Ashwin Raj
Trail,Canada
Summary
Enterprising financial planner successful in leading every facet of new and ongoing business operations. Strategic thinker and tactical decision-maker with passion for serving customers and exceeding expectations. Creative problem solver skilled at de-escalating situations and driving positive change.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Personal Banker
TD Bank
09.2022 - Current
- Play a key role in advising customers of high level financial solutions from a range of available investment and credit banking solutions
- By asking thoughtful financial questions, engage with customers and create positive experiences to retain and deepen relationships
- Increase customer financial confidence by providing personalized financial advice, answering customer questions, and addressing their concerns; raising matters as appropriate to team members or partners while maintaining confidentiality and accuracy
Department Manager
No-Frills
04.2019 - 05.2022
- Performed statistical analyses to gather data for operational and forecast team needs.
- Introduced new methods, practices and systems to reduce turnaround time.
- Arranged sales incentives with store management and vendor representatives to reward deserving team members for exceeding expectations.
- Reconciled daily sales transactions to balance and log day-to-day revenue.
- Prepared detailed reports for management to clarify existing trends, review sales and inventory data and support shrink minimization and safety awareness.
Credit Analyst
Standard Chartered Bank
03.2017 - 08.2017
- Conducted presentations to upper management and executive teams for loan recommendations.
- Assessed credit risk and analyzed financial statements.
- Improved understanding of financial statements, which helped in assessing risk.
- Placed customer accounts on hold due to past due payments.
Office Bookkeeper
Royal Financiers Mortgage Solutions
05.2014 - 02.2016
- Eliminated errors in financial recordkeeping through careful forecasting and budget administration.
- Posted daily receipts and payments in accordance with corporate protocols.
- Established QuickBooks accounting system to reflect accurate financial records.
- Verified accurate recordkeeping processes, reducing financial inconsistencies.
Education
Certificate - CFSA
Certificate in Financial Services Advice
Online12.2023
Canadian Securities Course - CSC
Licensed To Sell Mutual Funds
Online08-2022
PGDA - Accounting And Finance
Selkirk College
Castlegar, BC04-2019
BBA - E-Banking And Finance
University of Manipal
India04-2014
Skills
- Growth Portfolios
- Team Interaction
- Creative Solutions
- Sales Expertise
- Interpersonal Skills
- Retail Mortgages
- Small Business Relations
- Credit Bureau Information
- Customer Satisfaction
- Banking Operations Knowledge
Certification
- Verified International Academic Qualification
- Canadian Securities Course
- Licensed to Mutual Funds and in good standing.
Timeline
Personal Banker
TD Bank
09.2022 - Current
Department Manager
No-Frills
04.2019 - 05.2022
Credit Analyst
Standard Chartered Bank
03.2017 - 08.2017
Office Bookkeeper
Royal Financiers Mortgage Solutions
05.2014 - 02.2016
Certificate - CFSA
Certificate in Financial Services Advice
Canadian Securities Course - CSC
Licensed To Sell Mutual Funds
PGDA - Accounting And Finance
Selkirk College
BBA - E-Banking And Finance
University of Manipal
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