Ayyappa Kumar Nandarapu
Mississauga,ON
Summary
Experienced banking professional with over seven years of expertise in regulatory compliance, operational supervision, and branch-level governance. Demonstrated ability to guide teams through supervision requirements, risk mitigation, and internal audits. Adept at driving improvements in process efficiency and staff performance through strong leadership, cross-functional collaboration, and strategic planning. Currently based in Canada and actively pursuing roles that leverage supervision, compliance, and analytical capabilities to support institutional goals.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Branch Manager
Karnataka Vikas Grameena Bank (KVGB)
Dharwad, India
05.2021 - 07.2024
- Directed supervision tasks across two branches, managing risk-sensitive account activities and ensuring procedural adherence during audits and internal assessments
- Coordinated with legal and compliance teams to resolve strategic issues related to NPA recovery, account restructuring, and customer documentation gaps
- Supervised financial activities totaling over $12 million CAD annually, implementing internal checks and balances to meet supervision objectives
- Delivered branch-wide training sessions on supervision practices, client onboarding standards, and customer data privacy
- Facilitated documentation reviews and branch inspections, reducing discrepancies and improving regulatory performance across operational metrics
Assistant Manager
Karnataka Vikas Grameena Bank (KVGB)
Dharwad, India
04.2017 - 05.2021
- Conducted regular reviews of financial products, transactions, and customer activity to ensure compliance with bank policies and government regulations
- Supported branch supervision by identifying procedural gaps and implementing tools that enhanced accountability and audit preparedness
- Managed loans and customer accounts worth over $8 million CAD, ensuring correct documentation, approval flows, and adherence to turnaround timeframes
- Played a key role in driving data-driven decisions by preparing quarterly reports and customer engagement dashboards used for compliance planning
- Developed supervision training tools and assisted with new employee onboarding, improving understanding of internal control procedures and escalation protocols
Trainer – Banking & Risk
Chanakya Institute for Banking
Ballari, India
07.2015 - 03.2017
- Developed and facilitated training programs on banking operations, regulatory supervision, and compliance documentation for over 150 staff members
- Led simulation workshops that improved supervision response time and reduced regulatory errors during real-world inspections
- Partnered with branch managers and regulatory professionals to align training content with emerging risk and documentation trends
Education
Bachelor of Engineering (B.E.) - Industrial Engineering and Management
JSS Academy of Technical Education
Bangalore, India05.2015
Skills
- Regulatory Supervision
- Internal Controls
- Documentation Reviews
- Team Leadership
- Customer Relationship Management
- Financial Reporting
- Policy Implementation
- Staff Training
- Microsoft Office Suite
- Core Banking Solutions
- CRM Systems
- Risk Assessment
- Customer relationship management
- Communication skills
- Strategic planning
- Operational efficiency
- Documentation Software
- Problem-solving aptitude
Accomplishments
- Ranked among the top 5 performers across all KVGB branches for 7 consecutive years for excellence in supervision, loan management, and customer satisfaction.
- Successfully recovered over 315 non-performing accounts, leading to a measurable improvement in branch health and regulatory ratings.
- Recognized with a Regional Leadership Award in 2022 for mentoring staff and driving consistent improvement in customer handling and policy adherence.
Affiliations
- Conducted financial awareness program every quarter as per RBI guidelines ,gathering 100 clients and promoting financial inclusion ,educating the customers and sell bank products.
- Recognized with a Regional Leadership Award in 2022 for mentoring staff and driving consistent improvement in customer handling and policy adherence.
Certification
- JAIIB (Junior Associate of the Indian Institute of Bankers) – Indian Institute of Banking & Finance, 2021
- Canadian Securities Course (CSC) – Canadian Securities Institute (Expected: June 2025)
Timeline
Branch Manager
Karnataka Vikas Grameena Bank (KVGB)
05.2021 - 07.2024
Assistant Manager
Karnataka Vikas Grameena Bank (KVGB)
04.2017 - 05.2021
Trainer – Banking & Risk
Chanakya Institute for Banking
07.2015 - 03.2017
Bachelor of Engineering (B.E.) - Industrial Engineering and Management
JSS Academy of Technical Education
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