Cristina McShane
San Diego
Summary
Detail-oriented Loan Officer Assistant with 6+ years of experience supporting top-producing originations. Expert in reviewing financial documentation, loan structuring, income calculations, and pipeline management for resale, new construction, and refinances.
Overview
6
6
years of professional experience
Work History
Loan Officer Assistant
Movement Mortage
San Diego
06.2022 - Current
- Processed loan applications by prequalifying buyers, structuring appropriate loan programs, calculating income, and computing payment scenarios to streamline approval process.
- Communicated with loan officer, agent partners, and borrowers, providing timely status updates on loan milestones and clarifying loan terms to improve transparency and understanding.
- Prepared files for closing by ordering appraisals, structuring loan estimates, and locking interest rates.
- Reviewed credit reports to assess borrower eligibility and associated risks.
- Specializing in conventional, FHA, VA and Non-QM products such as DSCR, bank statement, and asset depletion.
- Managed builder account with 4 active communities, coordinating efforts to enhance client relationships and ensure smooth operations.
- Maintained accurate records of loan files for compliance purposes.
Loan Officer Assistant
American Pacific Mortgage DBA Aligned Mortgage
San Diego
02.2020 - 06.2022
- Processed loan applications and prequalified buyers by structuring appropriate loan programs, calculating income, and computing payment scenarios to facilitate timely approvals.
- Communicated with loan officer, agent partners, and borrowers, providing status updates on loan milestones and clarifying loan terms to ensure transparency and understanding.
- Prepared closing files by ordering appraisals, structuring loan estimates, and locking interest rates to streamline the closing process.
- Reviewed credit reports to assess borrower eligibility and associated risks.
- Maintained accurate records of loan files for compliance purposes.
- Specializing in conventional, FHA, VA and Non-QM products such as DSCR, bank statement, and asset depletion.
Education
NMLS -
2385149
Skills
- Loan structuring
- Income calculating
- Team collaboration
- Document review and verification
- Analytical thinking
- Credit analysis
- Customer relationship management
- Status communication
- Attention to detail and Problem Solving
Timeline
Loan Officer Assistant
Movement Mortage
06.2022 - Current
Loan Officer Assistant
American Pacific Mortgage DBA Aligned Mortgage
02.2020 - 06.2022
NMLS -
2385149