Analytically inclined in Banking Operations, Credit Analyst, Finance, Accounting and Customer Service professional with 12+ years experience seeking diverse and challenging opportunities within a leading organization that will enable me to learn, grow and invest my acquired expertise in a dynamic environment where professionalism, teamwork, commitment and leadership are rewarded assets.
• Possessing and applying higher credit authority limit and sound judgment
• Working on complex projects under general supervision
• Reviewing commercial credit applications and credit line increase requests
• Reviewing consumer credit highline credit line increase requests
• Interacting with clients assigned through inbound calls and process queue work
• Assisting in performing credit decision using internal and external credit information such as credit bureaus, trade experience, personal guarantees, financial statements, and bank references
• Analyzing information to judge credit worthiness
• Assisting in client issue resolution and addressing credit needs
• Ensuring compliance to company and credit policies, auditing procedures, and department
goals and standards
• Ensuring consistency and quality of process and decisions across the company
• Supporting cross-training and line-balance opportunities to assist business partners
• Appropriately assessing risk when business decisions are made, demonstrating particular
consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Meeting obligations in respect to regulations, compliances and AML/AFT.
Problem-solving
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