Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Behzad Hatamikia

Richmond,BC

Summary

Results-driven financial professional with 10+ years of progressive experience in commercial banking, cash management, and client advisory. Proven ability to drive portfolio growth, delivering tailored financial strategies, and building lasting client relationships across a wide range of industries. Brings deep expertise in treasury solutions, credit analysis, risk management, and business development paired with a consultative approach that aligns banking strategies with each client’s unique goals.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Commercial Cash Managment Specialist

Canadian Western Bank (Merged with National Bank)
Vancouver, British Columbia
09.2023 - Current
  • Conducted a comprehensive financial analysis, including detailed cash flow assessments and credit evaluations, to support well-informed treasury, cash management, and lending decisions, aligning financial solutions with client goals.
  • Met with commercial and small business clients to assess financial needs and provide tailored treasury solutions. Leveraged sales expertise to recommend cash management services including RDC and EFTS, driving revenue growth and optimizing clients' cash flow efficiency.
  • Together with Real Estate relationship managers, accelerated portfolio growth by leveraging industry networking, online prospecting, and targeted outreach to drive client acquisition and retention. Strengthened relationships through strategic engagement and portfolio reviews, uncovering new opportunities to maximize business expansion.
  • Conducted complex ownership and trust structure evaluations to ensure compliance with AML regulations and internal policies, facilitating smooth business account openings, business investments, and financial transactions.
  • Collaborated closely with internal stakeholders, including legal, compliance, and product development teams, to structure and deliver customized financial solutions that address client challenges.
  • Prepared in-depth reports on portfolio performance, and annual reviews, presenting actionable insights to senior management, and contributing to strategic decision-making.
  • Identified cross-selling opportunities by leveraging internal partnerships, referring clients to relevant financial experts across the organization to meet their broader business needs.

Universal Banker

CIBC
Vancouver, British Columbia
11.2020 - 09.2023
  • National Top 10% achiever in lending and mortgage gross sales (2022-2023 fiscal year).
  • Expanded and retained the mortgage book by maintaining regular client communication, and applying a consultative approach to align financial products with their goals.
  • Served as a liaison between customers, lenders, underwriters, attorneys, appraisers. throughout the life cycle of a loan.
  • Advised personal and business clients on investment opportunities, including GICs, mutual funds, and registered plans (RRSP, TFSA, RESP), tailoring recommendations to their financial goals and risk tolerance.

Financial Service Representative II

CIBC
VANCOUVER, BC
01.2020 - 11.2020
  • Met with clients to open personal and small business accounts, providing tailored banking solutions to meet their financial needs.
  • Handled end-to-end applications for credit cards, personal lines of credit, and insurance products, delivering a smooth, personalized experience, and helping clients confidently choose the best options for their needs.
  • Acted as the first point of contact, delivering exceptional customer service while proactively addressing and resolving a wide range of client concerns.
  • Found opportunities to offer more services by working with other teams, connecting clients with the right experts to help with their bigger financial needs.

Corporate Client Manager

Mellat Bank
Tehran
03.2012 - 09.2019
  • Managed a high-value portfolio of commercial clients, delivering tailored financial solutions across lending, cash management, and trade finance, while consistently achieving growth and relationship targets through proactive service and business development.
  • Built and expanded strong client and community relationships, regularly participating in business networking events to generate referrals, promote brand visibility, and identify new market opportunities in alignment with annual business plans.
  • Provided expert advisory on commercial credit solutions, including mortgages, loans, and lines of credit, by conducting financial analysis, assessing creditworthiness, and preparing sound recommendations within risk policy and lending limits.
  • Led portfolio oversight and risk management activities, ensuring compliance with credit terms, initiating early collections on delinquencies under 90 days, and collaborating with recovery teams to support action plans on distressed or non-accrual loans.
  • Worked cross-functionally with internal teams to deliver integrated client solutions, leveraging strong communication and organizational skills, with a results-driven mindset and advanced proficiency in MS Office tools for reporting and analysis.

Education

MBA - Finance

University of Canada West
Vancouver, BC
10-2021

Skills

  • Commercial Real Estate Analysis
  • Customer relationship management
  • Cash flow analysis
  • Treasury Solutions
  • Credit Analysis
  • Risk Management
  • AML Compliance
  • Team collaboration
  • Risk management
  • Portfolio management
  • Financial statements expertise
  • Problem Solving
  • Networking skills
  • Negotiation

Certification

IFIC Investment Funds Certificate (Mutual fund License) Issued by: Investment Funds Institute of Canada

Timeline

Commercial Cash Managment Specialist

Canadian Western Bank (Merged with National Bank)
09.2023 - Current

Universal Banker

CIBC
11.2020 - 09.2023

Financial Service Representative II

CIBC
01.2020 - 11.2020

Corporate Client Manager

Mellat Bank
03.2012 - 09.2019

MBA - Finance

University of Canada West

Similar Profiles

CREATE PROFILE
Behzad Hatamikia