Ayodele Osude
Etobicoke,Canada
Summary
Analytical and detail-oriented AML and Compliance Analyst with over 5 years of progressive experience in Know Your Customer (KYC), Enhanced Due Diligence (EDD), Transaction Monitoring, and Suspicious Activity Reporting (SAR) within the banking and financial services sector. Proven ability to identify and mitigate money laundering and terrorist financing risks, perform in-depth investigations, and ensure adherence to FINTRAC, OFAC, and BSA/AML regulations. Proficient in AML management tools including Oracle, SAS, Actimize, and case management systems. Recognized for strong analytical thinking, precision, and a commitment to upholding institutional integrity.
Overview
6
6
years of professional experience
1
1
Certification
Work History
AML Analyst
Scotiabank
10.2024 - Current
- Conducted thorough analysis of customer transactions to identify potential money laundering activities.
- Collaborated with compliance teams to ensure adherence to regulatory requirements and internal policies.
- Utilized AML software for monitoring suspicious activities and generating reports for further investigation.
- Reviewed and updated risk assessment procedures to enhance detection capabilities within the organization.
AML Analyst
Zenith Bank PLC
01.2021 - 07.2023
- Conducted transaction monitoring and investigations to identify suspicious activity related to money laundering and terrorist financing.
- Performed KYC file remediation and Enhanced Due Diligence (EDD) reviews for high-risk clients across retail and corporate banking portfolios.
- Prepared and submitted Suspicious Transaction Reports (STRs) to relevant authorities within regulatory timelines.
- Utilized AML management tools including Oracle, SAS, and Actimize to monitor transactions and analyze behavioral patterns.
- Conducted name screening against sanctions (OFAC SDN list), PEP, and negative media databases using LexisNexis and other open-source tools.
- Reviewed alerts and escalations, ensuring accurate documentation and adherence to internal policies and FINTRAC guidelines.
- Collaborated with compliance and operations teams to enhance AML processes and support internal audits.
- Delivered training support to new analysts on AML procedures, ensuring quality and consistency across investigations.
Cash & Service Officer
Zenith Bank PLC
06.2019 - 12.2021
- Managed daily banking transactions and monitored for suspicious activities in alignment with AML standards.
- Conducted KYC verification and client onboarding while maintaining high data accuracy.
- Escalated unusual transactions and ensured compliance with regulatory reporting requirements.
- Supported compliance initiatives and internal reviews focused on AML policy adherence.
Education
B.Sc. - Computer Science
Covenant University
NigeriaSkills
- Know Your Customer (KYC) & Enhanced Due Diligence (EDD)
- Transaction Monitoring & Suspicious Activity Reporting (SAR/STR)
- Financial Crime Risk Assessment & Fraud Investigation
- Regulatory Compliance (FINTRAC, OFAC, BSA/AML)
- AML Management Systems: Oracle, SAS, Actimize, LexisNexis
- High-Risk Customer Reviews & Sanctions Screening
- Data Analysis & Report Generation (Excel, Case Management Tools)
- Communication & Stakeholder Collaboration
- Microsoft Office Suite (Excel, Word, PowerPoint)
- Certified Financial Crime Specialist (CFCS)
Languages
English
Certification
- Certified Financial Crime Specialist (CFCS) – In view
- Anti-Money Laundering Training
- Fraud Awareness Seminar
- Time Management & Customer Service Excellence Workshops
Timeline
AML Analyst
Scotiabank
10.2024 - Current
AML Analyst
Zenith Bank PLC
01.2021 - 07.2023
Cash & Service Officer
Zenith Bank PLC
06.2019 - 12.2021
B.Sc. - Computer Science
Covenant University
Additional Professional Development
- Transaction Monitoring & Risk Assessment
- Enhanced Due Diligence (EDD) and KYC Remediation
- FINTRAC Compliance & Reporting Standards