Barbara Barnes-Lawrence
Lucasville,NS
Summary
Present BMO employee with 5 years experience and extensive knowledge of mortgage products and mortgage process.
Successful at managing multiple application and meeting closing dates with accuracy.
Willingness to take on added responsibilities and learn new processes to meet team goals.
Overview
8
8
years of professional experience
Work History
Home Advisor
Bank Of Montreal, BMO
Mississauga, ON
01.2023 - Current
- Evaluate creditworthiness of potential borrowers using thorough research and analyses credit bureaus, minimizing default risks.
- Pay attention to detail while completing applications.
- Review appraisals, property listings and insurance documents for subject properties.
- Assist underwriters in approving loans by verifying financial information and ensuring accurate documentation and data entry.
- Review and validate details of loan applications and required client documentation.
- Track loan status and update client information.
- Continuously update personal knowledge of home financing products by attending training sessions and verifying procedure with updated policies and circulars.
- Ability to work independently in work from home/virtual setting.
Personal Banker
BMO Bank Of Montreal
Dartmouth, NS
11.2017 - 09.2021
- Managed complex credit applications; negotiated terms and conditions which resulted in increased loan approvals for qualified borrowers.
- Cross-sold bank products and services to meet customer needs and provide options.
- Backed up teller team by handling needs of new and existing customers at main counter and provided assistance to staff while management was out of office.
- Learned and adapted quickly to new technology and software applications.
- Maintained compliance with bank policies and regulations while executing various financial transactions for customers.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Proven ability to learn quickly and adapt to new situations.
Customer Service Representative
Bank Of Montreal
Lower Sackville, NS
11.2015 - 11.2017
- Conducted regular audits of cash handling procedures, minimizing risk exposure for branch.
- Balanced cash drawers and vault accounts on daily basis.
- Processed customer requests for statements, ordering additional checks, and updating customer personal information in database.
- Managed deposits, withdrawals and wire transfers to process smooth banking transactions for clients.
- Monitored accuracy of customer information in system.
Education
BMO Compliance Training
Bank of Montreal
06.2023
Business For Self Qualification
Bank Of Montreal
Dartmouth, NS04.2018
Investment Funds in Canada Course
Canadian Securities Institute
05.2017
General Studies
Memorial University
St.John's, NL12.1993
Skills
- Problem-solving aptitude
- Professional Demeanor
- Attention to Detail
- Adaptability and Flexibility
- Effective Communication
- Policy Adherence
- Credit Applications
- Professionalism and Courtesy
Languages
English
Full Professional
Timeline
Home Advisor
Bank Of Montreal, BMO
01.2023 - Current
Personal Banker
BMO Bank Of Montreal
11.2017 - 09.2021
Customer Service Representative
Bank Of Montreal
11.2015 - 11.2017
BMO Compliance Training
Bank of Montreal
Business For Self Qualification
Bank Of Montreal
Investment Funds in Canada Course
Canadian Securities Institute
General Studies
Memorial University
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