BANA MUSHARBASH, CFA
Toronto,ON
Summary
Results-driven financial professional with over 8 years of expertise in corporate banking, credit analysis, accounting, and financial management. Proven track record of driving business growth by designing customized corporate credit solutions and ensuring strict adherence to credit risk policies and regulatory standards. Skilled in analyzing complex financial statements, including P&L, balance sheets, and cash flow reports, to provide actionable insights and support strategic decision-making. Adept at optimizing financial processes, fostering cross-functional collaboration, and delivering solutions that align with organizational objectives. Recognized for adaptability, strong analytical skills, and a commitment to achieving excellence in fast-paced environments.
Overview
8
8
years of professional experience
Work History
Supervisor of Newcomer Services
Windsor-Essex Catholic District School Board
Windsor, Canada
02.2024 - Current
- Collaborated with community agencies to support the Windsor-Essex Catholic District School Board (WECDSB) in onboarding and integrating over 900 students and their families, spanning over two academic years.
- Spearheaded initiatives to ensure a smooth transition for newcomers, including organizing quarterly and ad-hoc information nights, promoting school-related events, and connecting families to essential resources.
- Acted as a key liaison between families, caregivers, and community agencies, fostering cultural understanding, and addressing barriers to integration.
- Facilitate services between settlement agencies and newcomer families, promoting board programs, supporting the WECDSB Welcome and Assessment Centre, and attending community events.
- Demonstrated exceptional organizational and communication skills in creating a welcoming environment for students and families.
Accounting Assistant
Multicultural Council of Windsor and Essex County
Windsor, Canada
09.2022 - 02.2024
- Prepare invoices and billings, and handle banking functions, including deposits and cash handling.
- Prepare, verify, and process employee payroll, form processing for administration and benefits, create Excel sheets for tracking purposes, assist with accounts receivable billings, prepare monthly and quarterly statements, and collect outstanding accounts, in line with the financial structure of non-profit and charitable organizations.
- Created a new payment request submission process that streamlined submissions, minimized the use of paper, and reduced processing time by 60%.
Credit Review Analyst
Arab Bank
Amman, Jordan
11.2017 - 07.2022
- Assisted in managing a portfolio of 200 corporate clients, conducting in-depth credit analysis to assess risk, ensure compliance, and support sound lending decisions.
- Covering Gulf and North Africa portfolios by reviewing and evaluating credit requests, along with related financial reports, KPIs, industry and economic studies submitted by Corporate and Investment Banking based on overall credit risk, policies and procedures, and recommending the best suitable structure to the respective committees based on the authority matrix.
- Undertake quarterly portfolio reviews, as well as implement credit scoring and Expected Credit Loss staging for clients, ensuring proper updates in a timely manner.
- Cross-selling regionally with other branches, and working on deal structuring for global clients.
Business Analyst
Arab Bank
Amman, Jordan
11.2016 - 11.2017
- Automated several banking processes, thus reducing processing times by half and eliminating paper waste.
- Collaborate with stakeholders across departments to analyze and define project requirements, prepare related documentation, perform gap analysis, define IT scope, and communicate risks and deviations with Operations RM.
- Manage, perform, and document the User Acceptance Testing (UAT) process as per related policies and procedures.
- Conduct system testing to validate system functionality and related outputs.
Assistant Relationship Manager
Standard Chartered Bank
Amman, Jordan
04.2014 - 09.2014
- Originate and maintain profitable client relationships through well-developed account plans, encompassing a full range of products, tailored to address clients' business needs and in accordance with their processes, while complying with all related credit, risk, and legal aspects.
- Form strong relationships with local and international clients, and gain expert knowledge of their businesses in order to anticipate their needs, thus maximizing profits for the bank and meeting set targets while keeping the clients' best interests in mind.
- Conduct risk assessments for client portfolios, recommending strategies to mitigate potential losses.
Education
Data Analytics for Business -
St. Clair College
Windsor, ON, Canada04.2024
CFA -
CFA Institute
08.2023
Master's - Finance
Masaryk University
Brno, Czechia06.2016
Bachelor's - Finance
University of Jordan
Amman, Jordan08.2013
High School -
Amman Baptist School
Amman, Jordan05.2010
Skills
- Financial and Investment Analysis
- Risk Management
- Financial Modeling
- Data Analytics
- Communication and Presentation
- Strategic Thinking and Decision-Making
- IFRS and GAAP Compliance
- KPI Management
- Payroll Processing
- Business Development
- Conflict Resolution
- Preparing Budgets
- Accounts Payable and Receivable
- Microsoft Excel Proficiency
Languages
Arabic
Native/ Bilingual
English
Native/ Bilingual
Spanish
Professional
References
References available upon request.
Resume Last Updated
02/2025
Timeline
Supervisor of Newcomer Services
Windsor-Essex Catholic District School Board
02.2024 - Current
Accounting Assistant
Multicultural Council of Windsor and Essex County
09.2022 - 02.2024
Credit Review Analyst
Arab Bank
11.2017 - 07.2022
Business Analyst
Arab Bank
11.2016 - 11.2017
Assistant Relationship Manager
Standard Chartered Bank
04.2014 - 09.2014
Data Analytics for Business -
St. Clair College
CFA -
CFA Institute
Master's - Finance
Masaryk University
Bachelor's - Finance
University of Jordan
High School -
Amman Baptist School
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