BALDEEP DHINDSA
Port Coquitlam,Canada
Summary
Experienced Realtor, real estate investor, and business owner with extensive hands-on experience in residential transactions, mortgage financing, and lender coordination. Strong exposure to CMHC-insured rental financing, private lending, and residential development, with a solid understanding of underwriting fundamentals and financing structures across A, B, and private lenders. Proven ability to advise clients, manage complex transactions, and collaborate with lenders, mortgage brokers, and legal professionals.
Overview
11
11
years of professional experience
Work History
Mortgage & Private Lending Exposure
Referral-Based
01.2019 - Current
- Gained practical exposure to residential mortgage and private lending transactions through client referrals to licensed mortgage brokers and legal professionals
- Observed and developed understanding of A, B, and private lending structures, including loan-to-value ratios, pricing frameworks, security positions, and exit strategies
- Supported clients in understanding general financing concepts and available options, while all mortgage advice, structuring, and execution were handled by licensed professionals
Business Owner
Primetime Washroom Rentals
01.2019 - Current
- Co-founded and co-own a washroom trailer rental business with partners
- Built scalable systems allowing the business to operate remotely with minimal day-to-day involvement
- Oversaw budgeting, vendor relationships, and operational performance
Realtor
Team 3000 Realty Ltd
12.2015 - Current
- Over 10 years of experience representing buyers, sellers, and investors in residential real estate transactions across British Columbia
- Advised clients on pricing strategies, market conditions, property valuation, and negotiation tactics to achieve optimal outcomes
- Guided clients through all stages of the transaction process, including financing conditions, subject removals, and closing coordination
- Worked closely with mortgage brokers, lenders, appraisers, inspectors, and legal professionals to ensure smooth and timely completions
- Prepared and reviewed Contracts of Purchase and Sale, disclosures, amendments, and related documentation in compliance with regulatory standards
- Built long-term client relationships through referrals, repeat business, and a client-first advisory approach
Real Estate Investor & Financing Coordinator
Self-Employed
01.2015 - Current
- Former co-owner of a CMHC-insured rental property portfolio, with direct involvement in acquisition financing, refinancing, and lender compliance
- Gained in-depth working knowledge of CMHC rental programs, underwriting standards, debt-service calculations, and reporting requirements
- Purchased, renovated, developed, and sold residential properties
- Coordinated financing packages, lender documentation, appraisals, and closings with banks, mortgage brokers, and legal professionals
- Analyzed cash flow, risk, and capital structure to support financing and disposition decisions
Education
Real Estate Trading Services License -
University of British Columbia
Bachelor of Business Administration (BBA) -
Capilano University
Business Administration - Economics
Simon Fraser University
Skills
- Mortgage fundamentals
- Banking Operations
- CMHC financing
- A/B/Private lending exposure
- Financial analysis
- Risk awareness
- Business ownership
- Client advisory
- Documentation
- Problem Solving
- Relationship Building
- Budget Planning
- Appraisal review
- Real estate contracts
Timeline
Mortgage & Private Lending Exposure
Referral-Based
01.2019 - Current
Business Owner
Primetime Washroom Rentals
01.2019 - Current
Realtor
Team 3000 Realty Ltd
12.2015 - Current
Real Estate Investor & Financing Coordinator
Self-Employed
01.2015 - Current
Real Estate Trading Services License -
University of British Columbia
Bachelor of Business Administration (BBA) -
Capilano University
Business Administration - Economics
Simon Fraser University