Adept at enhancing data capabilities and optimizing risk-return strategies, my tenure at Bank of Montreal showcased significant achievements, including the development of a consolidated Power BI reporting framework. With proven expertise in data visualization and a knack for insights generation, my work has consistently driven business growth and decision-making excellence.
Overview
12
12
years of professional experience
1
1
Certification
Work History
MANAGER, Business Banking Credit Risk
Bank of Montreal
12.2022 - Current
Responsible for enhancing the Data capabilities of the Credit Risk Strategy Analytics Team to ensure efficient reporting & to optimize the Risk-Return for the Small Business Portfolio
Selected as the Top Performer of the team in F23 for contributions in improvement of data quality, reporting and strategy enhancements
Created consolidated reporting framework in Power BI to monitor the Portfolio Performance of the Canadian & US Business Banking
Created Self-serve analytical tools for Strategy and Portfolio Monitoring, which is used widely across ERPM
Created curated datasets with standardized definitions enabling consistency in Reporting and Strategy development
Streamlined the reporting process bringing down the turnaround time from several weeks to few hours
Created Pre-Delinquency model to identify the vulnerable population; providing an early warning for account management activities
Collaborated with multiple stakeholders across various data teams to address the gap in the data quality
Created Business Banking knowledge base in Confluence, which is used both within credit risk and other stakeholders
Involved in the strategy pruning, implementation and validation for F24 helping in optimizing the risk return for of the portfolio
Owns the generation & presentation Quarterly Business Review for the portfolio to the executives
Works closely with the Senior executives in the generation of the visualizations & insights for the presentations to the CRO
Go to person for Data and Automation related queries in NA credit risk
Facilitated team discussions on creating F24 goals for BB Credit Risk and achieving team consensus on Employee Engagement
Coached Sr Analyst/Intern in data mining and insight generation
BUSINESS INSIGHTS ANALYST
DYNATA INC
11.2019 - 12.2022
Responsible for aiding the international operations and panel team with actionable insights through ad-hoc reports and customizable dashboards
Created Workload Models to analyze the Project Manager utilization
Created Revenue Forecast Model to aid the sales team leads track the performance of the salesforce and set optimal business target
Led a cross functional team to standardize KPIs and create semantic layer
Created reports to monitor the survey user effectiveness & utilization
Analytics POC for user journey & email campaign management using AWS pinpoint
Created a consolidated report for the C-level executives to serve as one stop dashboard for day-to-day reporting
PRINCIPAL DATA ANALYST
SAVANT TECHNOLOGY
02.2017 - 08.2019
Company Overview: Under Contract To
Responsible as the subject matter expert to support a big data project lifecycle and provide analytics solutions that create business values and actionable insights for business teams
Functioned as the lead point of contact to understand, analyze, and gather the requirements of the land transport operations center for the designing of the Emergency response system
Worked on commuter analytics services to generate actionable insights on the commuter crowd at each public transport node
Hands on work in Python & R for the Data Mining & generation of various KPIs using rules-based engines and Machine Learning Models
Hand on work in Tableau for creation and automation of dashboards to showcase the KPIs generated
Demonstrated understanding of the AWS cloud services for the implementation of the analytics solutions in the Hadoop big data platform
Designed and develop quality assurance checklists and validation work plans to assess the performance & ensure smooth functioning of the monitoring system
Conducted regular review of the KPIs generated by the system to improve the reliability of the insights provided
Developed a monitoring & reporting framework to ensure all the key components of the system is fully functional
Under Contract To
SENIOR DATA ANALYST
MU SIGMA BUSINESS SOLUTIONS PVT LTD
01.2014 - 12.2015
Lead Data Analyst to team of analysts working for world's largest home improvement retailer, enabling them to make data driven decisions
Designed & implemented automated frameworks in tableau to monitor the traffic and other KPIs of various website - site sections of the financial services organization and presented the dashboard to the clients
Led an analytics team working for a Financial Service Organization, providing support in their digital market space and led the engagement from the offshore
Worked in the website analytics for the financial Services Organization - performed A/B Testing to improve the performance of the site sections
Worked on Sentiment Analysis using R to understand the voice of the website users based on their reviews in blogs, twitter and mails
Organized regular meetings with end-users to discuss system requirements, specifications, costs and timelines
Trained the newly hired employees in SAS & Tableau and conducted their performance review as MSU's teaching assistant
DATA ANALYST
MU SIGMA BUSINESS SOLUTIONS PVT LTD
09.2012 - 12.2013
Part of a 20-member team that worked for world's largest home improvement company, enabling them to make data driven decisions
Collaborated with the Financial Planning and Analysis team of a US based home improvement retailer to provide analytical support and aid them in their business decisions
Formulated comprehensive methodology to drill down into the Company's Profit% in terms at category/subcategory level for the C level executives of the Organization and presented the results to the stakeholders in a call
Worked on the Market Basket Analysis to identify the association pattern in the selling of products
Designed a dashboard to help the business user understand the impact of cost & retail changes on company's profit%
Built a mathematical model to estimate the cost of each product based on their attributes and identify the split up of the cost in-terms of various attributes and identified a potential cost out opportunity of $5M
Designed an integrated & automated tableau visualization to help the clients to get a better visibility about the performance of various products, vendors, categories, and sub-categories by tracking various KPIs
Education
COMPLETED COURSEWORK TOWARDS MASTER OF IT - BUSINESS -ANALYTICS
SINGAPORE MANAGEMENT UNIVERSITY
12.2016
COMPLETED COURSEWORK TOWARDS BACHELOR OF ENGINEERING - ELECTRONICS AND COMMUNICATION
ANNA UNIVERSITY
05.2012
Skills
Data visualization
Insights generation
Story telling
Problem Solving
Design Thinking
Data Mining
Verbal communication
Written communication
Certification
AWS certified Cloud Practitioner
Tableau certified Desktop Associate
MangoDB basic certification from MangoDB university
SAS Base Programming Specialist
Personal Information
Age: 34
Gender: Male
Languages
English
Full Professional
Timeline
MANAGER, Business Banking Credit Risk
Bank of Montreal
12.2022 - Current
BUSINESS INSIGHTS ANALYST
DYNATA INC
11.2019 - 12.2022
PRINCIPAL DATA ANALYST
SAVANT TECHNOLOGY
02.2017 - 08.2019
SENIOR DATA ANALYST
MU SIGMA BUSINESS SOLUTIONS PVT LTD
01.2014 - 12.2015
DATA ANALYST
MU SIGMA BUSINESS SOLUTIONS PVT LTD
09.2012 - 12.2013
COMPLETED COURSEWORK TOWARDS BACHELOR OF ENGINEERING - ELECTRONICS AND COMMUNICATION
ANNA UNIVERSITY
COMPLETED COURSEWORK TOWARDS MASTER OF IT - BUSINESS -ANALYTICS
SINGAPORE MANAGEMENT UNIVERSITY
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