quality standards
- Assist with identifying training needs based on loan review results and support training efforts as needed
- Support loan servicing activities, departmental projects, compliance training, and other duties as assigned
Loan Set-Up Manager
Bluepoint Mortgage
Newport, CA
03.2023 - 05.2026
- Manage a team of 10 setup specialists, ensuring efficient workflow and consistent turnaround times.
- Tracked and analyzed monthly team performance data to identify process improvement opportunities.
- Review income documentation for bank statement loans and complete analysis using ORCULS.
- Handle FHA Connection documentation to support loan compliance and submission.
- Organized and structured loan files by reviewing borrower documentation and resolving missing or incomplete items.
- Update Encompass LOS with accurate credit, income, asset, and property details.
- Complete and validate the 1003 application, ensuring data integrity across all loan fields.
- Run AUS findings to assess loan eligibility and help prepare files for underwriting.
- Maintained detailed logs and records within LOS to document communication and compliance throughout the process.
Loan Setup Specialist
Loan Stream Mortgage
Newport, CA
01.2020 - 01.2023
- Processed incoming loan files to ensure compliance with investor and agency guidelines, facilitating smooth loan operations.
- Collaborate with processors, underwriters, and loan officers to expedite loan closings.
- Collaborated with processors, underwriters, and loan officers to expedite loan closings, enhancing overall workflow efficiency.
- Process incoming loan files to ensure compliance with investor and agency guidelines.
- Generated loan estimate (LE), locked loan estimate, and closing disclosure (CD) documents for client review.
Senior Loan Setup Specialist
The Lender
Lake Forest, CA
01.2018 - 01.2020
- Managed FHA, VA, and conventional loans from application to funding, ensuring timely processing and adherence to guidelines.
- Trained and mentored junior processors, improving team efficiency by 30%.
- Conducted quality audits for regulatory compliance, identifying discrepancies and enhancing accuracy.
- Pulled NMLS data and generated LE, locked LE, and CD disclosures, facilitating clear communication with clients and stakeholders.
Loan Setup Specialist
Motive Lending
Santa Ana, CA
01.2017 - 01.2018
- Assisted loan officers with documentation preparation and client communication to facilitate smoother loan processing.
- Coordinated file flow using Encompass, ensuring timely follow-ups to enhance operational efficiency.
- Aided in achieving team funding goals during peak volume periods by maintaining organized workflows.
- Created loan estimate disclosures for client review., Secured loan estimates by processing required documentation., and Prepared closing disclosure documents for transactions..
Education
Criminal Justice
Orange Coast College
Costa Mesa, CASkills
- Customer Onboarding
- Client Relationship
- Process Improvement
- Encompass LOS
- Microsoft Excel
- Industry Regulations
- Record Management
- Client Communication
- Project Coordination
- Data Analysis
- Lending QB
- Microsoft Outlook
- Team Collaboration
Additional Information
- References
- Pam Scheidt - Ops Manager - (949) 836-2664
- Luis Salgado - Manager - 949 419-7993
Timeline
Loan Set Up
Forward Lending
05.2026 - Current
Loan Set-Up Manager
Bluepoint Mortgage
03.2023 - 05.2026
Loan Setup Specialist
Loan Stream Mortgage
01.2020 - 01.2023
Senior Loan Setup Specialist
The Lender
01.2018 - 01.2020
Loan Setup Specialist
Motive Lending
01.2017 - 01.2018
Criminal Justice
Orange Coast College