Bir Gill
Toronto,Canada
Summary
Strategic banking professional with three years of experience in investments, real estate secured lending, and relationship management. Delivered tailored financial solutions and surpassed business objectives while fostering long-term client relationships. Generated substantial new investment assets while ensuring compliance and exceptional customer service.
Overview
3
3
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work History
PERSONAL BANKER - REAL ESTATE SECURED LENDING & INVESTMENTS
Toronto-Dominion Bank TD
Toronto, Canada
06.2025 - Current
- Generated over $10 million in net new investment assets year-to-date through proactive client engagement and tailored investment recommendations.
- Provide comprehensive financial advice across investments, lending, and everyday banking needs through detailed financial needs assessments.
- Recommend and administer investment solutions including mutual funds, GICs, registered and non-registered investment products aligned with clients' goals and risk tolerance.
- Structure and facilitate real estate secured lending solutions including mortgages, HELOCs, FlexLines, refinances, and credit protection products.
- Conduct proactive outreach and portfolio reviews to identify opportunities and deepen client relationships.
- Collaborate with internal partners to deliver holistic financial solutions while adhering to regulatory and compliance requirements.
- Consistently exceeded business development objectives across both investment and lending portfolios.
- Developed a reputation as a trusted advisor, resulting in strong referral generation and repeat business.
PERSONAL BANKING ASSOCIATE
Toronto-Dominion Bank TD
Toronto, Canada
11.2024 - 06.2025
- Engaged customers to understand their financial goals and provide tailored savings, credit, and investment solutions.
- Assisted clients with unsecured lending applications while ensuring accuracy and transparency throughout the process.
- Generated high-quality referrals to One TD partners through effective needs-based conversations.
- Built trusted relationships by educating clients on products and simplifying complex banking concepts.
- Maintained strict adherence to operational procedures, compliance standards, and risk management practices.
- Earned 17 Double Green LEIs in Q1 2025.
- Recognized for outstanding customer experiences and referral excellence.
CUSTOMER EXPERIENCE ASSOCIATE
Toronto-Dominion Bank TD
Toronto, Canada
03.2023 - 11.2024
- Processed a broad range of financial transactions accurately and efficiently while delivering exceptional customer service.
- Identified customer needs and recommended appropriate banking solutions to support branch objectives.
- Resolved customer concerns and escalated complex matters when required.
- Opened and closed the branch while maintaining security and operational compliance standards.
- Contributed to a collaborative team environment through coaching, communication, and knowledge sharing.
- Exceeded performance expectations across key metrics: Day to Day Performance: 453%, Growth Score: 453%.
- Recognized for consistently generating quality referrals and contributing to branch success.
Education
Bachelor of Arts - Business and Society
York University
Toronto, Ontario 09.2018 - 06.2022
Skills
- Mortgages, HELOCs, Refinancing
- Lending Applications
- Credit Analysis
- Credit Protection Solutions
- Investment Solutions
- Financial Needs Assessments
- Risk Management
- Regulatory Compliance
- Sales
- Business Development
- Client Acquisition
- Relationship Management
- Customer Experience Excellence
Certification
- Financial Planning I FP1, 2026
- Personal Financial Services Advice PFSA, 2026
- IFIC Certification, 2024
- Bloomberg Market Concepts
- First Aid & CPR/AED-C Canadian Red Cross
Timeline
PERSONAL BANKER - REAL ESTATE SECURED LENDING & INVESTMENTS
Toronto-Dominion Bank TD
06.2025 - Current
PERSONAL BANKING ASSOCIATE
Toronto-Dominion Bank TD
11.2024 - 06.2025
CUSTOMER EXPERIENCE ASSOCIATE
Toronto-Dominion Bank TD
03.2023 - 11.2024
Bachelor of Arts - Business and Society
York University
09.2018 - 06.2022