Chidiebere ONONIWU
Halifax,NS
Summary
Results-oriented professional with 15 years of experience in Project Management, Business Analysis, Operations Management, Financial & Credit Analysis, and Relationship Management. Aiming to leverage my knowledge and skills to successfully fill Credit/Business/Process Analyst, Project Manager and Relationship Manager roles to achieve organizational objectives.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Credit Analyst, Business Banking
BMO Financial Group
Halifax, NS
03.2022 - Current
- Analyze lending applications to confirm security
valuations and approve credit applications for
authorization in compliance with business banking
lending policy and government regulations. - Develop risk profiles, credit structuring of lending
proposals, and complete credit investigations. - Break down strategic problems and analyze data and
information to provide insights and recommendations. - Analyze customer data such as financial statements, credit bureau to assess credit risk involved in extending credit.
- Control credit exposure by providing financial order management support to minimize risk and obtain timely repayment.
Insurance Analyst
TD Insurance Direct Agency
Halifax, NS
03.2019 - 03.2022
- Improved business direction by prioritizing customers and implementing changes based on collected feedback.
- Presented insurance options and features to customers in order to close sales on new policies, modified, updated and processed existing policies.
- Upsold additional products and services after identifying customer needs and requirements.
- Developed marketing strategies to promote new insurance contracts or suggest additions and changes to existing policies.
- Lead projects that improved business processes, performance, customer satisfaction, and retention.
Business Analyst
Scotiabank
Halifax, NS
09.2018 - 02.2019
- Analyzed loan applications to determine eligibility and adherence to all internal policies and procedures.
- Assessed financial risks and rewards towards execution of mortgage applications.
- Prepared reports and managed all pipeline clients and coordinated with underwriting leaders to facilitate loan decisions.
Retentions Analyst
Concentrix Technologies
Halifax, NS
03.2018 - 08.2018
- Analyzed customer feedback to develop new techniques for business retention.
- Responded to customer queries and addressed service complaints in timely manner.
- Championed projects that led to growth in business retention figures by 10% over 6-month period.
Projects Manager
Guaranty Trust Bank
Lagos, Nigeria
03.2015 - 02.2018
- Consolidated and integrated work breakdown structures data into comprehensive schedule.
- Developed, managed, and controlled schedule by updating and making mitigation decisions and escalating as appropriate.
- Liaised with stakeholders to identify and define project requirements, scope, and objectives.
- Provided regular and up-to-date project reports, feedback, and follow-up to stakeholders to aid decision making.
- Developed, maintained, and updated project documents including scope, schedules, milestones, and deadlines.
- Monitored project progress and promptly resolved any identified issues and slippages.
- Managed and successfully completed IT and business improvement projects worth more than US$7million over 9-year period.
Senior Data Analyst
Guaranty Trust Bank Plc
Lagos, Nigeria
08.2012 - 02.2015
- Used business objects, business intelligence and other reporting tools to extract data from data solutions and data warehouses.
- Developed and implemented data collection systems and other strategies to optimize statistical efficiency and data quality.
- Interpreted business questions and collaborated with engineering teams to identify data sources.
- Leveraged text, charts and graphs to communicate findings in understandable format.
- Created and automated data visualizations to present insights and make recommendations.
- Increased annual revenue by 15% by recommending improvements in operational efficiency.
Credit Analyst
Guaranty Trust Bank
Lagos, Nigeria
03.2009 - 08.2012
- Analyzed financial statements by identifying trends, weaknesses, industry comparisons and compiling into comprehensive report for credit approval.
- Analyzed all credit request and ensured compliance with all credit policies and procedures. Identified, analyzed, and managed credit risks and opportunities.
- Worked closely with Credit Operations team in managing commercial loan portfolio.
- Coordinated with commercial loan customers and managed all communication and expectations. Mentored and provided support to team members.
- Managed and successfully converted business worth more than US$4 Billion and generated over US$100 million in income over 6-year period.
Treasury Analyst
Guaranty Trust Bank
Lagos, Nigeria
11.2007 - 07.2009
- Monitored and managed cash balances for domestic and international bank accounts for Bank and its subsidiaries.
- Ensured trades are covered and funds are adequately allocated between various custody accounts. • Reviewed and approved wires and other transactions in various systems.
- Prepared and presented regular treasury reports, financial documents, and strategy plans to management.
- Prepared corporate fiscal and business plans to help strategically direct business operations and strengthen controls.
- Mitigated risk by implementing internal controls and safeguards for revenues and expenditures.
Education
MBA - Business Administration & Management
University of Lagos
Lagos02.2018
Bachelor of Science - Mechanical Engineering
University of Lagos
Lagos06.2005
Skills
- Project Management
- Data Synthesizing
- Business Requirements
- Business Analysis
- Change Management
- Business Process Mapping
- Credit/Financial Analysis
- Predictive Modeling
- Requirements Analysis
- Forecasting and Planning
- User Acceptance Testing (UAT)
- Commercial Real Estate
- Preparing Proposals
- Financial Data Analyzation
- Financial Statements Expertise
- Banking Regulations
- Project Requirements
- Commercial and Credit Loans
- Communications Strategies
- Oral and Written Communications
- Critical Thinking
- Microsoft SQL Servers
- Statistics
- Negotiation
Certification
- PMI - Project Management Professional
- CBAP - Certified Business Analysis Professional (in view)
Methodologies
Agile, Waterfall, Devops, Lean Six-Sigma, Kaizen, Kanban
Tools & Packages
Microsoft Office, Jira Confluence, Power BI, Tableau, MS Projects, Web Conferencing systems
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Every problem is a gift—without problems we would not grow.
Tony Robbins
Timeline
Credit Analyst, Business Banking
BMO Financial Group
03.2022 - Current
Insurance Analyst
TD Insurance Direct Agency
03.2019 - 03.2022
Business Analyst
Scotiabank
09.2018 - 02.2019
Retentions Analyst
Concentrix Technologies
03.2018 - 08.2018
Projects Manager
Guaranty Trust Bank
03.2015 - 02.2018
Senior Data Analyst
Guaranty Trust Bank Plc
08.2012 - 02.2015
Credit Analyst
Guaranty Trust Bank
03.2009 - 08.2012
Treasury Analyst
Guaranty Trust Bank
11.2007 - 07.2009
MBA - Business Administration & Management
University of Lagos
Bachelor of Science - Mechanical Engineering
University of Lagos
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