CHEKERA WILSON

Healthcare professional with strong background in patient care and medical support. Known for collaborative work with medical teams to deliver high-quality care and adapt to evolving patient needs. Expertise in patient assessment and medication administration, along with compassionate care and reliability.

• Castle Branch, Inc. does not guarantee the accuracy or truthfulness of the information in this report as to the subject of the investigation, but only that it is accurately copied from public records. Information generated as a result of identity theft, including evidence of criminal activity, may be inaccurately associated with the consumer who is the subject of this report. Client agrees and certifies that its ordering of and use of this report is in strict compliance with any applicable local, state, and federal laws and regulations.
• In California, as a investigative consumer reporting agency (ICRA), Castle Branch, Inc. shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures under California law.

• Under California Civil Code, you are entitled to find out from Castle Branch, Inc. what is in Castle Branch, Inc.’s file about you with proper identification, as follows:
• In person, by visual inspection of your file during normal business hours and on reasonable notice. You also may request a copy of the information in person. Castle Branch, Inc. may not charge you more than the actual copying costs for providing you with a copy of your file.
• A summary of all information contained in the Castle Branch, Inc. file on you that is required to be provided by the California Civil Code will be provided to you via telephone, if you have made a written request, with proper identification, for telephone disclosure, and the toll charge, if any, for the telephone call is prepaid by or charged directly to you.
• By requesting a copy be sent to a specified addressee by certified mail. ICRAs complying with requests for certified mailings shall not be liable for disclosures to third parties caused by mishandling of mail after such mailings leave the ICRAs.
• “Proper Identification” includes documents such as a valid driver’s license, social security account number, military identification card, and credit cards. Only if you cannot identify yourself with such information may Castle Branch, Inc. require additional information concerning your employment and personal or family history in order to verify your identity. Castle Branch, Inc. will provide trained personnel to explain any information furnished to you and will provide a written explanation of any coded information contained in files maintained on you. This written explanation will be provided whenever a file is provided to you for visual inspection. You may be accompanied by one other person of your choosing, who must furnish reasonable identification. Castle Branch, Inc. may require you to furnish a written statement granting permission to Castle Branch, Inc. to discuss your file in such person’s presence.
• All items of information in Castle Branch, Inc.’s file shall be available for inspection, except that the sources of information acquired solely for use in preparing an investigative consumer report and actually used for no other purpose will not be disclosed. Upon your request, Castle Branch, Inc. will also disclose the name, address and telephone number of any recipients of an investigative consumer report about you that Castle Branch, Inc. has furnished within the three-year period preceding the request. Castle Branch, Inc. will also disclose the dates, original payees, and amounts of any checks or charges upon which is based any adverse characterization of you, included in the file at the time of the disclosure.
• Castle Branch, Inc. may charge you a fee up to $8 for the disclosure and must notify you of any fee prior to the disclosure. Castle Branch, Inc. may not impose a fee for providing you with a revised report after a reinvestigation of disputed information. You have the right to request that an ICRA provide the above information to you once during any 12-month period without charge if you certify in writing that you: (1) are unemployed and intends to apply for employment in the 60-day period beginning on the date the certification is made. (2) are a recipient of public welfare assistance, or (3) has reason to believe that the file on the consumer at the investigative consumer reporting agency contains inaccurate information due to fraud.

• Castle Branch, Inc. no garantiza la exactitud
• Veracidad de la información en cuanto al objeto de la investigación, sino que solamente copia la información de los archivos públicos con exactitud. La información generada a raíz del robo de identidad, incluyendo evidencia de actividad criminal, puede ser incorrectamente asociada con el consumidor objeto de este informe. El cliente está de acuerdo y certifica que al ordenar y usar este informe está en estricto cumplimiento de cualesquiera leyes
• Regulaciones locales, estatales y federales que sean aplicables.
• En California, siendo una “agencia investigadora de información del consumidor” (ICRA, por sus siglas en inglés), Castle Branch, Inc. proveerá, a cualquier consumidor que busque obtener copia de un informe
• Que solicite revisar los archivos, una notificación sencilla y clara, escrita en inglés y español, detallando los términos y condiciones de su derecho a recibir toda divulgación.

