Cassandra Pereira
Manager
26, Pearson Drive, Ajax,ON
Summary
Highly skilled strategic - thinking Manager with demonstrated success over 10+ years in the banking industry, coordinating team and financial activities. Friendly and adaptable professional with remarkable leadership and management skills. Proven ability to thrive in high-pressure environments with a positive attitude.
Overview
16
16
years of professional experience
Work History
Manager Securities - Credit Administration
Seylan Bank Plc
03.2018 - Current
- Exercised overall supervision on management, administration & trained team consisting of 20 members under purview.
- Handled 1400 security files attached to 40 branches in three regions whilst training & mentoring.
- Monitored accounts for signs of fraud and non-payment issues.
- Established credit approval & processes, improving operational efficiencies by over 80%.
- Ensured all security documentation relating to property mortgage, stock mortgage, machinery mortgage, share mortgage, pledge, vehicle mortgage, lease receivables, corporate guarantees, personal guarantees, cash securities etc is complete, complies with terms of credit approvals and is legally enforceable.
- Authorized granting of loans and overdrafts based on completion and accuracy of security documentation and credit approval.
- Administrated physical controls are watertight, regular stock statements are obtained and periodic surprise inspections undertaken for all assets pledged.
- Established physical control of all original security documentation and ensuring they are locked in fire protected storage and ensuring all discrepancies are rectified by branches within given time frame.
- Ensured and monitored compliance with statutory regulations and Bank internal controls and procedures.
Relationship Manager, Corporate Banking
Seylan Bank Plc
01.2011 - 01.2018
- Successfully built commodity trading portfolio from 6 clients to over 50 corporate, middle market, and business banking clients.
- Developed commodity trading portfolio from $3 million to $20 million.
- Achieved CAGR of over 38% in assets, liabilities, and revenue.
- Increased trade business from $15 million to over $40 million overshooting fees and forex budgets.
- Successfully developed performance standards and evaluation systems with strategies and made presentations to board credit committee and corporate management to broaden risk
- Underwrote and structured new facility requests, enhancements, and annual credit reviews.
- Responsible for growing Banks Corporate customer portfolio by 40%, while effectively serving SME customers.
- Maintained overall credit quality, compliance with credit policies, guaranteed soundness of risk ratings and conditions of credit files.
- Reduced Non-Performing portfolio by 62%
- Built and maintained relationships with new and existing clients while providing high level of expertise
- Performed banking, business administration and financial tasks to guarantee five-star service for clients
Branch Manager
SEYLAN BANK PLC
01.2008 - 03.2011
- Exercised overall supervision on management and administration of Branch with crew of 14 staff.
- Achieved all Branch Key Performing Indicators.
- Increased branch deposit base from $6 million to $11 million
- Increased branch overall lending portfolio from $0 to $7 million by implementing new sales strategies based on market research.
- Increased Trade finance portfolio from $0 to $3 million exceeding given budget by 100%
- Implemented Bank's strategic vision, while allowing my team to develop professionally.
- Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies.
- Assessed employee performance and developed improvement plans
- Maintained friendly and professional customer interactions
Education
Certificate - IELTS (Overall Band Score 8.0)
IDP
United Kingdom07.2023
MBA - Business Administration
Asia E-University Malaysia - 2021 To 2023
Malaysia09.2022
Diploma 1 & 11 - Business Administration
Association of Business Executives UK - 2005
United Kingdom05.2005
Diploma - Business Management
Indian Institute of Business Management
Chennai- India05.2001
Skills
CORE COMPETENCIES
- Excellent leadership, Negotiation & Decision-making skills
- Excellent Work Ethics & Multitasking Abilities
- Excellent Customer Service & Relationship Management
- Critical Thinking, Good judgement & Attention to detail
- Expert in Commercial/Mortgage Lending, Security Documentation & Credit Analysis
- Ability to work under pressure
- Excellent Communication & Interpersonal skills
- Excellent team player
- Microsoft suite
Accomplishments
- Letter of Appreciation by DIR/CEO - dated 20/12/1995
- Letter of Commendation - dated 01/09/2004
- Letter of Performance & Prize - Deposit Mobilization - dated 01/04/2011
- Letter of Commendation - Deposit Mobilization - 04/09/2020
- Letter of Appreciation for No. 1 in best in customer service - LMD Awards 2021
Seylan Bank Plc, Colombo, Sri Lanka.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Manager Securities - Credit Administration
Seylan Bank Plc
03.2018 - Current
Relationship Manager, Corporate Banking
Seylan Bank Plc
01.2011 - 01.2018
Branch Manager
SEYLAN BANK PLC
01.2008 - 03.2011
Certificate - IELTS (Overall Band Score 8.0)
IDP
MBA - Business Administration
Asia E-University Malaysia - 2021 To 2023
Diploma 1 & 11 - Business Administration
Association of Business Executives UK - 2005
Diploma - Business Management
Indian Institute of Business Management
Hobbies
- Enjoy travelling, Hiking and outdoors.
Hobbies
- Enjoy travelling, Hiking and outdoors.
Hobbies
- Enjoy travelling, Hiking and outdoors.
Hobbies
- Enjoy travelling, Hiking and outdoors.
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