Basant Chaudhary
Vancouver
Summary
Experienced Credit Adjudicator adept at evaluating credit applications using established scoring models and underwriting guidelines. Collaborative team player with a strong attention to detail and compliance with regulations. Proficient in risk assessment and skilled at effective communication of decisions.
Overview
4
4
years of professional experience
Work History
Credit Adjudicator
Fairstone
05.2023 - Current
- Evaluated credit applications using established scoring models and guidelines
- Conducted comprehensive credit risk assessments, analyzing financial statements and reports
- Collaborated with sales teams to support client negotiations
- Contributed to training new credit analysts
- Assessed creditor packages for insolvent clients to determine eligibility for financing
Credit Analyst
Canada Drives
10.2021 - 04.2023
- Adjudicated financing applications in line with collaborating lenders' requirements
- Analyzed income documents and credit reports before application submission
- Negotiated approvals with lenders to meet customer specifications
- Generated and distributed legal loan agreements to clients
- Mentored colleagues in processing applications for securing tailored finance approvals
Advanced Customer Assistance Specialist
TD Auto Finance
01.2020 - 10.2021
- Adjudicated auto and leisure vehicle loan refinancing applications
- Demonstrated sound judgment and analytical skills to safeguard TD Auto Finance Funds
- Applied credit lending principles to assess risk for refinancing applicants
- Utilized credit reports, character assessment, and provincial regulations to inform refinancing decisions
Education
MBA -
Vancouver Island University
Nanaimo, BC05.2020
BBA -
L.S. Raheja College
Mumbai, India04.2014
Skills
Credit Assessment
Risk Evaluation
Underwriting Guidelines
Credit Scoring Models
Decision Making
Attention to Detail
Negotiation Abilities
Multitasking
Team Collaboration
Time Management
Languages
English
Native or Bilingual
Hindi
Native or Bilingual
Gujarati
Professional Working
Marathi
Professional Working
Timeline
Credit Adjudicator
Fairstone
05.2023 - Current
Credit Analyst
Canada Drives
10.2021 - 04.2023
Advanced Customer Assistance Specialist
TD Auto Finance
01.2020 - 10.2021
MBA -
Vancouver Island University
BBA -
L.S. Raheja College
Similar Profiles
Paul BaroudiPaul Baroudi
Team Leader - Best Buy Accounts at FairstoneTeam Leader - Best Buy Accounts at Fairstone
Avneet KaurAvneet Kaur
Branch Manager at FairstoneBranch Manager at Fairstone
Anysha MingAnysha Ming
Lending Specialist at Fairstone FinancialLending Specialist at Fairstone Financial