• Bajo el Código Civil de California, usted tiene derecho a averiguar, proveyendo identificación apropiada, la información sobre su persona que Castle Branch, Inc. mantiene en sus expedientes, de las manera siguientes:
• En persona, mediante inspección visual de su expediente durante horas de trabajo regulares y con aviso previo razonable. Usted también puede pedir copia de esta información en persona. Castle Branch, Inc. le cobrará solamente el costo actual de proveerle una copia de su expediente.
• Un resumen de toda información contenida en el expediente de Castle Branch, Inc. sobre su persona que el Código Civil de California requiere se suministre le será provisto por teléfono, si usted lo ha pedido por escrito, con identificación apropiada, y el cargo, de haber alguno, será por la llamada si la misma es prepagada
• Cobrada directamente a usted.
• Mediante solicitud de que una copia le sea enviada a un destinatario específico por medio de correo certificado. Al cumplir con estas solicitudes que requieren el envío de información por correo certificado, las ICRA no serán responsables de divulgaciones a terceros causadas por el manejo inadecuado del correo una vez la correspondencia deja las oficinas de las ICRAs.
• “Identificación Apropiada” incluye documentos tales como una licencia de conducir válida, número de seguro social, tarjeta de identificación militar, y tarjetas de crédito. Solo si usted no puede identificarse de esta manera, Castle Branch, Inc. podrá requerir información adicional concerniente a su empleo y su historial personal
• Familiar para verificar su identidad. Castle Branch, Inc. proveerá personal adiestrado para explicarle cualquier información que le sea suministrada y le proveerá una explicación por escrito de cualquier información codificada contenida dentro de cualesquiera expedientes sobre su persona. Esta explicación escrita le será proporcionada siempre que se le provea un expediente para su inspección visual. Usted puede estar acompañado por una persona de su selección, quien también deberá suministrar identificación apropiada. Castle Branch, Inc. le podrá requerir que usted provea una declaración escrita otorgándole permiso a Castle Branch, Inc. para discutir su expediente en presencia de dicha persona.
• Todos los detalles de la información en los expedientes de Castle Branch, Inc. estarán disponibles para inspección, excepto que las fuentes de información adquiridas solamente para usarse en la preparación de un informe de investigación sobre el consumidor y no utilizadas para ningún otro propósito, no serán divulgadas. A solicitud suya, Castle Branch, Inc. también divulgará el nombre, dirección y número de teléfono de cualquier recipiente de un informe de investigación del consumidor sobre usted que Castle Branch, Inc. haya suministrado dentro del periodo de tres años inmediatamente anteriores a su solicitud. Castle Branch, Inc. también divulgará las fechas, los beneficiarios originales, y las cantidades de cualquier cheque
• Cargo sobre los cuales esté basada cualquier caracterización adversa sobre usted, incluida en el expediente al momento de divulgación.
• Castle Branch, Inc. le podrá cobrar un cargo máximo de $8 por la divulgación y le debe notificar de cualquier cargo antes de la misma. Castle Branch, Inc. no podrá imponer cargo alguno por proveerle un informe revisado luego de la re investigación de información disputada. Usted tiene derecho a pedir que una ICRA le provea gratuitamente la información arriba indicada durante cualquier periodo de 12 meses si usted certifica por escrito que: (1) está desempleado e intenta solicitar empleo en un periodo de 60 días a partir de la fecha de la certificación, (2) recibe asistencia pública
• (3) tiene razón para creer que los expedientes en la agencia investigadora de información del consumidor contienen información incorrecta debido a fraude.

• Company Name: CAPELLA UNIVERSITY - NEW LEARNERS - RN TO BSN
• Order Date: 2025-02-07
• Company ID: VT34
• Order ID: 9025-0207-2137-1400
• First Name: CHEKERA
• Middle Name: MERRY
• Last Name: WILSON
• Date of Birth (DOB): 1985-07-26
• Social Security Number (SSN):
• -
• -3879
• Social Security Alert: COMPLETED
• Residency History: 7 YEARS - STANDARD COMPLETED
• Criminal Records: NO
• NW Record Indicator Alias with SOI: COMPLETED
• NW Healthcare Fraud & Abuse Scan: NO

• Company: CAPELLA UNIVERSITY - NEW LEARNERS - RN TO BSN
• Order ID: 9025-0207-2137-1400
• Item Date: 2025-02-10
• Name: CHEKERA MERRY WILSON
• Date of Birth (DOB): 1985-07-26
• Social Security Number (SSN):
• -
• -3879
• Location: US - NATIONWIDE
• Social Security Alert: Based on a search of public and private databases, the provided name is associated with the provided social security number.

• Background check results from Castle Branch, Inc. are available online at www.CastleBranch.com. To view results for the applicant above, enter the ePass provided below in the “view background check” box on the website. Individual applicants may also review their results using this information.
• Castle Branch background check results contain a seal of certification and a unique password (ePass). As requested, background check results may be faxed, emailed or printed. Reviewing a background check directly from the Castle Branch website provides a real-time look at results. This assures that the results are accurate and the applicant has not tampered with them.
• EPass: AGW5NM
• Date: 2025-02-14

• The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
• You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
• You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
• O a person has taken adverse action against you because of information in your credit report;
• O you are the victim of identity theft and place a fraud alert in your file;
• O your file contains inaccurate information as a result of fraud;
• O you are on public assistance;
• O you are unemployed but expect to apply for employment within 60 days.
• In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
• You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
• You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
• Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
• Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
• You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
• You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688.
• The following FCRA right applies with respect to nationwide consumer reporting agencies:
• CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE
• You have a right to place a “security freeze” on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.
• As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
• A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
• You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
• Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore.
• States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:

• 1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates
• A. Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552
• B. Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357
• 2. To the extent not included in item 1 above: a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks
• A. Office of the Comptroller of the Currency Customer Assistance Group P.O. Box 53570 Houston, TX 77052
• B. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act.
• B. Federal Reserve Consumer Help Center P.O. Box 1200 Minneapolis, MN 55480
• C. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations
• C. Division of Depositor and Consumer Protection National Center for Consumer and Depositor Assistance Federal Deposit Insurance Corporation 1100 Walnut Street, Box #11 Kansas City, MO 64106
• D. Federal Credit Unions
• D. National Credit Union Administration Office of Consumer Financial Protection 1775 Duke Street Alexandria, VA 22314
• 3. Air carriers
• Assistant General Counsel for Office of Aviation Consumer Protection Department of Transportation 1200 New Jersey Avenue SE Washington, DC 20590
• 4. Creditors Subject to the Surface Transportation Board
• Office of Public Assistance, Governmental Affairs, and Compliance Surface Transportation Board 395 E Street SW Washington, DC 20423
• 5. Creditors Subject to the Packers and Stockyards Act, 1921
• Nearest Packers and Stockyards Division Regional Office
• 6. Small Business Investment Companies
• Associate Administrator, Office of Capital Access United States Small Business Administration 409 Third Street SW, Suite 8200 Washington, DC 20416
• 7. Brokers and Dealers
• Securities and Exchange Commission 100 F Street NE Washington, DC 20549
• 8. Institutions that are members of the Farm Credit System
• Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090
• 9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
• Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357