Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
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Daniel Chen

Summary

Banking professional with years of experience supporting high-net-worth clients with complex credit needs. Strong background in credit structuring, financial analysis, and risk assessment, with a consistent focus on delivering tailored and compliant lending solutions. Proven ability to collaborate effectively with bankers, adjudication teams and other wealth management partners to support high-net-worth families with decision making that align with their tax strategy and succession planning goals. Eager to further develop expertise in credit structuring or underwriting roles.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Associate Private Banker

Scotiabank
12.2023 - Current
  • Supported the preparation and structuring of custom and complex credit applications, ensuring thorough analysis and alignment with bank credit policies
  • Managed a portfolio of retail and small business clients with tailored lending solutions, including secured and unsecured credit facilities
  • Collaborated with Private Bankers and Credit teams to assess risk, analyze financials, and recommend appropriate lending structures for ultra high-net-worth clients
  • Built trust and long-term relationships with clients through a consultative approach and strong interpersonal communication in both business and social settings

Financial Advisor

Scotiabank
09.2022 - 12.2023
  • Consistently exceeded sales targets by achieving at least 144% over three consecutive quarters, earning top advisor recognition.
  • Specialized in investment strategies and mortgage solutions, assisting clients in achieving their financial goals
  • Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans
  • Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs
  • Ensured strict adherence to bank compliance policies and regulations, upholding the highest standards of ethics and legal adherence in all financial transactions

Senior Customer Experience Associate

Scotiabank
04.2022 - 09.2022
  • Contributed to branch targets by identifying and fulfilling sales opportunities, including account openings and investment requests
  • Initiated and maintained an average of 25 weekly proactive calls, exceeding targets consistently, to drive client engagement and meet performance objectives

Customer Experience Associate

Scotiabank
06.2021 - 04.2022
  • Exceeded assigned goals for two consecutive quarters, achieving an average of 130% of target
  • Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service

Education

Business Diploma: Business Management -

Langara College
Vancouver, BC

Skills

  • Complex Credit Structuring & Lending Solutions
  • Relationship Management
  • Cash flow management
  • Wealth management expertise
  • Mutual Funds & Investment Products
  • Risk Assessment & Compliance
  • Sales & Performance Excellence
  • Analytical Thinking
  • Communication
  • Problem-solving

Languages

  • English (Fluent)
  • Portuguese (Fluent)
  • Mandarin (Conversational)
  • Cantonese (Conversational)

Certification

Financial Planning I, Canadian Securities Institute

Canadian Investment Funds Course (IFIC), IFSE


Timeline

Associate Private Banker

Scotiabank
12.2023 - Current

Financial Advisor

Scotiabank
09.2022 - 12.2023

Senior Customer Experience Associate

Scotiabank
04.2022 - 09.2022

Customer Experience Associate

Scotiabank
06.2021 - 04.2022

Business Diploma: Business Management -

Langara College

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Daniel Chen