BROSLY BEAUREGARD
Santa Clarita
Summary
Knowledgeable Loan Processor bringing 25+ years of experience in banking and financial positions. Highly skilled in working well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer. Multi-talented loan processing professional versed in customer service and bank standards. Excellent communicator and decision-maker with a strong eye for detail and a proactive nature. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
27
27
years of professional experience
Work History
Remote Loan Processor
Equity Smart Loans
04.2020 - Current
- Analyzed loan applications and supporting documents to determine eligibility for approval
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing
- Explained the various types of loans available and advised on the best product suited for customer's needs
- Submitted loan applications to underwriting department for review and approval process
- Maintained accurate records in computer database system during loan origination process
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process
- Reviewed appraisals to ensure accuracy of value estimates
- Monitored progress of each loan application from start to finish ensuring timely completion
- Updated customers regularly on status of their loans throughout the processing period.
Mortgage Loan Processor
Nawabi & ASSOCIATES
07.2020 - 09.2022
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues
- Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews
- Inspected loan documentation for mistakes and corrected discrepancies
- Contacted outside sources, references and vendors to verify client financial information
- Gathered property appraisals, surveys and tax records to update mortgage loan files
- Evaluated and adjusted loan files to meet banking, federal and secondary market regulations
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes
- Evaluated financial statements and contacted institutions and customers to clarify details
- Created and completed loan submission packages
- Checked approvals against established bank and government lending standards.
Mortgage Loan Processor Manager
First Valley Mortgagage
01.2008 - 06.2020
- Checked applicant credit, personal references and employment histories
- Reviewed historical customer accounts to assess payment compliance and adherence to loan terms
- Evaluated financial statements and contacted institutions and customers to clarify details
- Created and completed loan submission packages
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues
- Checked approvals against established bank and government lending standards
- Maintained complete confidentiality of all submitted information according to release guidelines
- Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts
- Examined and verified information in loan application and closing documents
- Submitted completed loan applications, including recommendations for underwriting approval or denial
- Prepared and delivered loan documents to title and escrow teams
- Carried out pre-funding and funding functions for more than 25 cases per month
- Filed completed packages quickly and efficiently
- Organized, filed and maintained customer, department and regulatory loan records
- Worked with third-party vendors to address and clear loan closing requirements
- Managed any conditions sent from underwriting departments
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
Mortgage Loan Processor
SlS Mortgage
12.2001 - 06.2007
- Managed conditions sent from underwriting departments
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues
- Inspected loan documentation for mistakes and corrected discrepancies
- Contacted outside sources, references and vendors to verify client financial information
- Gathered property appraisals, surveys and tax records to update mortgage loan files
- Evaluated and adjusted loan files to meet banking, federal and secondary market regulations
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes
- Evaluated financial statements and contacted institutions and customers to clarify details
- Checked approvals against established bank and government lending standards.
Loan Opener
Camino Real Mortgage Bankers
03.1998 - 12.2001
- Tracked and managed new leads and followed up on referral business
- Reviewed loan agreements to confirm completeness and accuracy
- Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
Education
High School Diploma -
Burbank High School
Burbank, CA06.1993
Skills
- Excellent verbal and written communication skills
- Proficient in Calyx Point
- Outlook
- Du/Lp System
- Excellent Analytic Skills, attention to detail and ability to work with within time constraints
- Excellent lever of interpersonal skills to work effectively with others
- Appraisal Compilation
- Personal Data Collection
- Legal Documentation
- Information Verification
- Problem-Solving
- Decision Making
- Customer Communication
- Verbal and Written Communication
- Loan Application Preparation
- Time Management
- Proficient in Lending Pad software system
- Reviewing Financial Paperwork
- Notary Public
Timeline
Mortgage Loan Processor
Nawabi & ASSOCIATES
07.2020 - 09.2022
Remote Loan Processor
Equity Smart Loans
04.2020 - Current
Mortgage Loan Processor Manager
First Valley Mortgagage
01.2008 - 06.2020
Mortgage Loan Processor
SlS Mortgage
12.2001 - 06.2007
Loan Opener
Camino Real Mortgage Bankers
03.1998 - 12.2001
High School Diploma -
Burbank High School
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