Mawete Carnot Manza
Senior Risk Manager
Toronto, East York,ON
Summary
A skilled and resourceful person with a long financial career and knowledge with solid experienced in Banking sector, well known in the environment. Self-motivated, team player and responsible professional.
Overview
18
18
years of professional experience
Work History
Chief Risk Officer
Access Bank Congo, Democratic Republic of Congo
Kinshasa, Kinshasa
2019.11 - 2022.08
- Ownership and oversight of the Bank' s Risk Management and Compliance/Conduct frameworks and related procedures, controls and policies
- Contribute to the development and delivery of the Bank’s strategy in line with overall Group strategy
- Contribute to the leadership and safe governance of the firm in line with statutory, regulatory and risk appetite frameworks
- Establish and implement strategy for operational development of the Risk and Compliance functions
- Provide assurance to the Management that the Bank is meeting its regulatory obligations, including oversight of outsourced service providers and non-financial regulatory reporting requirements
- Formulate/review, in consultation with the CEO, key Risk policy documents including the Risk Management Framework, Credit Risk Policy, Outsourcing and Supplier Management Policy, Provisioning Policy, and Collections and Forbearance Policy
- Review and regular updating of ICAAP, ILAAP, including capital and liquidity stress testing
- Support the CEO in managing relationships with regulators
- Ensure the data used by the Bank to assess its risks are fit for purpose in terms of quality, quantity and breadth
- Ensure risk information, risk analysis and risk training is provided to senior management and key stakeholders
- Chair the Credit Committee, attend and make reports to the various Executive and Board committees
- Escalate, where appropriate, key risk concerns directly to the Chairs of the Board Risk and Audit Committees
- Oversight of the enterprise risk management framework, including the risk register, controls assurance programme and incident management
- Oversight of annual processes including the Risk and Control Self-Assessment and assist colleagues to identify and mitigate the risks for which they are responsible
- Ensure that risk related models and methodologies are appropriate for the Bank’s use and are reviewed and validated on a periodic basis
- Scan the regulatory horizon to ensure that the Bank and colleagues are aware of and prepared for forthcoming regulatory changes
- Lead, develop and nurture the Risk and Compliance function (ten team members)
- Establish and contribute to instilling the culture, standards and values of the bank across the business
- Participate in industry forum and networks to develop understanding of industry trends to aid strategy formulation.
Head of Credit Risk Management
First Bank of Nigeria
01.2015 - 11.2019
- In DR Congo (Democratic Republic of Congo)
- Provide analysis, reporting and monitoring of risk exposures and adhere to internal standards with regards to violations and the escalation of production issues
- Ensure that all late or missing reports and related process metrics are recorded, documented and explained appropriately
- Propose, schedule, plan and champion projects to improve efficiencies in order to provide more effective business support
- Execute infrastructure changes with regards to implementation of new or revised policies or processes
- Ensure internal control processes are adequate and documented appropriately as per the governance standards including establishing appropriate review and assessment of the quality of outputs based on business standards
- Manage operational risk (e.g., cross-training, documentation, and audit)
- Liaise closely with the Bank’s front office traders, Credit Risk Management (CRM), Global Counterparty Credit (GCC), audit, technology groups, and other stakeholders to assist in meeting the Bank’s objectives
- Perform ad-oc analyses of specific metrics/exposures/transactions as required by management and stakeholders
- Maintain a good understanding of the analytical principles underlying the risk management of financial derivatives, including issues that arise regarding financial modeling of products for risk purposes
- Investigate and analyze the results across respective business areas of the IHC
- Complete monthly reconciliation to ensure accuracy of risk captured.
