ARJUN K C
Toronto,Canada
Summary
Determined, ambitious, detail oriented, dedicated and result oriented individual in building excellent client relationships. Professional Mortgage Loan Officer with more than 10 years of experience in managing heavy pipelines of 50+ loans and exceeding sales targets, well-trained in financial compliance, updated in frequently changing regulatory guidelines, proficient in handling customers, looking to become a market leader through customer service and cutting edge financial solutions.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Loan Officer
Nepal SBI Bank Ltd.
05.2013 - 04.2024
- Mortgage Loan Origination, review applications and gather credit histories
- Conduct outbound calls to existing and prospective customers regarding mortgage loan products
- Negotiate rates, rate locks, and provide excellent customer service
- Interact with customers to understand their needs and provide them with high quality member service
- Process loan applications for mortgage transactions and review rates and terms within guidelines
- Ensure that credit files in compliance with the company's and regulator's established directives/guidelines ensuring legal aspects along with fulfilling AML/CFT guidelines
- Advises clients on mortgage loan options and refinancing
- Generates new loan applications using customer service skills
- Develops close relationships with members of the real estate community
- Remains aware of loan application deadlines and informs customers about them
- Stay informed of mortgage industry trends and developments in the assigned market and develop and maintain a high degree of visibility for the marketplace
- Preparing monthly budget sheet and expenditure details
- Monitor and verify the general ledgers and account payable files
- Monitoring and Analyzing reconciliation of bank statements, recording of financial transactions
- Organized marketing and cross selling of banking products to existing customers and stretched out to new customers through mail, phone calls and presentation events
- Analyze and verify daily, weekly, monthly, and quarterly and annual closing reports as per financial reporting requirements and put up to higher authority
Education
Master's - business studies: Finance
Tribhuvan University - Nepal Commerce Campus
01.2012
Bachelors - business studies: Finance
Tribhuvan University - Lumbini Banijya Campus
01.2007
High School Certificate - Accountancy
Kotihawa English Higher Secondary School
01.2003
Skills
- Excellent written and verbal communication skills
- Relationship building and Management
- In depth Computer Literacy
- Ability to work in priority/urgency/Pressure
- Knowledge of lending and financial analysis
- Knowledge of mortgage funding
- Quality assurance
References
- Mr. Dilip Roy, Branch Manager, Nepal SBI Bank Ltd., Bhairahawa, Nepal, +977-9857010471, dilip.roy@nsbl.com.np
- Mr. Yadvendra Kant, Chief Operating Officer, Nepal SBI Bank Ltd., Kathmandu, Nepal, +977-1-5970333, corporate@nsbl.com.np
Languages
English
Full Professional
Hindi
Professional Working
Nepali
Native or Bilingual
Certification
National Banking Institute (NBI)- Mortgage Loan Officer
Timeline
Loan Officer
Nepal SBI Bank Ltd.
05.2013 - 04.2024
Bachelors - business studies: Finance
Tribhuvan University - Lumbini Banijya Campus
High School Certificate - Accountancy
Kotihawa English Higher Secondary School
National Banking Institute (NBI)- Mortgage Loan Officer
Master's - business studies: Finance
Tribhuvan University - Nepal Commerce Campus
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