Summary
Overview
Work History
Education
Skills
Timeline

Bryce Nichol

Calgary,AB

Summary

Meticulous professional with a background in assessing borrower needs and explaining the loan process in clear terms. A polished Mortgage Broker promoting exemplary talents in making mortgage program recommendations and providing loan advice.

Overview

19
19
years of professional experience

Work History

Mortgage Broker

Axiom Mortgage Solutions
02.2021 - Current
  • Assessed clients' financial data to determine loan suitability.
  • Explained entire mortgage loan process to borrower.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.
  • Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
  • Explained different types of loans pertaining to client situations.
  • Worked with underwriters to fix application problems and resolve issues.

Mortgage Broker

Jencor Mortgage Corporation
06.2020 - 02.2021

Mortgage Broker

TMG The Mortgage Group
04.2018 - 06.2020

Mortgage Specialist

ATB Financial
08.2016 - 04.2018
  • Evaluated pay stubs, credit history, tax information and bank statements for financial status.
  • Explained legal aspects of loan to borrower, as well as payment terms and clauses.
  • Remained updated with latest information related to mortgage products and services being offered.
  • Created profitable and efficient solutions.
  • Developed new business and increased sales through targeted market penetration, extensive training, business partnerships and customer relationships.
  • Attracted new mortgage loan applications by developing relationships within community.

Relationship Manager

ATB Financial
08.2005 - 08.2016
  • Built and maintained relationships with new and existing clients while providing high level of expertise.
  • Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
  • Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
  • Generated new business and referral clients in partnership with financial advisors and branch team.
  • Assisted customers with needs such as opening accounts, depositing or transferring funds, updating account details and signing up for new services.
  • Monitored issues carefully and reached out to customers to provide immediate resolution and maintain satisfaction.
  • Planned portfolio solutions after carefully analyzing clients' financial health and future requirements.
  • Utilized prospecting techniques to identify potential clients and create opportunities to sell financial services.
  • Supported end-to-end credit management process, submitted complete loan documentation and supported credit originations for credit compliance.
  • Operated in self-directed environment with minimal input to solve problems and implement resolutions.

Customer Service Representative

Connect First Credit Union
09.2004 - 08.2005
  • Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
  • Reconciled cash drawer and resolved discrepancies.
  • Counted and packaged currency and coins.
  • Provided customer records, account statements and copies of checks.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
  • Sold and cross-sold bank products to new and existing customers.

Customer Service Representative

Canadian Western Bank
03.2004 - 09.2004
  • Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns.
  • Answered customer telephone calls promptly to avoid on-hold wait times.
  • Responded to customer requests for products, services and company information.
  • Provided primary customer support to internal and external customers.
  • Recommended products to customers, thoroughly explaining details.
  • Offered advice and assistance to customers, paying attention to special needs or wants.
  • Reconciled cash drawer and resolved discrepancies.
  • Counted and packaged currency and coins.
  • Provided customer records, account statements and copies of checks.
  • Sold and cross-sold bank products to new and existing customers.

Education

High School Diploma -

Strathmore High School, Strathmore, AB
06.2001

Skills

  • Financial Advisement
  • Client Engagement and Assistance
  • Sales Development
  • Loan Applications
  • Brand Development
  • Borrower Financial Assessment
  • Retail Mortgages
  • Loan Portfolio Growth

Timeline

Mortgage Broker - Axiom Mortgage Solutions
02.2021 - Current
Mortgage Broker - Jencor Mortgage Corporation
06.2020 - 02.2021
Mortgage Broker - TMG The Mortgage Group
04.2018 - 06.2020
Mortgage Specialist - ATB Financial
08.2016 - 04.2018
Relationship Manager - ATB Financial
08.2005 - 08.2016
Customer Service Representative - Connect First Credit Union
09.2004 - 08.2005
Customer Service Representative - Canadian Western Bank
03.2004 - 09.2004
Strathmore High School - High School Diploma,
Bryce Nichol