Head
Management First Bank of Nigeria, Democratic Republic of Congo
06.2013 - 01.2015
- Develop and maintain the ERM Program Manual
- Providing leadership and challenge in determining the appropriate Enterprise KRIs, thresholds, triggers and escalations for monitoring and tracking at various levels (Board of Directors, Management Committees, and Business Unit (BU) Committees)
- Coordinate the key risk indicator (KRI) process
- Ensuring the identification and collecting of data is accurately and timely documented and reported
- Develop and maintain Archer enhancements supporting the KRI process
- Support execution of Risk & Control Self Assessments (RCSA) Program
- Continue to develop, mature, maintain and manage the KRI Central Library
- Assists the CRO to update and maintain risk appetite, risk policies and risk dashboards
- Assists the CRO to develop good communication channels to ensure risks are proactively identified and addressed
- Under the direction of the CRO, supports Bank’s ERM Framework to provide a consolidated view of risk in the organization and compliance with the company’s Risk Appetite Statement
- Understands the top and emerging risks facing the enterprise and incorporates these risks into the overall program on an ongoing basis
- Collaborates with the CRO of ERM and other risk management employees to continuously improve risk management activities and oversight in the company
- Develop strong partnerships with business units and stakeholders
- Monitor compliance with the company’s risk appetite, anticipate trends and alert management of emerging risks and ensure effective challenge to promote a strong risk culture throughout the organization
- Partners with management of assigned business units to develop risk mitigation strategies and provide effective challenge for risks outside established appetite and tolerance
- Maintains informal and formal communications channels with all levels in the organization to gather risk data, obtain confirmation of effectiveness of controls, and help disseminate a risk culture throughout the organization
- Supports assigned business lines in understanding and identifying enterprise and business process risks and designing and implementing programs to address and mitigate those risks
- Supports the Enterprise Risk Manager, Director of Operational Risk and the Chief Risk Officer in their risk oversight responsibilities to ensure program meets regulatory requirements
- Assist in creating and maintaining the risk assessment process, developing and maintaining ERM Risk Registers and Bank Risk Assessments and implementing strategies to mitigate operational or emerging operational risk
- Supports assigned operational functions of the Risk Management Division, to include:
- Coordinating with Internal Audit the assessment and monitoring of controls that help mitigate significant risks
- Participating in and supporting key initiatives such as new product and service development, infrastructure changes, conversions, etc
- To ensure that risk(s) are appropriately addressed
- Continuously update skills by participating in professional training
- Seek opportunities to improve skills through cross-training offered by the Bank
- All other tasks, responsibilities or duties, as directed by management
Compliance Officer
First Bank of Nigeria, Democratic Republic of Congo
06.2012 - 06.2013
- Complete the allocated program of risk-based thematic, transversal, targeted and (only if instructed) desk focused Compliance reviews primarily across the Bank's activities as set out in the Compliance Review Plan
- These reviews encompass a planning/research process, announcement, collection and review of materials, liaison with relevant business staff and the carrying out of sampling/testing
- Maintain appropriate records and work papers detailing the review work undertaken
- Prepare a detailed report concluding the work done during the review outlining key findings and agreed remediating actions
- Liaise with all necessary key stakeholders to achieve mutual agreement of any recommendations raised during the review with allocated assignees
- Escalate significant issues and challenges identified during a review promptly to line management, with proposed solutions where possible
- Assist as required in chasing and tracking any Compliance recommendations raised through to completion and in reviewing and evaluating evidence submitted for closure (when directed, perform reviews across a wider scope and when directed, and in liaison with the Compliance Controls team, undertake testing of compliance controls relevant to each in scope Assessment Unit via the review process
- Assist in the Compliance Risk Assessment process as required of the bank’s activities
- Assist in Compliance MI reporting as required, providing contributions in good time and liaise effectively with stakeholders in the Business
- Close co-operation with colleagues across the Compliance department in order to share relevant information and avoid silos or duplication.
Bank Officer and Administrative Assistant
Procredit Bank Congo, Democratic Republic of Congo
06.2010 - 06.2012
- Make regular business development calls on existing and potential clients to solicit and sell business loan solutions, depository accounts and other bank products and services
- Responsible for commercial loan generation through personal contacts, as well as referrals
- Work with other bank employees in an effort to strengthen current commercial product knowledge and provide expertise to support overall small business sales processes
- Develop business relationships by profiling and analyzing financial data to determine business loan needs and recommend the appropriate loan structure
- Monitor credits for performance and begin collection efforts if loans become past due
- Have in-depth knowledge of deposit and lending products/services for businesses
- These specifications are general guidelines based on the minimum experience normally considered essential to the successful performance of this position.
Senior Manager
Industrial and Commercial Bank of China
Toronto, Ontario
2022.10 - Current
- In charge of Third Party Risk Mgt, Climate Change related Risk Mgt, Model Risk Mgt and Operational Risk Mgt -, (Canada) and member of Candian Banking Association, - (ongoing)
- Oversight and coordination of third-party risk management activities, including criticality assessment, due diligence, risk assessment, issue remediation, performance evaluation/ and monitoring activities
- Supervise and control third party / outsourcing arrangements and outsourcing related procurement projects
- Identify, monitor, analyze, measure, and manage third party / outsourcing related risks
- Coordinate and assist in the execution of third-party on boarding, contracting, monitoring, business continuity and exit strategy planning and testing activities
- Take active role of stakeholder’s management to ensure fulfillment of third-party risk management process (including issue management and risk treatment and monitoring)
- Ensure effective cross-Baltic cooperation within the area of responsibility
- Contribute to team and company performance through effective collaboration and acting with energy, enthusiasm and commitment
- Leading the development and delivery of the Climate Risk and TCFD advisory services lines, with a particular focus on modelling and assessment of climate change physical risks
- Development of techniques and tools that assess asset vulnerability and address adaptation in real estate
- Producing climate risk and resilience assessments, including client presentations and written reports to a high standard
- Supporting clients in developing and implementing risk management processes and the climate resilience and adaptation strategies, and providing advisory on related regulation and other market developments
- Supporting clients in preparing TCFD-aligned reports and disclosures
- Delivering training materials, client engagement and communications
- Producing marketing and case study material
- Responding to requests for proposals, and attending pitches on behalf of the property management and sustainability teams where relevant
- Developing in-depth knowledge of the Savills Earth services, and where appropriate providing input to adapt and enhance processes to improve efficiency, quality and innovation
- Develop and maintain strong partnership with business functions and provide business units with expert
- Support to proactively identify, assess, and monitor operational risk;
- Perform operational risk assessments by leveraging data analytical and advise stakeholders on risk mitigation strategies and track them to completion;
- Support the development, implementation and improvement of risk management frameworks and procedures;
- Support the development of operational key risk indicators, setting quantitative and qualitative risk threshold limits for projects, and conducting scenario/trend analysis and bench marking;
- Support effective management of operational risk at all levels by training and coaching business partners on operational risk management best practices such as developing policies and guidelines;
- Assist in process alignment and requirements implementation of operational risk management;
- Support in ensuring compliance with regulatory risk management guidelines and internal risk appetite;
- Deliver governance requirements and assessment on a comprehensive basis relating model risk management, fraud management, business continuity, etc;
- Provide optimal operational risk management reporting with appropriate risk metrics;
- Consult with respective business units to perform root cause analysis, advise on mitigating actions until closure
- Support the design, review and enhancement process for the Bank’s enterprise-wide Model Risk Management Policy, taking into account applicable regulatory requirements and input from internal stakeholders
- Ensure that an accurate and up to date inventory of models is maintained in the inventory platform, and manages the process to ensure accuracy and reliability of model inventory data
- Ensure completeness of the model inventory by supporting the model inventory attestation process across all areas of the Bank
- Manage the compliance testing of approved model conditions and oversees/designs the accuracy testing of the model inventory
- Support the design, review and ongoing enhancement process for issue identification, assessment and resolution through relevant policies and procedures and ensure model related issues are appropriately tracked and captured in all relevant processes
- Support the design, review and ongoing enhancement of the model risk rating methodology to support the assessment of model risk in a consistent manner across model types.
Field Sales Officer, •Field
Total Energy Service
Kinshasa, Kinshasa
2006.01 - 2009.12
- Officer in charge of selling product and reporting on daily basis to Head quarter.
Education
Bachelor of Economic Sciences - undefined
Christian University
Certificate in Mathematics - undefined
University of Kinshasa
Certificate in Banking, Institute Technique des BanquesCertificate in Entrepreneurship in Emmerging Economies - undefined
Havard Business School
Certificate in Project Management/IAMP - undefined
Accomplishments
- IFRS9
- ICAAP/Stress Test
- Operational Risk Management
- Third Party Risk Management
- Model Risk Management
- Environment Social Governance
- Basel regulations
- Negociation
- Financial Analysis
- OSFI Guidelines
- Compliance (local, international in Africa and OSFI-BSIF)
- Financial Market (AMF)
- Internal Control
- Internal Audit
- Proactive in developing strategies to achieve goals
- Administrative Management skills (follow up of records).
Timeline
Senior Manager
Industrial and Commercial Bank of China
2022.10 - Current
Chief Risk Officer
Access Bank Congo, Democratic Republic of Congo
2019.11 - 2022.08
Head of Credit Risk Management
First Bank of Nigeria
01.2015 - 11.2019
Head
Management First Bank of Nigeria, Democratic Republic of Congo
06.2013 - 01.2015
Compliance Officer
First Bank of Nigeria, Democratic Republic of Congo
06.2012 - 06.2013
Bank Officer and Administrative Assistant
Procredit Bank Congo, Democratic Republic of Congo
06.2010 - 06.2012
Field Sales Officer, •Field
Total Energy Service
2006.01 - 2009.12
Bachelor of Economic Sciences - undefined
Christian University
Certificate in Mathematics - undefined
University of Kinshasa
Certificate in Banking, Institute Technique des BanquesCertificate in Entrepreneurship in Emmerging Economies - undefined
Havard Business School